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can my OH get a card to transfer my balance to?
Hi I am behind in 2 payments on my A&L (MBNA) card ... balance now 7K. On their standard high APR and have been making minimum payments for yonks. (I knw, I know!) Does anyone know if it would be possible for my husband to get a 0% credit card (he doesnt have one) and transfer my balance to it? His credit rating will be…
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Turned down by Egg Money
Hi, I recently applied for an egg money card, but was turned down. I have previously card no problems getting a card with the Halifax and Citibank (Shell), both with £2000 credit limits. I do not use the halifax one at all, and was considering cancelling it, but i thought it might be useful to have as a backup. I was…
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Cash from credit card?
Hi, I need to raise some short term finance and was thinking about getting cash from the ATM with my credit card. How does this work - can I go up to my full credit limit? Sorry if sounds a bit silly but never done it before so not sure how it works. Thanks in advance for any advice. Sam
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Aqua appeal sucessful
I have received today a letter from Aqua confirming they have overturned their initial decision and will be issuing a credit card for me. A credit agreement followed for me to sign and return. It says the APR will be 35.9% but does not mention the credit limit. Just wanted to thank the members of this forum, especially…
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Claiming refund on Michael Jackson tickets... HELP
I bought on my barclaycard two tickets for MJ concert in Feb 2010. Paid £398.00 Ticket face value was £75 each. Tickets bought through reputable online ticket agency (double8tickets.com). Their policy is to only refund face value - but as gesture of goodwill they have refunded 50% to my card. I have sought the remainder…
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Balance transfer out and back in with M B N A
Hello, just wanted to check something. I'm at the end of a 0% with M B N A, with some balance left. I have a promotional offer of another 0% with them, so have transferred the balance to another credit card ready to transfer it back immediately. Will this work? I can't see a reason why not, but was wondering if others have…
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Credit Card Tart Rejection
Hi all I'm having some trouble getting a new card and i'm hoping for some advice on my current situation. I originally had a VISA card from the age of 18 which I abused and neglected for over 10 years until I had amassed over £10k in debts and realised I had a problem. Constant credit limit increases from a card which…
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Best card for a long 0% interest free period with "satisfactory" credit rating?
Hi My boyfriend has a satisfactory credit rating according to his bank and is wanting to get a credit card with a long 0% interest free period. I've seen ones with 3 months but wondered if there were any with a longer interest free time? He'd only be putting about £500 on it but at the moment all his cash is tied up but…
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When will my credit card arrive?
I signed off my documentations for a halifax credit card a few weeks back but yet have still not recieved anything. The account appears on my online banking (although I can't click on it I presume as it has been activated yet). I'm just wondering whether I should worry about where it is yet!
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Warning to new Abbey/Santander Zero applicants
Hello - I'm new to the MSE forums so please be gentle with me and apologies if someone has posted about this already. Just wanted to warn anyone who's recently applied for the Abbey / Santander Zero credit card, or who is considering doing so, that Santander may RETROSPECTIVELY suspend your application. That is to say, you…
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Balance Transfers Between Husband and Wife
Hi. Hope someone can give me an answer to this. I currently have a Virgin Credit Card and would like to transfer the balance. After a quick check on-line, its the virgin credit cards doing the best deals on balance transfers at the moment, so I wondered if my husband were to apply for the virgin card would I be able to…
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a q u a
posted my aqua contract back a week ago, anyone know how long its takes to recieve card? it also said a credit limit of around 500 anyone else had this , what limit did u get? thanks
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Argos Debt
Hi Hope someone can help. My husband received a phone call from a company called Caboot about an argos credit card debt from 2001. They said they bought the debt over in 2006. My husband told them he didnt have an argos card and asked for info to be sent out to him, but they said no he would have to post them his…
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Transaction refunded now in credit..?
After getting my MJ tickets refunded I find that I am now £150 in credit on my card. As I don't use this card much is there any way of transferring the "credit" to my current account or should I just use the card for my everyday purchases until I am no longer in credit? Ideas?
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Treasury Committee launches inquiry into Credit Searches in conjunction with MSE
[title=http://images2.moneysavingexpert.com/images/dp/wtd_underline.gif] Why aren't we told the rate before applying for credit?[/title] Apply for a product and it puts a search on your credit file which hits your credit score, yet many products are rate for risk, so you can't know what you'll need to pay without applying…
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hi
hello,i,m a new user,glad to see you,want to make friends!
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Help - Turned down by Halifax
The plan was to ransfer £4600 on my A & L (MBNA) card ono a Halifax 13 month 0% deal but I've just been declined and need to find a quick alernative. Any advice on where I should turn to? I have a Barclaycard platinum but he 0% has expired on this. Should I call them and see if they'll do a deal on a new BT or should I opt…
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company car fuel, credit card
Hi we have just been informed we are having our shell fuel cards removed and from the 1st of October we will have to pay for our own fuel and claim it back. i need to know which is the best credit card to do this, the card will only be used for fuel and will be paid in full every month. any advice would be very much…
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Credit card finally paid off !!
Well its taken a few years ( hard times many years ago that built up) , but i have finally paid off my LARGE (over 10k ) credit card bill today !! Dam thing is in several peices now !! Its such a nice feelling , :j:j Drinks are on me !! :D ;)
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Lloyds TSB Advance credit card
Hello, A number of years ago my partner opened a credit card with Lloyds TSB. He did this online and chose the Advance card. I should say that perhaps he is not the best at checking his monthly statements, but he recently noticed monthly interest charges on these statements. As he pays off his bill every month (with 2 or 3…
