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Credit Card Statements
Hi I have just realized that I am not being sent credit card statements. Apparently I now have to log on to their web site to view. I seem to have endless problems with this plus of course I forget when to do it so I am getting late payment fees. Am I entitled to have a statement sent by post each month or not. I like to…
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Non MBNA cards
Hi, I've read the article and am unsure what my best option is in terms of transferring a balance. I have £4,600 on an A & L card and was going to go for the Virgin 15 month deal but i seems they will not allow transfers from another MBNA card. I am planning to pay of the balance over 3 years. Should I go for a life of…
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Surrender CGNU Endowment or Keep?
I have a with profits endowment policy taken out 15.5 years ago to cover a mortgage of £62250, I pay £84 monthly. This was originally with CU, then CGNU now Aviva. I have no dependents and dont need the life insurance element of the policy. I also have indicated to Aviva that IM willing to take the cash from the…
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Credit Reference Agencies
Credit Reference Agencies There are a lot of stories going round about Credit Reference Agencies (CRA's) and what data they can hold and how long they can hold it for. The CRA's are actually governed by the Information Commissioners Office (ICO) meaning they choose not to make decisions; they simply hide behind the ICO -…
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wipe my card?
hi there i have seen companys claiming to be able to wipe credit cards(NOT GOING TO USE THEM)i ow on a barclays visa card £2000 im not shure if i have any cover on it or any thing and im shure i have had it along time,is there any way if possible that i could wipe it all clean do all the work needed my self?im trieing to…
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Beware RAC buildings insurance
My buildings insurance for September 2008 was around £120 with the RAC. I made a claim during the year for a cracked washbasin and the premium rose to £270 for September 2009, a rise of almost 150% When I queried it with the RAC I was told I had lost all my no claims bonus. I told them it was more like punishing their…
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Best way to get credit back from CC?
I got a good CC balance transfer deal from Abbey, and needing some cash to pay a builder I transfered a few hundred to a CC I had recently paid off so I will be IN CREDIT on this card. I have chqs to pay into my current a/c if need be but I suspect I'll be charged 2.5% handling fee. Does anyone know if I would still pay a…
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First credit card: one or two?
Hi All. I would like to activated credit card. It will be my first credit card. My salary is very good and no problem in the past, so I think there should be no problems. I will paid in full at the end of the month. As I am in doubt between a cashback c/c and the Royal MAil one with 0% commission on foreign exchange, do…
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Card changed by bank
Hi Wondered if anyone had come across their bank changing their credit card without consent or prior knowledge. We had a BOS Visa card and without any warning whatsoever were sent a notification that the balance had been transferred on to a Mastercard. The account nos etc had all changed, but we had absolutely no knowledge…
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Barclaycard UK Contact Details
Hi, All Does anyone know of a number which gets through to a UK contact, like in Northampton, where we send our payments? All the numbers we've tried, even though they have a Northampton dialling code, get put straight through to a call centre in India. And ... does anyone have any good advice for a situation where a…
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Credit report - how do I remove an old address
Hi, I'm not sure if this is the best forum for this message, apologies if it isn't. I am trying to improve my credit rating and when I looked atit, I found that there was an address on there from several years ago (without going into details - we argued - I moved out for a few months and took out an account under that…
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Sect 75 Consumer Credit, Paypal and Credit Cards
I recently purchased some goods and I paid via PayPal after the seller sent me a PayPal invoice. The goods never arrived and I raised a PayPal dispute which was found in my favour. However PayPal can only refund me if the seller has money in their PayPal account. I have written to my credit card supplier Capitalone…
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Post Office credit card nonsense
I've done a lot of BTs in my life, but have never had the hassle that I'm having with my new Post Office cc. I just wondered if anyone else is having trouble with this particular company - especially as it's one of the top recommended BT cards in Martin's article? Basically I was accepted for the card, received a letter…
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Stolen
Hi all, Back on the 4th of september i was notified by my credit card company that they had noticed some large transactions going out of my account. needless to say it wasn't me so the account was closed, a new card was sent out which i recieved saturday. I activated the card and checked my balance, which was correct at…
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I'm paying lots of interest on my credit card due to withdrawals! Help!
I've got a a virgin credit card, £2000 owed. Currently paying high interest due to cash withdrawals. Is the best thing to do get a new credit card and transfer over the balance? I will be able to pay the balance off within a year.
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Experian Credit Report Inaccuracies - Advice Please
I recently checked my Experian credit report for the second time (first time was about a year ago prior to applying successfully for a new credit card) and I'm annoyed to discover that once again it's full of inaccuracies that will have to be corrected. Before I contact Experian to advise them of the required amendments…
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Barclay's French Card Scam
I couldn't understand why they let nearly all of them go. http://www.thisislondon.co.uk/standard/article-23743602-details/ferry-gang-takes-300000-from-french-cash-machines/article.do AMD
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Fraud
Hello i noticed a couple of days ago 20 pounds coming out of my account ,i know i didnt make any transactions on card anyway today i found out its transaction i didnt do ,i have been on justeat.co.uk and found out that other people have been done for fraud ,does anyone know anything about this site doing fraud. I am angry…
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Credit Card Agreement - Request and Dispute
Hi there! Over10 years ago, when I opened a student account, I do not recollect being offered a Credit Card, let alone sign for one. Later, I received it through the post, which was a surprise at the time. I didn't use it for years, which was strangely sensible of me, but unfortunately succumbed in time and now have a…
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Most complained bank in UK...here are the results...
Found this by chance today. It's interesting to see who get the most complaints from FOS! Click on the link below. I wonder what Barclaysmanager have got to say about this?! http://www.dailymail.co.uk/news/article-1213552/Top-High-Street-banks-receive-majority-complaints-new-figures-revealed.html And for this link, click…
