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0% credit card repayments and xmas spending
Hello everyone, I'm new to the forum but i've been receiving the moneysaving email for a few months now. thanks to this i've have recently successfully applied for a virgin 0% on balance transfers credit card, and I'm determined to make the most of the 16 months free credit. the problem is that although I am able to pay…
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Virgin & MBNA
Morning, I have these cards and they will be coming to the end of the 0% deal soon, I have currently been paying the minimum of £25 does anyone know what there standard minimum % is ? Need to get an idea of how much the monthly payments will be. Thanks. SM x
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Transferring Overdraft to Credit card - good idea?
I have been offered 6.9% on a Virgin credit card for the life of a balance transferred from my current account to the credit card. There's a 2.98% fee for doing this too. I was wondering if this was a good idea. My overdraft currently stands at about £1300 per month, but has been as high as £2500. I bank with Natwest, so…
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Struggling to obtain a credit card
Hi I am 23 years old, have a secure full time job earning over £20k a year, I don't have any debts, I am on the electoral role at my current address and have been for 3 years. I have always been careful and never required a card/loan, but I would like to increase my credit score for future purposes. For some unknown reason…
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How near to expiry does LTSB send out cards?
Hello, just wondering about the question above. My Airmiles Duo is expiring in Oct 2009! Thanks.
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stantander Zero card
Hi there, I wanted to ask questions about this: Has any student been able to obtain this card with student as their occupation? Also can a campany reject you because of your student, occupation? Thanks
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Existing Customer Balance transfer
FAO anyone with Mint account really... Mint offered me this for BT, hope its still going anyway... just transferred 1500 @ 3%, 0.5% for 6 months, 14ish% thereafter If anybody was looking to transfer balances with poor cred history like myself Regards Neil
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Which Credit Card is more acceptable to hand over
Sorry for the daft post but I have a Vanquis, Aqua and Capitalone (The silver one with the white spots) card, which one (If any) looks like a proper card and would be more acceptable to use in shops etc without looking like someone who has (Or had) problems and can't get a proper Credit card. I myself think its capitalone,…
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Current or Student account?
I'm switching banks, to HSBC and I was looking on their website to decide which account to open. Would it be better to open a current account or a student account? I qualify for both however I am unsure which to choose. Is there any implications of having a student account, rather than a current account? Like... low credit…
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Barclaycard cloning help
Hi, my partners barclaycard was cloned in August. BC tried to call to check the transaction that was strange but couldn't contact her as she was at work and there is no mobile coverage there. There was an automated message on the home phone which we acted on and called them. They said which payment was strange and she…
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Odd credit report
Hi board Yesterday I tried to get a mobile phone contract with Orange (currently on Pay as you Go) and they rejected it, as their credit check came back unapproved. I was perplexed so went to Experien website to get a report, which came up as Good! Basically said only 23% of people have better credit rating than me. BUT, I…
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Credit cards for abroad spending with rewards
Hi, i have no idea about credit cards and am traveling to the united states next january for a three week holiday. i entend to pay for everything on credit card and then pay it all off in one when we get home. Can anyone advise which is the best one with rewards and that wouldnt charge for over seas spending. Thanks :T
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play.com 6 months @ 0% - from when?
Hi, I've been lurking here for a while, but decided to sign up this morning after managing to get a play.com card with a nice fat limit!:j I have a balance on a tesco card of about 2500 and my 0% is about to end on it so I want to do a BT on some of it and pay the rest off with savings - after all the less I transfer the…
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0% Credit Card for students??
Hi, can anyone tell me if there is a student credit card (or a credit card available to students) that has a 0% balance transfer rate? Can't seem to find one anywhere. Any info appreciated, thanks.
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Cheapest way to get a bankers draft in US currency
I want to use my Hilton HHonors platinum (barclaycard) to send a bankers draft of around $5000. I am assuming that this would be treated as a cash advance, is there anyway around this? Thanks, Flo.
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Quick question re Virgin 0% card + other credit checks
Righty, I am finally starting to get things under control in my life and have sorted out my spending etc. My credit card is my biggest bugbear so I intend to get a Virgin 0% 16 months BT card to transfer it all over to and pay off :) I have been waiting for my Electoral roll registration to finally come through on my…
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Barclaycard Platinum - Increase Limit?
My 0% balance transfer is coming up for its final payment soon :j but I quite fancy keeping the card as my primary credit card afterwards. I decided in the end to close down my Egg card, so the BC is the only credit card I now have. I earn somewhere between £30-35k, have a £10k loan (~£8k outstanding - early pay off in a…
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alliance and leicester credit card balance
I have about £10,000 on an alliance and leicester card is it possible to ask them to transfer this to an alliance and leicester loan ans would they? Has anyone ver done this?
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New credit card advice please!
Hi, I've never had the need to have a credit card before, and have been quite happy in using my debit card. However, given the purchase protection that credit cards give if the order is over £100, I am seriously considering getting one. The only loan I have at the moment is my student loan, have never missed a payment…
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Beginner's Question - What does "Salary Mandated" mean?
I did try a search and the newbie guide but couldn't see this term explained. It's a "Yes/No" option on the application form for my first credit card. Thanks in advance :o
