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New Credit Card Same company
Hello all. New member here. I have recently closed my Tesco Credit Card account as the 0% deal was over and I'm about to go into a new period of lending (Moving home). The question is. Tesco currently have the best 0% on purchases deal of 15 months and the club card points really came in handy. Can I open a new account…
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Free forex indicators
You cant define forex. As it is sometimes being told that you are all having your money thrown in the middle of the market and what you get is that lucky big return that is always wished to become a very profitable yet most of the traders are ending up themselves got lost in some of their money.
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Re-applying for AMEX Platinum
Hi all, I used to have the AMEX Platinum but after 12 months with them and getting my cashback at the start of this year I cancelled the card. How long do I have to wait until I can reapply and still get the 5% cashback introductory offer? I've got a holiday to book... :) Cheers, Matt
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Trying to transfer two balances, sufficient income
I have two balances totalling £12k, I have sufficient income to pay these visa cards, however, due to the fact that my salary is not sufficient I cannot transfer onto 0% cards... I receive additional money from my ex and Family tax credit which enhance my income greatly.. I was just overspending hence cards. any advice pls?
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lloyds interest hike
Hello all, I'd just like to ask a question ! Who here has had an interest hike on their lloyds credit card of 4.5% recently ? If so, did lloyds inform you of this price hike ? because they didn't inform me, they say they sent letters to me but I haven't received them even though I receive the monthly bill every month. It…
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Payment of fees for Money Transfer
Hello We did a money transfer from our Virgin Credit Card to our current account last week to fund a change in car (worked out much cheaper than a loan). We've obviously inurred fees for the transfer at 4% just wondering does this need to be paid in the first statement? Thanks
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Basic Credit Card Help!
Thanks in advance. I currently have a credit card with Barclaycard which has a zero balance after using it for a couple of big purchase on the 12 month interest free and now all paid up. I want to book a holiday and take advantage of Tesco's (let say) credit card interest free for another year. Do I just cancel my…
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Credit card fraud?
I filled up at a petrol station I don't usually use, and paid by credit card. The payment appeared to go through according to the PIN keypad display, but the guy behind the counter said the bank had rejected it. I wasn't convinced, and he immediately told me to check my CC balance at the ATM outside the garage. This seemed…
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Money Transfer Woes...
Hi Guys. Avid fan of MSE. New to the threads tho... I recently got a barclaycard platinum, with the intent to help purchase a car. My limit is £3500 on the card and i was hoping to do a SBT to my current a/c. i have just spoken to barclaycard; who say the provision of funds transfer to current account (or anything other…
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MSE News:
This is the discussion thread for the following MSE News Story: "The UK's largest credit card firm will allow holders to shift debt to it with no interest charged for two years ..." Read the full story: Barclaycard offers longest-ever 0% balance transfer card
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Direct Debit account in credit
My account with a supplier is in credit and closed, and I have been asked to request a direct debit indemnity. However my bank advises that they can only request amounts claimed and not a part amount. What can I say to my bank to reclaim the £98.70 owed, because the previous claimed figures do not total this amount due to…
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Balance transfer rules??
Hi, I transfered my balance from a credit card onto a 0% on balance transfer account... now my husband decided to buy something which has now meant we are paying interest again, are there any rules which means you have to stay with that provider for a certain length of time before u can transfer to another card. Or can I…
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Which CC to have?
I have a Santander Mastercard with just under £900 on it. Really need something to transfer it (0% interest on balance trasfers) so something else so I can pay it off gradually instead of just the interest. Who to avoid & who to go for - suggestions? I've looked at RBS Platinum with 18 month 0% & then 16.56% APR. Not very…
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Freezing the interest
Does anybody know anything about this? I haven been told that if i ring up my card companies and explain that I am struggling with payments they will stop the cards and freeze the interest for a limited period.... Is this really the case? All sounds a bit easy to me! And will affect my credit rating/record etc? Thanks! x
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refused credit card. advise needed
Applied for a Nectar credit sainsburys credit card online and got refused within minutes. Sainsburys didn't send me any e-mails with refusal reasons or login details or anything and I can't log into Sainsburys bank either without a 'memorable place' which I don't remember entering when apply for the CC. Is it normal? I…
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Eggstra Question???
Hi please can someone advise i never was good with figures, credit card i have just noticed is now no longer 0% so on a balance of £3250.00 and 17.9% which is now the interest rate how much interest will i be charged per month? thanks a lot need to know whether to find funds to pay off!
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Are companies allowed to store and use your credit card details?
BACKGROUND I have a problem with internet host 123-reg. Despite my requests for them not to hold my credit card details they keep doing so everytime I renew a service I want. Now they have used those credit card details to renew a service I have asked them not to renew. I couldn't ring as I was going to a friend's funeral…
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Credit card bill
Hello, Can I pay my credit card bill in few payments (spread it) before it is due? Thanks Anya
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Deposit taken then refunded.
I hired a van recently, and paid the cost of the van hire (£60) and a £100 deposit on credit card. The van was returned undamaged, so the £100 was refunded to my credit card (pending - should go through tomorrow). I've just received my CC bill, which I always pay off in full each month (as I don't really use it other than…
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Help! Advice on 0% balance transfers!
Hi, I am paying off two credit cards on which I have very high intrest rates therefore I am only paying off about £30.00 of a £100.00 payment that I make every month, I have applied for various 0% balance transfers and keep getting rejected!! What can I do, as I feel I am never going to pay these cards off! I have also…
