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Trying to transfer a balance from Asda Santander
Hi, This is my first post. I hope there are some more knowledgeable people on here who can advise...since Santander can't and I can't find any info on the web. I have been using an Asda Santander card for spending on 3 months 0%. The 3 months is up and I thought I would move the balance to another card. This is proving…
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advice needed for cheaper interest rate
Hi, I just read the article on site, re asking your current credit card supplier to to reduce your interest rate, rather than spoiling my credit rating, by trying to shift it by applying for others. I have just rang barclay card and the chap told me 'the system says no' without even asking for details in order to look at…
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rationalise
I have 5 credit cards and only one has a balance on it, stoozed at 0% till Sep 2012. I feel I have too many cards and for security reasons and possible new 0% offers I would like to get rid of all but 2. I have virgin (stoozed) so I have to hold on to that one but the rest are tesco, santander (from a previous stooze now…
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Potential fraud attempt? Action to take?
Hi all, Today I recieved in the mail an E-Credit Plus membership pack addresed to someone I've never heard of at my house. The E-credit plus thing seems to be a scam in itself (https://forums.moneysavingexpert.com/discussion/1508443) but the fact that someone has applied and given my address could be potentially…
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Holiday apartment Spain needs insurance ?
Hi there, we were insuring our small 1 bed holiday apartment with HISCOX, however from August they are no longer doing it , can anyone suggest a reasonable alternative please?:rotfl:- Michelle
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advice on credit card
Hi I have an overdraft with my bank, is there a credit card I can get with 0% interest that I can get to pay it off? I dont want to use it to buy goods etc just to pay off the overdraft. Thank you
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Advice credit card and overdraft
Hi, I need advise what to do with my debt. 0% interest is ending and still haven't paid it all back. Have approximately £1400 on credit card to pay back and £1000 overdraft current account. I'm thinking of applying for 0% balance transfer card - but is there a way I can use that to cover the overdraft also? Please help!
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I want to pay off my credit card
When i was younger i stupidly got a credit card for £500 and never paid it back i have had it for 3 years but want tot start paying it back to get my credit score back up. Will i be able to pay it back in monthly installments or will they make me pay it all at once because i have left it so long?? any advice would be great…
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Buying foreign currency on my Credit Card
I have a holiday coming up and I was wondering instead of buying euros by cash like i normally do if I could just pay using my Halifax Credit Card?. Is this possible as I have never done this before?. Would I be paying the usual interest rate if I did use my CC for the purchase?
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Virgin Finance Charge
Please ignore, brain not working correctly at this time of night!
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Banks allowing large counter chip and pin credit card withdrawals?
HSBC will let me withdraw more than 5k cash from my credit card using a chip and pin terminal at the counter with photo ID. The card is not issued by hsbc group but I do have an hsbc account I pay the funds in to. Is there any chance any other bank would let me do this and would I need an account with them or would they…
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Travelex card - how long will it take to arrive
I need it to arrive Monday at the latest. Have I left it too late?
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why do we have to pay to see our credit scores?
I don't see how this can be justified. Surely companies like Experian charge credit companies for the use of their information, why should they be allowed to charge us to see the information they have about us?
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Can I transfer from Santander CC to a current account?
Anyone know?
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barclaycard to virgin
hi guys, just about to start doing a balance transfer, little confused :cool: i have got a barclaycard platinum at the mo, need to transfer balance : can i do this to a virgin credit card?? if not any suggestions? many thanks
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amex platinum annual fee
ive just read the article on cashback and was about to apply for the platinum card when i saw on the amex website that there is a £300 annual fee. Doesnt this delete any cashback that the card will pay? Even if I spent £5k that will only pay £250 losing me £50???
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will tesco charge a foreign usage charge?
If i use Tesco clubcard credit card to book a hotel via the accor/mercure hotel website (british site) will they charge a foriegn usage charge as mercure charge in euros and only advise an estimated £ value?? Just wondering if this transaction will cause them to charge the 2.75% exchange fee
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should I re-apply for a Clarity card?
Was rejected a few days ago but since then I have reduced both my Egg credit cards limits from £3000 to £1500 and closed my Paypal credit card which had a limit of £2000. So that's £5000 less credit I have available.
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Halifax Clarity card & cash withdrawal
Is it true that ,although Halifax do not charge a cash withdrawal fee on Halifax Clarity Cr Card, a foreign ATM/bank may charge for the use of the machine?
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Withdrawing Cash on CreditCard
Advise please... Girlfriend owes me 2k and has just got creditcard with 2.8k limit from Nationwide with 17 months 0% for Balance Transfers. I am thinking of taking 2k cash from my Halifax Creditcard and then attempting to balance transfer this to her Nationwide account online.(obviously she agrees) Question 1. If its a…