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MSE News: Capital One joins Amex at cashback card summit
This is the discussion thread for the following MSE News Story: "The Capital One World Mastercard mow also offers 5% cashback for three months, like Amex..." Read the full story: Capital One joins Amex at cashback card summit
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callcreditcheck BAI’s help pls
I did a credit check from callcreditcheck and i see this info in my report file.. Public Information Details of any CCJ's, Insolvencies, Bankruptcies or Debt Relief Orders in your name at the address supplied. BAI’s what does this mean is it bad do i need to do something this to be removed from my report is it very…
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Capital one Question
Hey, If I pay my Capital One Card off early would that go against me? Thanks.
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should I ditch my 2 egg cards?
I have an Egg card and an Egg Money card, are either worth keeping?
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electoral roll
how long from registering until you are on the ER,and will a change of address after 20 years(8 weeks at new address)preclude a new cc?
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new to site. balance transfer question
hi guys, firstly i apologise if i am posting this in the wrong section, but this site is so full of information, i wouldnt know where to look! my question is about balance transfers. currently i have a barclaycard, and each month there is of course an estimated intrest on the card. as my borrwed amount is quite high ( due…
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credit card history
hi,can anyone tell me how far back i can check my cards, on a personal credit check? thanks j.c:A
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credit report obtained, advice needed
I received a letter back in October last year from Santander Cards, quoting an Experian reference code and stating the following: 'Thank you for applying for a credit account with Santander Cards. On this occasion we are sorry to inform you that we will not be able to offer you the credit product you have applied for. As…
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Settling up credit card debts?
Hi Everyone, My brother has about £12k outstanding on his credit cards (he's paid thousands over the years as he's on ridiculous interest rates). He's considering getting a Debt Relief Order, but I could afford to pay off some of his debt. I've heard that credit cards will often accept a reduced offer (I guess anything is…
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Barclaycard taking over Egg and 0% balance transfers
I've had an Egg card and two Barclaycards for a long time now and I was happily flipping them onto each other every time they a 0% balance transfer ran out. But then I had to make a business purchase on the empty one... So I've had two cards with high balances running simultaneously. I was about to bite the bullet and pay…
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Gone over...but only once
Hi all, Right I applied for the barclaycard initial credit card 2 years ago to improve my rating. Since then I have not gone over the limit and always paid in full straight away the statement has Been received (arous 3 weeks before payment due date) I also took out a loan last January and paid that off via direct debit for…
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Help plz monument cc ,nco collection
Hi I owe monument 2000 from a credit card from about 3 yrs ago. Nco contactacted me today demanding my salary details ,bank details etc. I offerd to pay them £50 per month which is all i can afford ,they refused without seeing my financial statement and said it was a legal requirement. They said they could not enter into…
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Credit report help
Hi all I've been lurking for a few days, but just wanted to ask for a little bit of help, cos it makes no sense to me at all! I have just ordered a copy of my credit rating, to see what my score is, and it says that it is 430 (experian, through creditexpert), whicxh is apparantley very poor. However, it also says and So…
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If i withdrew £100 cash on my credit card...
...at the end of july, what would the charges and interest etc cost at the end of septembe when i pay it off? I dont understand credit cards at all! thecard I have is a natwest student credit card (you can look at the rates and charges on the natwest site just google natwest student credit card) Thanks!!
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Do I have a claim ????
Last year my bank LLoyds advised me to take out a credit card and use to make purchase's for items relating to our upcoming wedding for insurance purposes. I did this and paid a £1000 deposit on the card (which i immediately repaid) for the reception venue which guess what went into administration. The hotel were bought…
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Credit card application and my partner's credit rating
Hi all, grateful in advance for your help with this; I can't seem to find any useful advice online and you guys seem very knowledgable. I have a decent credit rating, at the top end of 'Fair', according to CreditExpert and am looking to get a second credit card to cover some upcoming expenses. My first card is maxed at…
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Lifetime 0% interest free
[FONT="]I received an email for an E-Platinum Plus credit card with 0% interest free for life and they also have their own catalogue of products to buy. It seems to be a good offer as it is a lifetime interest free credit card. I had a quick look to see if it was recommended on this website but couldn’t find anything…
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Purchases will be 0% interest and not balance transferred?
I have spoken to customer service in this relation but I find their jargon hard to make sense of. I am hoping for some no-nonsense explanation from you MoneySavingExperts: I have borrowing of £1745 on my Barclays Platinum card consisting of several purchases but no cash withdrawals. My credit limit is £5400. Barclays are…
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any clue what this means
i applied last week for a play.com credit card through MBNA. Today i got an email from them stating the following Thank you for your application for a PLAY.COM Credit Card. In order for us to send you your credit card, we need you to complete the following four steps: 1. Click on the link below or copy it into the address…
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Credit Card to pay off loan???
I was wondering if you can get a credit card to pay off a loan? I currently owe £2098 to my bank and am paying £121 per month with my last payment due in Feb 2013 Thanks
