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Have Capital One withdrawn free credit reports?
Evening all It's my first post, so be gentle if this has been answered elsewhere! My Capital One cashback credit card arrived today. The 2 reasons I applied for the card were the 4% cashback offer for the 1st 3 months and the 2 free credit reports a year (as referred to in the article in the 'ID Fraud Protection Loophole'…
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Barclays to buy Goldfish
Opps -Discover brought Goldfish 2 years ago for about £650 million Regards Sunil
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Abbey--No more increases to credit limits
This 'credit crunch' is really on Abbey's mind. I called them today and the colleague on the end of the phone said Abbey are doing no more credit increases to overdrafts or credit limits. I thought I was just being put off so called two more times and spoke to different people. One of them even said we are awaiting the…
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First Direct decreased my credit limit
I got a letter today telling me that my credit limit had been reduced from £1200 to £500, effective immediately. I always pay my account in full at the end of the month, and have never missed a payment! So I am a bit shocked they would just do it, with no consultation. I like having the higher limit to allow me to book…
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Virgin more 0%?
I am just comming to the end of my 15 months 0% with Virgin. I am a bit to busy (lazy;) ) at the mo to be chasing BT deals. Has anyone ever tried calling them to ask if they will extend the deal or make some other low rate offer? Throughout the 15 months they have offered further 0% BTs and 0% cheques does anyone know if…
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HLP PLS - I need a refresh on BT switching and any good deals NOTAbbey/BOS /Barclay
Hi All i have an existing 0% Balance Card that is up at the end of the month. Can someone tell me the basics of what i need to ask/ensure when finding a card to shuffle the existing loan onto. It's 13 months since i did the last one and i've lost all my notes! If i rember rightly I have to ask specifically for a Super BT…
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Business Credit Card
Hi All, What would be the best credit card for a new business? I also do not have a great credit history even though its all sorted now, would this affect anything? Thanks
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MBNA - late charges for loan payments
Hi there, Just wondered if these apply in the same way bank or credit charges do. Any tips - couldn't see relevant links on your fab website. And thanks for the push to claim for credit card charges - successfully taken on EGG - now having a pop at Nationwide. Martin - you're a top bloke! Cheerz. Flisspops
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Credit card instead of a loan - is it advisable?
A bit of advice please: We think the car's going to fail MOT and my husband needs one for work. Neither of us have good credit ratings and, after speaking to my bank this morning, it doesn't look like we'll be able to borrow anything from anywhere. The only advice was to apply for a credit card - subject to acceptance.…
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CC late payement fees
I have just read through the complete guide on retrieving the unlawfull fees on my credit cards, after reading this I get the impression I can claim the £12 fees that I have had recently although I thought they were allowed to charge this amount now!? Im confused On another note, My partner is going through a debt…
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Egg
Hi there Just recieved a letter from Egg saying that I will be ousted in 35 days time... whatever.. lol I had already told them I was leaving asap, as a payment I had made as a 'one off' did not arrive at my account with them whereby they charged me for going over my limit!!!! How very dare they!!, but I had not printed…
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Oversea's Credit Card Balance Transfers
I have been living in the UK now for just over a year, My wife and i have 2 credit cards that we hold in Australia. It can be quite expensive to manage this with transfer costs etc. I was wondering (hoping) if there was a balance transfer card that accepted transfers from oversea's cards. Thanks in advance
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Bt into an account to withdraw
Is it possible to take out a CC, transfer funds to an account that is in credit and then take out the cash? I ask because I want to make a purchase and having the cash in hand is always a nice bargaining tool.
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looking for some advice
hi i thought i was being clever when i decided to pay off my credit cards to stop me paying intrest , thinking i had a credit card cheque book , now though i have been told the credit card company wont issue chque books any more so im a little stumped basiclly my plan was instead of saving the money in a lowish intrest…
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Citibank / Egg seek brand-building makeover
Citibank, the global financial services company that bought the online bank Egg last year, is inviting agencies to pitch for a new pan-European digital brief...The winning agency will be briefed with creating online advertising to back a number of new product launches, as well as brand-building work to increase its…
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Help Me I'm Clueless
Hi I'm having a few money problems. My debt is as follows: Nationwide CC - £1k Nat West Current Account - £2k Another Nat West Account - £500 Think thats about it but I'm paying interest on all 3. I'd prefer to just have it all in one place so I can see how much I need to pay off so was thinking about transferring the…
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Help please re: Credit Limit
About a year ago i applied for a capital one card having never had a cc before and a reasonably bad credit file and was accepted with £500 limit after 4 months they put it up to £800, then in October i applied for a Halifax One card and was accepted with a £1300 limit which i bt to from my Capital One, What i wanted to…
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Barclay card platinum
Applied and got BC Platinum,idea to use 0% balance to move £1K from wifes credit card (Littlewoods cataloque Visa) and my Mint £400, they will happlily move the Mint but not Littlewoods due to it being part of Barclaycard?? !!Any ideas how i can move the Littlewoods card without applying for a Mastercard ? at 0% balance ?…
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Help on MBNA credit limits pls!
Hi all, Wonder if you could help please? I've just applied for a Virgin card which is winging its way to me with a £4,500 limit. I already have an empty Priority Club (Holiday Inn) card with a £7,000 limit. Am I right in saying that MBNA will still merge my credit limits, i.e. increase my new Virgin card and decrease the…
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Capital One debt - advice required
Hi I have a Capital One credit card and have got behind with my payments. I had a letter today saying that I needed to pay £95 immediately and then another £75 before the 28th. I explained to some woman in Timbukto that I simply don't have £170 and that was why I was phoning them. She said that I could pay on 27th (my…
