-
Any card for low income
Hi , is there any credit card available for low income earners( am retired on £5800 pa) ,a home owner with no bad ratings......most of the decent rate cards need you to be earning £20000 pa from what i can see !!
-
Online ordering with CC what do i do if good dont arrive
A month ago I ordered from Amphony.com in Germany a wireless amplifier for £60 and paid £20 for postage to the uk on my credit card. I gave them two week until contacting them via email to see if they had shipped. Very slow to respond to say they would be sending it soon. Another week another email to them and they said…
-
Crazy
Ok I did a crazy thing last night. I used my Natwest CC to play a bit of roulette. I knew I would be charged 3% as it is seen as a cash withdrawal. What I am trying to get my tiny brain around is this. I withdrew from the online casino all I deposited from my card, plus a little more. I have a balance already on my CC. So…
-
Do Halifax accept faster payments?
Anyone know if they do for credit card bills please? My bank HSBC operate this system. Thank you.
-
Better chance with my bank?
Hi, I am looking for a 0% deal on purchases so I can buy an annual travel card (which saves money) whilst keeping the money I would use to pay for it in my ISA as long as possible. I've just graduated and start a job in London on 1st September earning £21,000 pa. I've had my student (now graduate) bank account with NatWest…
-
0% BT given on existing card, can I still use it day to day??
I've had LloydsTSB cc for about 10 years now, I applied for a new LTSB one with 0% for a year on balance transfers, was given it (bit of a mix up over me getting it with 0% as already have a card with them). They agreed to transfer £10,000 from a Virgin Money card that was due to end its 0% offer, so now I have £10k…
-
Best option for applying for 0% credit card
Hi, Got two standard APR rate credit cards that I clear every month so no outstanding balances. What I want is 0% card to enable me to buy a car in region of £5k. My credit rating is excellent. What is best option to have the best chance of securing best deal?? a) Max out current credit card to my £5k limit then apply for…
-
Aqua increases query...
Hey... I have had my Aqua card for a while now with a limit of £300.I went online and asked for an increase to £600. Do they either accept or refuse....or could they possibly get in touch to offer £500 ? Cheers in advance.
-
Very cross
I am cross with both myself and EGG - they have to be the most unhelpful bunch of people I have ever dealt with!!! DH's Egg card was under paid last month by £9.07, my error as I didn't realise until today and they have slapped his card with £48.00 charges!!! £16.00 over limit charge £16.00 no DD collection (even thought I…
-
Credit card transaction I don't recognise....
...the thing is, it's from just over 2 years ago - can I do anything? It was from a shop called Browns of Congleton (in Cheshire), who seem to be a jewellers, but have no website, and it's not an area I ever remember visiting - if I enquire with the shop are they likely to be able to tell me what it was?? Are they obliged…
-
Capital One Classic Credit Card - ID Documents?
I'm looking to make an application for the Capital One Classic Credit card. [I'm coming up to 6 years past BR, and I'd like to start building up a better credit history (will be paying off in full each month by direct debit). The only reason I'm doing this is for the credit rating - not for borrowing.] Anyway, I know that…
-
No credit history...
Evening all! As the title says, I have no credit history. The only loan I have is a student loan, and the repayments come out of my weekly pay. I have applied for a couple of credit cards last year, but I was turned down for all of them. (I unfortunately didn't realise at the time that applying for a few cards at a time…
-
halifax 13 months intrest free
Does anyone know if you have to enter a promotional code for online banking with the allinone card when doing a balance transfer as it asks for one?
-
Capital one log in
Hi All, For those of you with a capital one credit card, I wanted to ask: is the website asking for 'security' information when you log in? I just tried to check my account and it is basically asking for all personal information, including ATM pin and the three digit security code - this is what has sent my alarm bells…
-
Credit Limit Reduction?
Hi I have a card with a large limit but not a big balance is it better to reduce the actual credit limit before applying for another card? There is a balance on the card which is just under half of the limit, but would like to try for an interest free card to move it to but i dont know if i would be penalised for having a…
-
Tesco Credit Card - Clubcard points
Does anyone have a quick answer to the following question? With the new TescoBank Clubcard Credit Card, one of the main attractions is that you can seemingly earn additional Clubcard points. For every £4 spent, you gain another point. I've had this card now for a couple of months and all my main daily spends have gone…
-
Natwest credit card application
I sent my credit agreement back to them last Wednesday, so they should have got it Thursday, but I haven't heard anything. Does anyone have any experience of how long it takes to hear from them? Thanks
-
How long until I reapply? (Virgin CC)
Hello, I'm keen to get a specific card - Virgin Card - to replace my high interest Cap1 card (it's actually paid off anyway, but use it for the occasional emergency things like car repairs) I applied just over 6 months ago, but after a week of waiting, got rejected - but I largely put that down to the fact I'd only…
-
Time share rip off - Section 75??
Hello, My parents bought into a time share whilst on holiday 4 years ago. This paid around £4000 on a credit card but when then they came to book any holiday with the company - no dates were available. The company were Incentive leisure company - which were in the news for fraud and mis-selling tiome shares in 2009. Since…
-
Refund protection
I have been a bit stupid and booked two tickets to see something I cannot attend. The concert is in October 2011 but I realised straight away that I cannot make it when I looked to put it in my diary. WeGotTickets will not refund. I booked the tickets on my credit card. Does anyone know if I should get protection there as…
