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Interest free CC and Credit Score
ozyris
Posts: 8 Forumite
in Credit cards
Hi,
Recently I applied for a mortgage and two lenders provisionally agreed to lend me. The thing is, to make sure that the lender will actually give the money in couple of months, the mortgage advisor told me to keep doing whatever I was doing until now, in terms of credit score.
However I want to make a purchase around £1200(which is a big figure for me) using a 12 or 15 months interest free credit card which I don't have yet.
I know it is a hypothetical and a specific question but, does anyone know if these cards affect your credit score? Or do they show 'zero balance' until the end of interest free period?
Thanks
Recently I applied for a mortgage and two lenders provisionally agreed to lend me. The thing is, to make sure that the lender will actually give the money in couple of months, the mortgage advisor told me to keep doing whatever I was doing until now, in terms of credit score.
However I want to make a purchase around £1200(which is a big figure for me) using a 12 or 15 months interest free credit card which I don't have yet.
I know it is a hypothetical and a specific question but, does anyone know if these cards affect your credit score? Or do they show 'zero balance' until the end of interest free period?
Thanks
0
Comments
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hOLD BACK ON ANY MORE CREDIT UNTILL YOU HAVE SECURED YOUR MORTGAGE .GRADUATED FIRST CLASS WITH HONORS FROM THE SCHOOL OF HARD KNOCKS RECOMENDED READ IF BY RUDYARD KIPLING0
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Ozyris If you are going for a mortgage hold back on the purchase/ credit card and get that under your belt.
On your credit file it would show a balance but it would have a note to say it was on a special offer0
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