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Retro Bank Statements
Retro Bank Statements WOW - Look what I came across...... The good old memories :D Anyone got an old statement they want to post up? Lets have some fun with retro-statements and compare limits in the 80's! Bear in mind in 1980, £500 was classed as a high limit!
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Amex: Can you make a claim for excessive late payments against Amex
My last message seemed to disappear. Can you make a claim against Amex regarding late payment charges even although they class themselves as a charge card rather than a credit card? Anyone got a success story reagrding Amex?
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toucan claims are they genuine????
I am new to this site and would really like some help if there is any one out there who can. I have just recieved a telephone call from a company called "toucan claims" who claim to be able to wipe all of my credit card debts and interest paid if the card companies have ever increased my limit or do not have a hard copy of…
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Possible unauthorised transaction, what to do?
Hi, I have the Play.com MBNA card and I recently checked my online banking for it and apparently there is a £595 (rounded up) pending transaction to my card. Now, £300.47 is an item I have purchased yesterday, which leaves 294.53 (approx) unaccounted for. I`ve certainly not bought anything else with that card recently, so…
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Looking to save on HSBC credit card
Hi, i currently have a balance of £980 on my HSBC credit card, paying off £50 per month on a 22.9% intrest rate. would it be cheaper to switch this onto another card? If so which one, i've tried to with virgin but was turned down, maybe because they are partner companies? any ideas? ta
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Egg Question
I applied for a egg card at the end off August, It set the account up stright away online and said the card will be posted out in 7>10 Working Day's. Still had no card and there is no way off getting to speak to a real Person at egg it seams, Is it all done online where You can send egg a message? I have sent a message…
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vanquis question
Hi, I recently applied for a vanquis card to help build my credit, had a message online when I filled in the application, will be intouch in 7-10 days, the past few days I have had a number ring whilst at work, left no message but on checking the number on google it says its vanquis, however on reading through some posts,…
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Advice please on final stage to my master plan!
Hi All Thanks for taking the time to read this and apologies if it gets lengthy but want I want it to be fully comprehensive so I can get the best advice. I am looking at transferring the balance of my (evil) HSBC Loan onto a credit card so that I can manage the payments better - ie; I want to overpay when I can afford to,…
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Cashback Card with High Monthly Spend
Hi Guys, I currently have a co-op cashback card that I spend on average 15k per month on and they've cut the cashback rate to a derisory level.:( Does anyone have any experience/advice with cashback cards and high monthly spending? I'd appreciate any feedback.:D Regards, Steve
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Mis-sold credit card???? Help!
I went through a separation approx 4 years ago, and ended living alone with my daughter and on benefits. I went over my authorised overdraft once, and because I didn't have the money to get myself back into credit, got charged £90 (which they would take out of my account the following month). Obviously, with a low income…
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Refused BT cards
:mad: Is anyone else having the same probs - according to credit expert I'm using 75% of my credit and my husband 50% - never missed a payment though will admit to be ing late - never a problem with credit cards b4 now being turned down left right and centre - anyone else having this trouble - I am becoming soooo paranoid
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CC and DDB question
I have a direct debit set up to take the minimum payment for my Barclaycard. If I make a payment a day to try to clear it, but dont make the minimum amount will they still take the direct debit?? eg, min payment is £25, Ive made small payments everyday to a total of £18, will they then take the direct debit of £25 or Just…
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Credit Card newbie - (although hubby has enough for the both of us!!)
Hi All, Any help appreciated. My husband owes £6000 combined between Barclay card and Virgin. He has just come out of 0% interest deals and now the monthly payments are killing him! He has tried to switch to better deals however been declined. Previous debts from his business which are now paid off have hindered his credit…
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Switching for 0% interest
I have a credit card that Iv had for about 3 years now. I had a years 0% interest so stupidly I should of taken advantage of it and paid of big chunks every month. Since then Iv only been paying about £60 a month so the balance is going down very very slowly. I dont use the card at all and havnt done in about a year or so.…
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Egg Money Card with 1% cashback
Hi, I have had an Egg Money Card for a while now (over a year) with the 1% cashback. This may seem a silly question (its just that I've not noticed), but I'm aware that if I was to apply for one of these now, I would be charged £12 per year... does this mean my current card is now charged at £12 per year? I've not noticed…
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Do your living arrangements affect an application?
Whenever you apply for a credit card, you always get asked whether you're a homeowner, renting, living with parents etc. At present I'm living with my parents as it's far cheaper than spending £500+ a month on rent when that cash can go towards credit cards and/or saving for a £10-20k mortgage deposit. A couple of…
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Who offers the best credit limits?
Hi, I have a good credit history and am after a card that will offer a good credit limit in case I need emergency funds for my business. I have heard MBNA backed cards are usually the best...is this true? Any other? Many Thanks :beer:
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Loan Shark Rates from MARBLES & MBNA
What is going on here - how can these two get away with 34.9% rate on cards in this climate it's criminal in fact any other loan shark operation charging this rate would be prosecuted - what's happening when the government is allowing these rates knowing it's putting people and business to the wall! They need capped below…
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Credit Card Advance Limit
Hi there, I wondered if any of you lovely people could help me with something? I've just been accepted for my first credit card (with Tesco) and when reading through my agreement it first states my credit limit, then it says that my advance limit is 30% of the credit limit. Does this mean that at any one time I must owe no…
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Credit Card Interest Charges on Cash (Travellers Cheques)
Hi, I have a HSBC Mastercard and despite paying my bill in full every month I have this month been charged £11 interest for "interest on Standard Balance (Cash)". The only thing I can think this relates to is a purchase from the post office when buying travellers cheques for my recent honeymoon (does this count as cash?).…
