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Serious help needed please, AQUA Credit Card
Hi there, I wonder if anyone can help me, this is all becoming so stressful :( I did a stupid thing, I forgot to pay my credit card bill for 2 months. I know it is all my fault :( I only realised a couple of weeks ago, but i have received a letter dated the 8th of July saying they have closed my account, I didn't keep to…
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Weird address situation and I need a credit card
A few months ago I moved out of my mums and didn't bother changing my address with my bank etc. as wasn't sure how long I'd be staying at current address plus I see mum a few times a week. I also have a slight issue with my current address in that it doesn't appear on the address lookup systems - they don't recognise that…
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Is there a credit card that will pay into my bank?
Is there a credit card i can aply for that will pay into my account? We need to buy a cheap run around and with insurance aswell we're looking at 2k max. We know we can pay this off quickly but we dont have that cash to hand now and no time to save up! So is there a card that i can transfer funds into my current account…
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gozzo
Hi. Does anyone know whether one can use a prepaid card for car rental in Portuagal. Thank you Stuart
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Barclaycard
Hi I have a Barclaycard platinum card with the 20 months 0%. I have already done a balance transfer from my other credit card, but am I allowed to do another balance transfer from the same old card? as I have had to pay a few bills on it (i'm still within the 60 days on the barclaycard)
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credit card info
Hi Is there a credit card that you can get to pay off an overdraft at the bank? Many thanks
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Will Virgin match Barclaycard on Balance Transfers?
Hi All, I am buying many items associated with my house move. I have got savings to cover the cost, however I would prefer leave them in ISA's etc. whilst utilising 0% balance transfer opportunities. I have a Virgin Mastercard (£15k limit) which is currently offering me a deal of 0% until 27 August 2012 with 2.98% transfer…
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HSBc Credit Card Rate Increase without warning!!
I have a HSBC Mastercard, 12 months ago I was struggling financially and was struggling to meet my monthly payments on a balance of £3000.00. I called the HSBC call centre and they informed me that my interest rate had been increased, ending up at 26% and my monthly payment were going up & up without any warning! I have…
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info on overdraft and credits cards please
Hi this is my first post and I need some infor please. I have an overdraft with my back for £2000, the bank charges me £26 per month and I try not to use the full amount but as fast as my salary goes in Im back in the red again and I can't get out of it, the £26 a month could be going to pay off the loan. Is there a credit…
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His Debt My Credit??
Hi, Just looking for a bit of advice?? My partner has a poor credit rating so can't get a card to do a balance transfer himself and is finding it harder to pay off his credit card now that they keep increasing the interest. (He has other debts too) clearing the card will enable him to pay off the other debts quicker. He…
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Balance transfer to someone else's card
I've just managed to get my first new credit card in years, with a generous 0% balance transfer offer. I went through our existing accounts with my partner and we decided to clear one of my cards completely and take a lump sum off one of hers. When I called to make the transfer I was asked if both cards were under my name,…
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Great credit rating, great salary = no one will give me a credit card
Hi there! My fiance has a credit rating of 873 (according to experian) and a salary of 33k. He is only 23 and been working at that position for 10 months. On his credit history there are no late payments or anything of the sort however in reality when he was a student him and his housemates would occasionally not pay bills…
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Halifax Clarity - Cash Machines Fees
How much will I be charged for withdrawing £300 from a cash machine with the above in England. If I pay it back almost immediately, so say a few days. The details say Monthly rate 1.017% so would it be :- £300 * 1.017 / 31 (month days) * 3 (days to repay) so around 31p ? Thanks.
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Barclaycard identity fraud? Debt collection letters
Earlier this year (feb, march time) I had a letter sent to me at my old address from Moorcroft debt collection agency, claiming they had been instructed to recover approximately £530 from me for my Barclaycard debt. Problem is, I have never owned a Barclaycard in my life! I phoned them to discuss the matter (after they…
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My rights?
I booked a holiday with a company called holiday hero i rang up and asked for a total price with everything included transfers, luggage, extra charges etc. i was quoted a total price of £299 pp so in total £598. I had to check with my partner first to book. I rang them back after id spoken to him to book, i again asked the…
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when will my Egg cards become Barclaycards?
I have an Egg card and an Egg Money card. I take it they will be changing soon?
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cougar finance
i owe capital one 200 now its at cougar finance its gone upto 390 im making payments off 15 per fortnight as im on jsa. after ive paid the origanal 200 back do i have to pay the rest.
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Incomplete credit report and name?
Ok, above in one of the threads I have a related question, but now on closer look I realized that my credit rating may be missing a lot of details. I'm not sure what should be in it, but for example, I have been with Virgin for years and that is not mentioned. As it mentions getting a landline on "how to improve your…
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Tesco Bank debacle continues
After changing over to their own bank we had problems with my wifes Clubcard plus card (think of it as a debit card exclusive to Tesco). So we ordered a new one,on arrival it needed activating but her existing security data had been either changed or lost,this necessitated a wait while they sent out a pin number to…
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LLoyds C/Cards Personal APR's
I received a letter from Lloyds Card services last week advising of some future (interesting) changes to my account and the introduction of personal APR's made up in two parts which from 26/11/11 will be linked to the BOE base rate. Is this the first card to do so ? The changes (effective 29/09/11) in APR have both gone in…
