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Loans to interest free cards
A little advice please. I am going through a separation and we are selling our car and caravan (should amount to 15k). This money will pay off some loans that we have in joint names. What I want to do is pay off these loans and put in on a 0% card. I have phoned a couple up and have been told that this is not a balance…
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alidobbie
I have a Tesco Credit card with interest free on “purchases” until May 2010. I am within £750 of my spending limit and have paid in minimum payments due of £500 by Direct Debit over 5 months. Question. Does the interest free on “Purchases” actually mean “Purchases” only? i.e. I spend my credit limit of £1000 on purchases…
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Where to Transfer Balances too Next
Hi, I currently have a HSBC credit card @21.9%, £6,500 limit, with no balance. I also have a virgin credit card @0% until April this year with approx £7,400 on, with approx £11,000 limit. I have recently (Oct-Nov 09) closed down an egg, halifax, and barclaycard credit cards (hindsight...daftest thing to do, except getting…
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Security breach MBNA
I've had a letter from MBNA last week (Feb 9) saying I may be a security breach victim (I know this has been mentioned before) BUT they don't want me to contact them about it (the letter says DON'T)- and they are issuing a new card. There are no details as to what I may have been a victim of so I don't know how much, if…
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Credit card Bill
When i get my credit card bill, if i go out and buy something on that day or next day, will that then go onto my next bill? thanks
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MBNA - LOB transfer
Hi everyone, Can please someone tell me how long does it take to do a Money transfer from MBNA card if I do it online? When will money be in my account?
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Balance Transfer or Loan.. so confusing..!!
Hi, This is my first forum discussion but I need some advice. I have 3 credit cards Lloyds TSB - 8k (and have recently discovered it's at 25% apr) credit limit is 11.5k MBNA 3.5K (on a 0% ending in May) Maxed Barclaycard 1.6k (0% ending in May) Maxed I don't know what to do, i have an experian report which says my credit…
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Claiming Back CC Charges - My Natwest Story So Far - Any Advice?
Hi All, Has anyone had any experiences trying to claim back credit card charges from Nat West? I sent for a list of charges and from that sent a letter asking for my charges back plus interest. The amount I was claiming for was for around £550. I got a letter back today saying that they would pay me back just over £25!!!…
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prepaid cards which one??
Not sure if this is right thread,cant seem to find the one on this site but my girlfriend is after a prepaid card to use online and other places,as she is not an 02 customer this will not be any good,but want a card that is cheap to use,say cheap to load money into and easy to load money into with the lowest money to do…
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RBS Credit Card phone payment system and charges
For the last 4 months while attempting to pay my credit card balance by automated phone system I have been redirected to an advisor (real person) who then gets me to go through the whole security checks that I've already done online! I thought nothing of it until today when, sat by my laptop was the phonebill with the…
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How long to balance transfer
I'm being offered a good rate for a life of balance transfer to a Halifax card but I will need to transfer debt off the card first before transfering it back to take advantage of the offer. How long does it take for the Halifax (or any other company) to accept that the card is now clear and apply the preferential rate to…
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company return funds to Credit Card?
Hi, I'm looking for some advice on my situation. I had given my credit card details to a US company to pay a fee for a LLC company setup service, pending me checking out the terms & conditions. The company removed the fee before I could sign (electronically). I chose not to agree to the T&C's and told them (and emailed…
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BA AMEX Platinum Plus
Considering the premium plus AMEX with the GBP 150 PA fee however put off by this on the site: "Most people should beware when applying that you avoid the BA Premium Plus Amex. At first glance it looks great, paying more miles (1.5 per £1 spend) and giving a companion ticket for £10,000 spend. However, you have to spend…
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0% Balance Xfer advice needed, thanks
Hi all, I currently have 3 credit cards all on 0% interest free. The 0% interest free period all run out within 3 months of each other. MBNA - Balance £3900, period ends 2/6/10 Santander - Balance £1700, period ends 7/10 Virgin- Balance £3200, period ends 24/8/10 I am working hard to pay as much off each month, but thats…
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How to get a refund on an overpaid credit card balance?
Hope someone can help....I recently did a balance transfer from 2 credit cards, abbey and halifax to Egg. As it happens, when the balance transfer took place, my direct debit was going through as well, therefore I ended up in credit on both cards, Halifax and Abbey. I rang halifax and they said they would make a payment to…
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30% APR on my Credit card!!!
I have just discovered that Lloyds TSB are charging 30% APR on my credit card, they refuse to lower it stating that it's what I signed up for!!! I have NEVER received a letter telling me my rate will increase at any time and I have always paid my bill. What can I do? Any ideas?
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balance transfer o% gone wrong (feel robbed)
i recently did a balance transer to virgin 0% 18 month however as soon as i transferred i got phone calls trying to sell me different products no no no was the answer calls kept coming so caved in and took out a id theft cover only £50 bargin i thought i went to give them my card details but oh no sir you have to pay on…
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Nationwide vs Santander Zero credit card
Hello, has anyone tried to use both the Nationwide credit card and Santander Zero credit card overseas on the same day and compared the sterling amounts? I understand both cards should be using the Visa and MasterCard exchange rates, respectively, but have also heard that Santander Zero sometimes works out worse even when…
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Can the bank do this??
Hi, I hope this is in the right place. I purchased a laptop from dell on the 26th of January 2010 and paid £2629. I paid on my Visa Debit card, not a credit card. I looked at my bank statement I could see my cleared balance was minus the total amount pf the laptop. Then a few days later my balance was back to the full…
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Nationwide credit card at a preferential rate of 4.9% for 6 months
JUST HAD THIS FROM NATIONWIDE... IM STILL IN SHOCK :s LOL ..... **BALANCE TRANSFER OFFER ESPECIALLY FOR YOU ** As one of our valued credit card customers we are offering you the chance to transfer balances from other cards to your Nationwide credit card at a preferential rate of 4.9% for 6 months* (3%, minimum £5, fee…
