-
Lloyds tsb airmiles duo credit card
Hi I've just been accepted for the airmiles credit card and my question is; Is there a valid dates as to when airmiles which you have built up expire? the reason i'm asking isi'm wantin to accrue enough 4 me n my partner to go to the states next august. many thanks:rotfl:
-
"Available Credit" good or bad?
I've read conflicting theories on whether or not having a lot of credit available (eg a credit card's credit limit) is a good thing or not. Martin says on this site that canceling old cards is good for your credit rating (such as it exists), however, another site (I would post a link but apparently I'm not allowed!) says…
-
credit card to bank loan
just purchased an item for £8000 on a credit card for urgency but now keen to know should I change it for a bank loan. If I keep the credit card I was going to pay more off a month than normal. What do I do ???????
-
Hurrah for Vanquis!
Quite impressed with Vanquis, paid my balance by faster payments on Tuesday evening and they have already processed the payment to my account! :T My collegue used the same method to pay her's on the same day (with one of the big banks) and her payment hasn't been processed yet. Brownie points for Vanquis there.
-
Halifax Credit Card Claim
Hi all, Just wondered if anyone on here could help me before i put in my claim via the template letters. I have just recieved my Credit Card bills going back to 2003 from The Halifax (originally i rang them for them and they tried to charge me £100 for them would you belive??) anyway I've worked my way through it and below…
-
Mbna 0%
My wife has recently had one of those invitations to apply on line for a credit card via MBNA which currently offer 0% until May 2010. My question is if my wife applies and is successful can i transfer balances from cards in just my name on to her new card to take advantage of the offer to help us reduce the balance…
-
Lloyds Tsb Duo card
Could anyone tell me how long after i have spent the required £10 on this card the 1500 airmiles become available to book a flight with? Many thanks Leigh
-
Bank of america hikes interest for existing promotional balance transfer offer
Hi, I do not know if this is the right place to post this . 3 months ago, I accepted a promotional balance transfer offer (The offer is 1.99% Until my billing date in October, 2009) from Bank Of america and paid $1200 transaction fee(3%) for a 40K balance transfer. I have been paying my bills on time and never missed a…
-
lloyds tsb airmiles duo booking question
hey all, im looking to book two flights to paris using the 1500 voucher awarded when taking out the airmiles duo credit cards. I wanted to know how the hotel bit works. Can I book the hotel in a random country (such as thailand) for cheap in order to qualify booking an airmiles hotel (as stated in the t+c's). Also do the…
-
Electoral roll update?
Hi all, I'm looking to finance a new car and i'm having trouble getting a loan or credit card. I applied with my own bank, the Abbey online and was sent a letter of refusal. I then realised that I was not on the electoral roll at my new address so set about registering with my local council, I was informed by letter that I…
-
Halifax cancelling my credit card
I recently received a letter from Halifax who stated that they will not be issuing me a new card once the one I have expires. They were not very clear in the letter but does that mean my account is closed and I have to repay the money asap? I have over £1000 to repay on it and I'm not able to do that just like that. If I…
-
Barclaycard Minimum Payment - Can't pay 57p!
Hi I have an unusual problem I have not come across before. I have a Barclaycard Platinum and have always made payments on-line with a debit card. My latest statement balance was 57 pence, which was trailing interest from the previous month. I attempted to pay in my usual way but it would not accept the amount. There is…
-
American Express Platinum Cashback Card
Hi all, I've had the Amex Platinum card for 3 months now, so the 5% cashback period will end shortly. I don't intend to use the card anymore for a measly 1.5%. Just wondered if anyone knew if there was a minimum usage clause in order to get your cashback money. I've had a look through the t's and c's but can't see…
-
HSBC Credit Card Interest Help
Hi quick question, If I paid my annual car insurance of £1300 off over 9 months on my card which charges 15.9% effective rate/14.880% simple rate how much in total or total interest would I pay? I used the card for the same thing last year when I had 0% for 12 months on purchases but have been rejected for all the long 0%…
-
The Credit Search dilemma
I think it is stupid for lenders to set much store by the number of credit searches. Obviously if somebody is lying on applications that is a problem. But I don't think we should be made to feel nervous about applying for credit. For example, when I wanted a new bank account a few months ago, I applied to about 9 different…
-
Egg balance transfer/Lloyds personal loan
Evening all, I have a personal loan with LloydsTSB that has around £1,600 outstanding/2 years left, and have recently applied and have been accepted for an Egg credit card. I only applied for this card because I intended to transfer the outstanding loan amount over to Egg and take advantage of the 0%, however have just…
-
O% credit card interest what if...?
I have a bank loan for £5000 over 60 months paid off at £133 p.m. A policy will mature in 32 months that will pay it all off . By tarting 9 month 0 % credit cards (in this case 4) I will save the £133 p.m. but what if redundancy / illness strikes before hand . Are credit card companies willing to transfer if no supporting…
-
any help is good help
I recently put a deposit of £200 on a photographa for my wedding using my credit card. I have NOT signed a contract which i have just reacived in the post which say that the deposit is non refunable but i was not told this at the time of transaction. Can i get my deposit back???:confused: anyone??? help???
-
Fraud Warning - Esher (Kingston By Pass)
Used your Credit Card at the Shell Petrol Staion Hinchely Wood (Kingston Bypass) recently? If so check your statements. Story click here:
-
Can i do a Balance transfer from a debit card to a credit card?
I currently have a Natwest Switch card, on which i owe 1250 from an overdraft. I'm getting charges of 47quid each month (my fault i know) and i'd like to pay it off. I tried to sign up online to a Virgin Credit card, which offers a 0% on balance transfers, which is all i will use it for. But when it asks about the account…
