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Asda Credit Card - will charge you in you are in credit
Hi Just received notification from Asda that they are changing some terms and conditions (again). One thing that caught my eye is that if you are in credit for 3 months on the trot, they will charge YOU a £10 fee! Thought you might need to know this. I did not receive a covering letter outlining the changes just a leaflet…
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New santander shareholders credit card.
Cardholder benefits: * A preferential purchase rate of 12.9% APR typical (variable) * 0% interest for 15 months on balance transfers from date of account opening (3% balance transfer fee, minimum £5 applies.)* * 0% interest for 3 months on purchases from date of account opening * No annual fee * Exclusive Shareholder card…
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Any ideas?
I got the letter from Virgin that everyone seems to be getting saying that if I didn't phone them by the 11th September they would increase my rate I think it was to 24.9%. Unfortunately I never got round to phoning them so now my rate has probably jumped up from 15.9%. About four months ago I tried applying for another…
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Working out payments on CC
Limit is £1100, at 30.34% apr Looking to put £1037 on CC How much is that going to be per month in interest ? It's mainly the first payment Im concerned about the interest taking the card over the limit
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Virgin increasing credit APR to 27.9%
Despite having a very good credit history, Virgin wrote to me and said they are increasing the APR on my card to 27.9%. The only option I have is to accept this, or freeze my account on the old limit, in effect cancelling my card. The only thing I can think of is in an effort to reduce my debt I recently paid off most of…
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Amex Platinum - Get 5% bonus cashback for longer
Have just found a handy way to extend the bonus 5% for 3 months cashback period. I have a platinum Amex cashback card and am way past the 5% bonus introductory period. I have just added an additional card holder and discovered that the new additional card gets a 5% cashback for 3 months bonus in its own right. Guess which…
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Freeze credit card interst - 0% interest
Hello I was hoping you can help me. I have had an Abbey Credit Card for some years now, I think it was actually originally an N&P card and changed. My problem is now I owe approx £10,000 and it costs me over £200 per month in interest alone and I feel I'm getting nowhere with the debt. I have tried transferring to interest…
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PayPal credit card to fine positive balances
Santander are introducing new T&C's for the PayPal credit card (See document at link URL "drop.io/gfcriz6") Section 7.1 will "fine" anyone who has a positive (credit) balance for three months under the guise of a £10 fee. How can this be legal??
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Financial association and financial link
hi can anyone out there please tell me if im to take out a car insurance policy in my own name and then add my wife as a additional driver or vice versa and then pay monthly to the insurance company via there credit, will that create a financial link and association between the two of us ? .we dont have any joint accounts…
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Fraud help...
Hi, I was conned a few months ago on eBay as I bought some tickets but never received them. I told eBay who sent me to Paypal (who the transaction was done through) who said they couldn't help as the query had been closed. I was conned in closing the case by the con-artist who said they'd get their fees back if I closed…
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Do CC providers even bother rejecting you in writing?
Applied for 3 cards this year as I wanted to transfer a balance to 0% card. Firstly applied for a FlyBE card (Sygma Bank) and according to my Equifax report, an identity check was done on the 27/07/09. Nothing else on that report or any other and I've heard absolutely nothing either way. Also applied for a Santander Zero…
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E Platinum plus card
have received an email trying to get me to take out one of these cards saying I can take a cash advance etc for 0%. Anyone know what these cards are? is it a credit card?
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Credit Cards
I have just recently applied for 2 separate credit cards 1 of which was egg and the other MBNA but was turned down for both even although I have a good credit rating. I wanted to do a balance transfer. i am surprised about this especially as my credit rating is good. I wonder if its anything to do with the fact I wanted to…
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credit card interest charges
Hi. can anyone tell me please whether credit cards can charge interest after the sum owing was paid off in full, a week before the payment was due. Thanks
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Should I pay off my 0% interest card in full this month?
Ok been using my card regularly with great success. Each time no matter the balance I have paid off in full ( last month was £700 and I think it was the same the month before ) I have never left myself short as always had enough in the bank to cover it before I spent. The same goes for this month, just that it will leave…
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American Express Balance Transfer Card?
Hi MSE forums Hope someone can point me in the right direction - I'm trying to find a decent balance transfer credit card, but it needs to be an american express - the good cards I'm finding all look to be Mastercards... Any ideas? Thankyou!
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First credit card advice, low amount, 0% over 9 months etc?
Hi guys. This is a funny one for me as I've been caught short as just bought a new car (paid cash as was talked outta a loan on here and elsewhere previously) but tax, insurance and cambelt are due all within the next 6 weeks :( Suffice to say my savings have gone and my wages have nearly gone from this month also and…
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Lowell Portfolio I - Default on CR
Hi all, Am in a real fix here, and some help is appreciated. I had been recieving letters of all sorts from Lowell, Red Debt collection etc, on my name as well as my Mrs name (mind you am not married, and still I was recieving letters on my unknown wifes name) regarding xyz debts. I just ignored them for a while, and then…
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Visa Electron Card
Hi Everyone This is my first attempt at this, so be patient. Have just obtained a "Halifax Visa Electron Card" because I don't like paying credit card surcharges. However do I still get the protection for transaction of over £100 as I would with a any other card. Or is my electron card just a debit card, which if I am not…
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A&L Card being replaced with MBNA Card
https://www.bankcardservices.co.uk/NASApp/NetAccessXX/WelcomeScreen?country=uk&language=en&org=90& What this means to you As you may be aware, MBNA has been providing the Alliance & Leicester credit card since 2002. However, Alliance & Leicester is now part of the Santander Group, and our relationship will shortly be…
