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credit card history
john_connor
Posts: 2 Newbie
in Credit cards
hi,can anyone tell me how far back i can check my cards, on a personal credit check? thanks j.c:A
0
Comments
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What did you want to check?
Credit accounts stay on your credit files for 6years from the date they were settled. And typically you'll be able to see the last 3years payment history (so either 3years back from now on an open account, or 3 years up to the date of settlement for any accounts closed in the last 6years.
If you have a default marker on an account that account would stay on your file for 6years from the date of default not date of settlement.
Not all your credit cards will show on any one credit file. You might want to start with experian and equifax (you can order each report for £2) and if there are still accounts you know you have/had possibly try callcredit as well.A smile enriches those who receive without making poorer those who giveor "It costs nowt to be nice"0 -
just trying to find out which card providers i have used over the years.:beer:0
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Tixy is clued up. You're unlikely to find anything on Callcredit that isn't on Experian or Equifax.
James Jones“Official Company Representative
I am an official company representative of Experian. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"
Posts by James Jones, Neil Stone, Stuart Storey & Joe Standen0 -
Experian_company_representative wrote: »Tixy is clued up. You're unlikely to find anything on Callcredit that isn't on Experian or Equifax.
James Jones
And whatever you do, don't pay good cash to Experian or Equifax for their so called "credit scores" :rotfl:"We want the finest wines available to humanity, we want them here, and we want them now!"0
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