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Sainsbury / Tesco
Is there really much money to be saved by getting a nectar and clubcard, and also using them in conjunction with their respective credit cards? I mean are we talking the equivalent of a 1 or 2% cashback/points or 5%? I was thinking my girlfriend and I could get them and make a point of putting all our shopping on the CC in…
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help money saving newbie !!
i have finally got my act together and im starting to sort out my finances i have just received my barclaycard platinum 0% on ("eligible" as stated in terms & conditions) balance transfers for 15months (2.90% handling fee) with a credit limit of £1000 i applied for it (i was turnt down by virgin & mbna) to pay off my edge…
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Credit card, who to try next?
I,ve only had two credit cards (not at same time) BoS and, I cut up my Santander zero card this afternoon in disgust after disgraceful service I received over an issue. Balance now zero, any recommendations on what is perhaps a better option than santander? Thanks in advance. W
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Halifax Credit Card
Ive got a Credit Card From Halifax Which was 12 months 0% on Purchases but has now reverted to 24.9% My Limit is £4500 and I Owe £2200 I have the £2500 saved for furniture for my new place (currently at home with parents). I was wondering if i paid back my CC could i get a new 0% purchase card off them for about the same…
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Egg Money change of TOC re cash withdrawals
Hello, hoping for some advice. I've just noticed that Egg have charged me for withdrawing money even though I've had a positive balance. I rang them and cs told me that this has been in effect since July 2009 (after telling me it's always been that way several times). I've asked for a manager to call me back. I checked my…
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they wont provide the original credit agreement
hi ppl, newbie here with a problem. a solicitors company are hunting me for an unpayed credit card bill. the company have txted me over 20 times and call my mobile over 40 times with threats to take me to county court over the bill. every time i tell them to proved the original credit card agreement they say they dont have…
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Barclaycard Interest Jacked me and refuse to revert !
I first noticed the change from 14.9% to 19.9% in Jan 2010 1st week when I was checking my Dec and Jan statements (was not able to check my Dec statements earlier as I was in India on holidays). So I contacted the Barclaycard on 19th Jan and asked about it - they informed they had sent me a letter in August 2009 informing…
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Co-op Bank Payment due today!
Two ridiculous things about paying off your credit card: 1. You can't take it into the branch and give them cash, because "they haven't got the facilities to accept cash". 2. You cannot pay off any money over the phone because "we haven't got the facilities to accept debit cards". B'jesus! Have they not realised yet that…
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Wrongly issued Default from Egg, advice please!
Hello, I'm having a bit of a nightmare with a default notice I received from Egg dating back to 11/2008. A little background information: I received a letter from Egg early November 08 stating that I needed to pay £11 to my egg money account before 20.11.08 or they would close my account and issue a default notice. I paid…
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Capital one card - not paid for years
In 2004 capital one contacted me and said i still had an open account with them and did i want to use it, being young i said yes, what limit is it. They said when i got the card originally in 2000 it was a £200 limit, but as its not been used, its gone up to £1600. So i stupidly took the card and before i knew it i was…
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Credit cards - don't believe all the hype
Just tried to close my Barclaycard account as had no need of it and didn't want "too much" credit being available to me in the future potentially hindering mortgage applications etc. Got the old "we don't want to lose you" response resulting in an increase in cashback of 50% (to 1.5%) and 12 months' free card protection…
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balance transfer question
Hi, I recently took out a new CC with MBNA, with a lifteime balance transfer rate of 5.9%. On application i requested a BT to another CC. On reflection (and after transfer had been made) i requested an additional transfer to the same card. Its been processed it seems from the MBNA end but has not yet reached the…
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What credit limits are people getting with Santanders 12 month 0% balance transf
My wife was just accepted for one of these but hasn't been given her credit limit yet. Has anyone received details of their credit limit yet? Did you get the balance transfer amount you requested?
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UK Store Cards
Hi all, I am trying to do some research into store cards in the UK. Does anybody know where I can find a list of the major store cards in the UK? Many thanks in advance, Andy
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Can you pre-load a credit card
We have to make a purchase from the USA for rather a large amount, >$15,000. We dont have the credit limit on our cards (largest limit is £4500) to cover this but have the savings. Instead of doing a bank transfer (which has all the transfer fees and exchange rate issues that come with inter-continental banking) can we…
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Virgin MBNA gave incorrect minimum first payment on BT
Hi, I'm a long time lurker and am hoping for some advice and if anyone else has had the same problem. I took out a 0% Virgin Credit card which is managed by MBNA I received a letter from them confirming the account. It just confirmed that nothing else. It did state that I may need to make the first payment manually I did…
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Am I covered for this amount??
Hi All! I am thinking of making a purchase for some goods to the value of £3300 via paypal to debit my credit card, which is linked to my pp a/c. My question is I know paypal only covers items up to a certain value, but if the company fail to deliver the goods/service can I still claim for the goods via my credit card…
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Am i covered?? Re egg card and stolen goods?
Today i made a purchase with my Egg card while shopping in one individual store, it was £75. I then went to another store and while i was paying, and my shopping was beside me on the floor, someone stole my shopping. It happened in debenhams and unfortunatley they dont have cameras on that area, typically, it was reported…
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virgin mbna log in problems for over 6 weeks
My dh has been unable to log into his Virgin credit card account for over 6 weeks now. After he enters his password it comes up, sorry temporarily unavailable, please try later. He has phoned Virgin several times and been put through to technical support who say they are working on it and will phone him back, they never…
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capitalone
hi does anyone know why i have been charged £2.00 for using my card online with tesco direct? :eek: its a capitalone card
