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Credit card charges
Hi, I would like to know how to go about claiming unfair charges from my credit cards,Barclay card, Morgen stanly and Capital one, I am in now reclaiming my bank charges which is going very well. I hope some one can advise me. Thanks
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capital one, staating claim
hi, does anyone have a templet letter which they have used to contact capital one, regarding reclaiming charges. thankyou. KAREN
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credit card charges
What can i do to claim back charges on my credit card when my card company has passed my dept on to a dept reccovery service. please can anyone help.:confused:
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Capital One Interest Rate Increase
Has anyone else caught this one? If you are an existing Capital One MasterCard holder you might recently have received a letter telling you that your interest rate is going up to 24.93%!!!! However, if you call to say you will cancel the card you are told that if you re-apply you might get a better interest rate. You might…
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BMI baby card credit limit
Hello forum, I applied for BMIbaby card last week. I applied it online, with capped £75 BT fee. I received a letter today confirming a credit limit of 3500 pounds. Now I have a salary of 38k, I have egg card with zero balance & with limit of 4500 pounds, hsbc graduate overdraft of 1000 pounds. I have a graduate loan with…
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Will BT amount qualify as monthly payment?
Hi, I'm about to do a BT to a low interest LOB card to clear off a large chunk from a higher interest card but I wondered whether I still need to make my normal monthly payment to the higher interest card too, or will the BT qualify as a payment this month? Statement on higher card has already been prepared for this month…
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morgan stanley credit cards
just had notification from Morgan Stanley that as from 1st June 2007 they will be charging £20 a year for using their card !! which is the best card now? supergran
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quick question - what other cards do MBNA run?
I know that they run Alliance and Leicester & Virgin but do they do Marks and Spencer too?
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Egg Minimum Finance Charge
I paid off my egg card and was the next month charged £15 for the interest accrued for that month till the payment hit my account,fair enough. My problem is that I have just read my new statement and this month even though I have no balance they have charged me a minimum finance charge of 48p with 2p interest.I know it's…
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Credit Card Insurance
I currently have all of my credit/debit/store cards covered by Barclays Cradholder Protection. Simply put, if they get lost/stolen, I ring one number and Barclays will then cancel all of the crads (First Direct, Barclays, Amex, etc...). However, when I first started this in I think 1999/2000 it was £10 a year. It has risen…
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Money order chargebacks. Possible?
As the title states, is it possible for money order charge backs? Or is this only a credit card and personal check thing?
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MBNA Sonycard query
Sorry to ask such a stupid question but does anyone know how to access their points total from the MBNA account? thanks
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Confuse about Cifas Flag
I have a CIFAS flag on my online Experian Credit report. The flag is not from my current address but my old address which I have not lived in for over a year and the supposed fraud took place after I had moved out. It doesn't actually give the number of the flat just the name and street. I am concerned that when I apply…
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Credit cards with a £1500 credit limit + 0% balance transfer?
I'd like to transfer the current debt on my CC to another CC which has a balance transfer rate of 0% for 12 months (+ 2% or 3% BT fee), does anyone know which companies usually provide credit limits in the region of £1500 to new applicants (enabling me to transfer the entire debt) and also meet the aforementioned criteria?…
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ulster bank credit card (rbs)
Hi Anyone else applied by post for a Ulster Bank Credit card (fee free balance transfer 0% for 6 months) I applied two weeks ago but haven't heard anything yet. I tried to call them today to ask if they've received my application but the call centre is only open 8-6 monday to friday so will have to try again tomorrow. I am…
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Morgan Stanley Triple Cashback
I got a Morgan Stanley card, offering 3% cashback until August. I got my first statement today, the cashback stated on the statement is only 1% of my purchases. All my purchases have been valid. Should it read 3% now, or do they triple it later, or do you think it is a mistake?
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Nationwide or Post Office
Hello, I've just been stung with the Morgan Stanley credit card, which I am in the process of cancelling. Anyway going to America for 3 wks in July and want to get a cheap one for overseas spending. Not sure which of the 2 is best, ie which is likely to honour the 0% loading etc for longest. Also I currently earn close to…
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using one to pay another
hi i have a tsb CC at a 0 balance my partner has a mbna with about 1700 on it if i pay his card with mine as its a lower interest rate what will i be charged at ive read all the gumpf on the back of my statements but it doesnt make sence to me with it be a classed as a cash transaction will it be the same interest rate but…
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Getting a credit card when you are new to the country
How does one get a credit card when you moved from overseas? No credit history at all...
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Martin can you help? - Petition to get MS to pay 100% of cashback on closed accounts
There is another thread on MS introducing the £20 fee. However thought it may be a good idea if everyone affected by MS decision to only pay out cashback in multiples of £15 posted to show the level of anger. For example my wife currently has £27.05 cashback so unless she spends around £600 before June (she's now at 0.5%)…
