Help urgently need transfer

OnTheUp_2-2

Need urgent help. I am sure like many people I have just found out that dh has not being looking after our finances so i have had to step back in.

I have 5 days before our 0% deal ends so need to more fast-

£3900 debit with MBNA 0% ends next week

£1600 debit First direct Gold card cc attached to bank account

Overdrawn by probably £2000, too scared to look- please dont tell me to look because right now i feel very fragile! I know we are within our agreed overdraft

Have an £8000 loan with sainsburys

Usual bills incl mortgage etc amount to approx £2200 per month

household income £44,000

Can anyone recommend a new 0% deal that doesnt decline too much and that will give me an istant online decision. I dont care if the deal isnt the best I just need to apply for something that i am most likely to get,

we have never been late on a payment for anything- unfortunately my new job has started 5 months later than expected so were down 2k a month

Bravehearted_2

£15500 debt to £44000 income.

If the figures are correct you may get accepted - not going to arrive in 5 days though. Simply no way.

Different cards have different criteria so impossible to say which you should go for. Remember each application leaves a search.

You need to check your actual OD figure as if you put a wrong or far off number could affect the limit you get if accepted.