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Virgin cc requesting balance or selling debt/court action
Hi I have a debt under £500 with Virgin. I made an arrangment with them to pay £1.00 per month which I pay each month. I have now recieved a letter to say to pay the balance or the debt may have to be sold to an agency and I may have to go to court. The only way to stop this would be to pay the balance in full. Ican up the…
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Capital One CCard - How can i draw cash off it ?
Hi All en with an excellent credit r Need a temp loan for about £6500 and can repay in couple of months. I applied to Zopa but got refused even with an excellent credit rating. Is there any way to draw it off my capital one card ?? Thanks
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lost my 0% late payment
I am sitting here gutted and a bit shame faced. Heres my sorry story, would welcome advice. I tranferred money to a virgin card last year. I activated the card on the 26th Feb and tranferred the money on the 1st March. Apparently a payment was due 25 days after I opened the account (is that right ? I expected 30 days?) I…
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Egg/Barclaycard Cashback due......
........shortly? No notification of the scheme stopping so :T to Barclays IMHO.
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Compensation from Credit Card Company
I'm furious at my credit card company. I called them three weeks ago to order a new credit card under my soon to be married name (two weeks away!). They said they would send one out and it should arrive within 5 working days. On Thursday I was calling regarding another matter, and mentioned that the card hadn't yet arrive,…
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Alm*wcbilling.com
Help.....I have just seen this on my husbands credit card at £27.99 per transaction.......googled it but not sure what it is.....please help....got an idea and really want to be wrong....:(
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Barclaycard B/T £25 refund - bumping my balance over £2000?
Evening all, apologies if this is bad etiquette and has been asked before. My current 0% card is with MBNA (BMI Amex) and I shall need to move it on pretty soon. I was considering Barclaycard anyway as they seem to offer the longest (22 months). My balance is currently around £1850, and Barclaycard seem to offer a £25…
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Barclaycard are so unprofessional. Sent card out then declined application.
They basically sent me a card yesterday. Today I receive a letter stating my application has been cancelled. How bizarre. I applied 6 months ago for the same Barclaycard initial card. Then I got a decline letter. I wish they would do ALL their checks before sending out cards and getting their customers hopes up. Any other…
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Prepaid credit cards
Hi, For someone who can not get a credit card even with poor credit score credit cards, would the following cards improve credit score? Freedom Prepaid Mastercard Blue Sky Pay Monthly Mastercard Cashplus Gold Clearcash Mastercard My husband declared bancruptcy two years ago and discaharged last year. He also has CCJ on his…
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Advice about Arrangement to Pay with Barclaycard needed please.
A few years ago I had a serious bout of depression, and got behind on my finances. I entered a payment plan with Barclaycard, and I've stayed on this payment plan for about three years now. I wasn't aware of what a negative effect it would have on my credit rating, I asked them on the phone about it at the time, and they…
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Barclaycard Loyalty
Hi All After the recent change in T&C for barclaycard, I decided that my card was worthless. I use it for the odd flutter on football at a betting site and thats it really. Always have a zero balance and make purchases using another card with cashback facilities. Anyway, I called them yesterday asking to cancel and…
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Judgment for Claimant - Arrow Global
Back in 2009 I was served a statutory demand by Arrow Global who tried to recover a debt what was statute barred, the statutory demand was set aside. At the time, my credit history was find no CCJ recorded/issued against the debt. Now two + years later Arrow Global is attempting to do the same thing, however this time they…
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Nationwide credit limit increases
Hi I wantedt to know if anyone knew if I were to apply for an Increase in credit limit. Would this be full credit searched on the CRA, or do they just look at you current usage of the card internally? Thanks
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Interest free CC and Credit Score
Hi, Recently I applied for a mortgage and two lenders provisionally agreed to lend me. The thing is, to make sure that the lender will actually give the money in couple of months, the mortgage advisor told me to keep doing whatever I was doing until now, in terms of credit score. However I want to make a purchase around…
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0% Credit Card Overseas Spending...
Hi, I'm new to posting and looking for some help please? I've been looking for best credit card for overseas spending for my holiday (going to Canary Islands). Do the 0% purchase offers include overseas purchases?? Or am I better going for something like the Halifax Clarity Card with no fees?? All help appreciated. Thanks…
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Paying off the credit card debt
Can someone explain why, when I pay off a credit card debt in full within 2 days of receiving the bill I still receive a small charge the following month? This month I have received a bill of 21p on one card and 15p on another. I understood that paying off within a given time it would mean no further charges.
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Car Payment Issue on CC
Hello all! Now, I can't wait until office hours on Monday through to Friday, so I thought I'd sign up here. Here's the thing: I bought a car from Bowerhill Trading Estate, Melksham which is great - nothing wrong with the car, but...it's paying by credit card which is the conundrum! On the point of sale, we placed a deposit…
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Halifax Clarity account displaying a Standard Mastercard
In my Halifax online banking my new Clarity card account displays as "Standard Mastercard" Is this normal?
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Tesco credit card - any protection?
I have read about s75 protection but think it won't help me in my particular circumstances. I bought a TV at New Year from John Lewis with my Tesco credit card. Now I've had it stolen in a burglary. I don't have contents insurance. I am not covered by the John Lewis cover. Is there any insurance cover on the Tesco credit…
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Help urgently need transfer
Need urgent help. I am sure like many people I have just found out that dh has not being looking after our finances so i have had to step back in. I have 5 days before our 0% deal ends so need to more fast- £3900 debit with MBNA 0% ends next week £1600 debit First direct Gold card cc attached to bank account Overdrawn by…
