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Using CC with Paypal
Simple question, when paying for something through Paypal with a CC, is it classed as a purchase? Have a cash back card and want to get my cash back but don't want to pay fees. If there are fees involved I will just pay by debit card. Thanks
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Beagle, Northampton
Hi, I don't know if this is the correct forum, so if not forgive me. Yesterday I paid £100 off my Argos Mastercard through their website using my HSBC current account details. As the transaction completed I recevied a error message saying that the transaction had not gone through. I checked my bank account online and the…
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Money Laundering
Not sure which forum to post this in, as i cannot see a general credit forum. I've been looking at my callcredit report for the first time today, and noticed 4 searchs in the last year by 4 different companys with the Search Purpose as "Money Laundering" They are - Prepay Technologies Ltd (ML) Virgin Games NC Bet365 Group…
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Payment off BT or off normal transactions
I have a smalll outstanding balance on my card which I will clear but for which the statement would not have cut off, if I balance transfer once the balance is zero then would they (Egg) take the payment I make off the BT amount or would they take it off the balance before the BT was made. It seems wrong to think that they…
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Balance transfer...what card?
Hi, Im looking for a credit card which has 0% balance transfer and no handling fee....any ideas? Tia
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Whats the best option to pay it all off???
Hi - I've got about £10000 in debt amongst 5 credit cards and 2 personal loans. I'm paying about 450 p/m between everything and the balances on the cards is hardly moving. I'm thinking about taking out a loan for £10k to pay it all off over 5 years at about £200p/m. What I'm trying to find out is are there any loans out…
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How to calculate interest
Hi, I've got a Halifax One Card, and the 0% on purchases is coming to an end soon. I've got £550 on the card - how do I work out how much interest I would pay on it each month? Thanks
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Transferring Overdraft Balance?
Anyone please know of any credit cards with 0% on BT's for at least 12 months that let you transfer your overdraft balance to it as opposed to just credit/store cards? Thanks
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Looking for some advice
Hi, As the title says i am looking for some advice. I have some debt and i dont know how to move forward, At the moment i am servicing the debt but i dont seam to see any light at the end of the tunnel, My problems go something like this:- Credit cards - Virgin card - £14,000 which i pay £400 a month but due to interest…
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Can I get my money back on flight tickets?
Hi there, I'm new to all this so accept my apologies if I've posted on the wrong 'thread' thingy. My partner and I booked two flight tickets to Rio in December. However, my partners father has been recently diagnosed with bowel cancer so we have chosen not to go on our 3 wk holiday to south america at xmas. We booked the…
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1st credit card
Hi all, long time since I was last here, talking about my credit card woes.. Since then I've managed to resist those instant decision places lol and finally a few weeks ago my bank Lloyds TSB finally invited me to apply for their Mastercard which arrived last week with a £500 limit. (I already had a standard visa debit…
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Debit card, 02 Slough, prepay fraud?
This morning my partner phoned me and said there was a transaction that came off his account yesterday to "02 uk limited - Slough" He phoned the bank as neither of us are associated with 02 in any way and queried it, card was cancelled and it's been passed to the fraud department, after a little research on google, we are…
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Check how much credit you can get?
Hi there, my girlfriend is looking to get her first Credit Card, is there any way of checking how much credit she may be able to have before submitting an application for a card?
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improving my credit
can anybody advise on how i can improve my credit score it is currently 483. i have one ccj for £596 registered in 2005 and have never had any credit previously the ccj was for a utillity bill. apart from a few recent credit checks thaats all thats on there im on the electoroll roll at my address and have been for 7 years…
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additional card holder credit reports
hi can anybody help clear something up for me please im in the process of trying to repair my credit rating/score and have been told that if somebody with a good clean credit history adds me as an additional card holder on their credit card account it would show as an open account on my credit file and help improve my…
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Credit Card Application Advice
Hi everyone! Looking for a little bit of advice, Circumstances I am a full time student with 2 jobs and my income is about £1100p/m all in. I have a Virgin C/C with £3950 left to pay (currently 0% till End of Jan) and a Halifax Card with £0 balance. I am looking to open up a new C/C for a balance transfer in Jan ;) . When…
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Credit cards
Hi. I am nearly 64, still in full time employment and pretty broke (thanks to an ex-husband who gambled away everything we had). After 2 children in university and a new husband whose business is not going too well, I have big credit card bills (£15,000 total). I am keeping on top of these but I know that my health will…
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NEXT - wiped out credit limit!
I've had a next directory for years, only owe a couple of hundred, always paid on time, usual thing etc etc. Anyway accounts dept keep changing my credit limit, one month it's £3,000 +, then drops to £750, then goes back up to £2000. My last paper statement was £750 limit, and I owe £150. Only purchased a couple of things…
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credit card after 8 months in UK?
I moved to the UK 8 months ago from Germany, am in permanent full time employment with a way above average salary, have a UK bank account, no bad dept history etc. I have been using a credit card from my germena bank (for 20 years) but am trying to get a UK credit card now. Different banks (Santander/Abbey, Post Office…
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Adding credit card debt to the our mortgage
Just wondered what the general opinion is regarding this. My partner and I have a credit card each, totalling just under £4000 whereby the 0% is just about to end. He is working full time so if we apply for another card it would have to be in his name, but he has been turned down once online with no explanation - no…
