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HSBC - direct debit/repayments not recognising Vendor refunds
Hi, I was wondering if anybody has had a similar experience to this or can tell me why HSBC's process is as it is - Jan 21 I charge £ 1400 to my credit card to buy part of a kitchen Jan 28 The £ 1400 is refunded to my credit card by the Vendor as I cancelled the order. Some time between Jan 21 & 28, HSBC send out a credit…
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Credit card settlement
Sorted now. Thanks Thanks
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Lloyds TSB airmiles 1500 One way or RETURN?
IGNORE THIS POST: USER ERROR According to the article on the site, the Lloyds TSB airmiles card gives you 1500 bonus airmiles, enough for a RETURN flight to zone 2, http://www.moneysavingexpert.com/cards/credit-card-special-offers#airmiles but when I tried booking on the airmiles site, it appears to be 1500 points each…
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Credit Card
I Got To My Limit On My Credit Card But Personal Reason I Wasnt Making Any Payments To Them So Chrges And Intrest Grew And Grew To 250 Pounds... But Seeing This Only Put Me Off Even More For Sending Them There Payments.... But Capital One Were Sending Me Reminders Anfter Reminders In The End Went Over To A Debt Collecting…
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Help needed choosing between balance transfer cards
Hi there, I'm self employed and on a modest income of around £13,000 gross. I have an MBNA platinum plus card with £3300 on it, the 0% period is about to end. I have an egg money card with £1700 outstanding and a nasty Lloyds TSB business loan with £1600 left to clear. I was hoping to shift the balance of the MBNA and the…
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using card to pay off loan?
We have a seperate personal loan on our mortgage with a few years left, the interest rate is low but is about to run out! As we only have £3000 left to pay i wondered if a 0% credit card would be a better option? Is it possible to pay off this loan with a credit card? And will it be a balance transfer card i will be…
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Pre paid credit card and Paypal?
Hi, A few months ago I realised that I had spent too much on credit cards over the last few years, so I did a lot of balance transfers to low lifetime APR's and then cut the cards up so that I could not use them anymore. I then deleted all of the information about the cards on the sites that I used to buy from a lot, Like…
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best BT card credit criteria?
i know this is a probably a difficult question to answer... but do some cards issuers expect higher scores then others? i did a search and some said Barclaycard are hard to get as they look for high credit scorers? my options are: Halifax One (i thik 12 months free BT) BarclayCard (i thik 15 months free BT) HSBC (i thik 15…
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Trailing interest
I am one of the wonderfully lucky Egg customers who has been given marching orders. I recently (last month) changed my payment from minimum payment to full statement balance (never having missed a payment nor gone over the limit!). I paid the full statement balance and have been taken for a 'trailing interest' payment of a…
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How smart is the 'smartsearch'?
Hi all, I've just been using the Experian smartsearch tool on another money based website. and was as honest as I could be using my memory of some missed payments in the past few years. When i clicked on the results it determined my rating as 'Fair' and listed possible Credit Cards I could apply for with a better chance of…
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Balance Transfer to a current account
Hi all, I'm looking for a bit of advice. I currently have an Abbey card with a view to a balance transferto a Virgin CC. I have been offered by Virgin to transfer the balance to my current account. I've not aware that this can be done, if so does anyone know of the benefits and/or implications of transferring your credit…
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Paperless citibank life of balance card
The best life of balance card Martin recommends is citibank - I'm trying to cut down my paper mountain & help save the environment by only using cards with online statements only - no paper statements. I can't see anywhere on their application if you can choose online only - does anyone have this card and manage it online…
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Does s75consumer credit act apply to training courses
Hi, I wander if anyone can help me with this queery. I purchased a training course in Oct07 online using my credit card for payment. I have since been diagnosed with a degenerative condition meaning that even if I complete the course and qualify, I will not be able to undertake the employment. Any ideas to get my money…
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M&S interest
I am so angry :mad: - I always pay my cc bill off each month. I usually round it up to the nearest pound above the amount. I must have mis-read the amount due as I rounded it off to the nearest pound below and for the fact that I missed 22p I have been charged £19.31 in interest. I know the interest is calculated on the…
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Tesco Credit Interest free, or not?
Hello. I have had a Tesco Credit card for about 2 months with the usual 13 months Interest free period etc on Tesco stuff and 3 months on other stuff. I have only made Tesco purchases but on my second statement it tells me that if I only make the minimum payment, my interest will be £15 next month. Below that are shown my…
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I appear to have lost my credit score!!!
I used the experian free trial to check my credit history a couple of weeks ago, and looked at my credit score at the same time. Due to some careful money handling over the last few years, my score was 929 and I gave myself a small pat on the back. Whilst out shopping yesterday, I was asked if I'd take out a store card -…
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Egg Green Card "SuperBT" into Account?
Egg have offered me a special BT offer of 1.9% apr till 6 September (with a 2.9% fee). Now going into the transfer section on the website, it says I can transfer money into a current account/overdraft. Now I don't have an overdraft. I would just like the cash at 1.9%. Has anyone done this? There isn't anything in the T&C's…
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First time credit card 18 year old
Hey guys, I'm 18 years old and I need a credit card, as my maestro card isn't cutting it. I'm still at school and I have a part time job. Would any one know of any good credit cards i could apply for? Cheers Jason
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Alliance & Leicester - MoneyBack Rewards Credit Card
Today I recieved info on this new product through the post from Alliance and Leicester. The reward scheme is you get 1 point for every pound spent on this card. Also theirs a bonus of 2000 points if you spend on the card in the first 90 days. Sounds potentailly a great offer, if only I knew what you can do with the reward…
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Choose From Over 100 Different Credit Cards
Choose From Over 100 Different Credit Cards! Leading site for credit card comparisons! Find the Credit Card that is right for you, and click the "apply now" button to get it instantly. Apply Online For A Credit Card http://amex.ecreditdirectory.com/
