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ballance transfers between two parties
hello all, can a balance from someone else's credit card be transferred onto a credit card in my name?
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credit card missing from credit file - help
As I'm hoping to apply for a mortgage in 6 months I checked my credit rating in May with Equifax and discovered to my horror my rating is 198. The only detail they could find for me was my new mobile phone contract that started in April 2011. I've been living abroad for 10 years so most data will be missing. Fortunately…
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cant pay credit card this month
I cant pay my card minimum payment this month. I m thinking of calling them to see what my options are but I wondered if anyone has any advice before I do. What kind of response can I expect from them? What do card companies offer, if anything, in the first instance?
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creditcard ppi
Hi,does anyone know if the credit card companies have to keep a copy of credit agreements by law,thanks in anticipation.
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Nationwide Credit Card
Does anyone know the minimum annual income required for a Nationwide Credit Card? and if it is household/personal? Just want to know all the facts before heading into the branch at the weekend.
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Query
Just need a little advice. Currently in my overdraft and with car insurance coming up, and tax etc. I was thinking of taking out a credit card, on 0% BT, I understand the fee and that but I just wondered if anyone can point me in the right direction as to one that will allow me to transfer funds to cover my overdraft - or…
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Joint Credit card.
Right i have very poor credit and my wife has very good, near perfect in fact. We want a tesco credit card to do shopping on so we can collect points. Now if we applied for a joint one would they just see me and reject us or would they see her and accept us? Is doing it joint worth the risk or should we just do it in her…
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Mbna shady practices (possibly contravening regulations)
:mad:Just wanted to let other MBNA cardholders know what MBNA have done on my account so that you too can complain/request that your account be "reworked" if the same happens to you:- May: I cancelled my direct debit for the min payt (4 days before due date), advised MBNA of the cancellation (which, according to the…
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Credit card account being closed
Got a letter from my credit card provider this morning stating that I will not be receiving a new card when it comes up for renewal,and effectively the account will be closed once the account is paid off.My own fault really,always on or just over my limit and a few late payments this year due to personal circumstances. My…
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Section 75 settlement query
Hi. So, after several months I have received a repayment offer from LloydsTSB regarding a Section 75 claim I submitted after a building company I employed went into liquidation. :) The problem is that I claimed approx £20000, and they have offered me only £12000 - a pretty major shortfall, and with no explanation of how…
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Need Some Credit Card Balance Transfer Advice
Hey all, I'm a newb to the forum. Hopefully you won't go too hard on me. I got my first credit card (RBS) after I finished uni about 4 or so years ago. I went travelling, and ended up maxing it out. I then did a balance transfer to a 0% (for a year) Virgin credit card. It was a slippery slope, I did the wrong thing not…
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0% or low interest card for low credit scorer
I have a huge debt on an MBNA card (minimum payments are now £688 per month most of which is interest) which I would like to move to a cheaper form of debt to enable me to attempt to pay it off. My credit score is showing as low (630) I imagine because of the high level of debt i hold although I don't miss payments in any…
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Barclays let the thieves to spend £2000 online(debit card)
Hello, I've been very unlucky and my debit card has been stolen and the thieves used it by spending £2000 on electronics, in Bangkok, Thailand during one hour period. I have no idea if I have any rights to complain, but I think i should, because: a) i didn't notify barclays that I will travel to Thailand, because i was…
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Balance transfer v's 0% on payment, which pays first
Can anyone here advise. I transferred a balance from my Nationwide Credit Card to my Halifax credit card as they were advertising 0% interest for 9mths on Balance transfers, this was about £1400. Just after the transfer Halifax were advertising 3mths 0% interest on purchases. I purchase a course for £1289, which I payed…
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Which card next?
I have a Halifax ONE, an ASDA card and a Sainsburys. I want to balance transfer £2,750 from the ASDA card which I understand is now Santander. If I pay off any remaining balance on my ONE card and then cancel it. Can I reapply for the Halifax Plus card or am I gonna get auto-refused for being a recent Halifax customer? Is…
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Barclaycard
Not 100% if this is the right forum for this but as it's kind of a Credit card question I'll leave it here. I've just got a 20 month 0% credit card with Barclaycard. I had 2 credit cards before, one of which had 1500 and the other 2000. I have transferred both of these to the new credit card so I'm part of the way to…
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Is there a time limit for money to be taken from card
Paid for item May 2010 and it has just been taken from my account, is there a time limit on taking money from accounts.:beer:
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Santander/ Edge Card can they do this?
Ok I'm sure this will be a long story.... Basically back in 2007 we got a TV from 247electricals put it on an edge card. April 2010 the TV became faulty...247 electricals had gone into administration so we contact Santander/Edge to get refund for the cost of repairing the TV. Fought with them for over a year - got engineer…
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SubPrime to Prime CC? Which ones?
So I was wondering if there was a list anywhere of subprime to prime CC in order of easiest to hardest to get. I am surely I recall seeing something but can't find it anywhere. So thought I would start a new thread.
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Halifax Clarity question
I've been accepted for a Halifax Clarity card, and posted off my credit agreement this morning. I have other accounts with Halifax, and just wondered if anyone knows how long it takes for the cc account to show on online banking, and how long it takes the card to arrive after sending back the agreement? Thanks! :beer:
