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Argh!
Applied for the Halifax 0% credit card. Got the letter in the post saying yes that's fine just sign this blah blah... but I noticed I'd accidentally put a 1 infront of my salary so it read 12500 instead of what i actually earn - 25000. Phoned them up to tell them and they said they'd need to redo my application, just put…
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Nebie Tart in need of advice
I currently have 3 cards with debts on with 0% balance transfer offers. One of the cards 0% is due to expire in June and then will go up to a whopping 24.9%. I've spoke to the provider (alliance and leicester) and they wont extend the offer but will only reduce to 19.9%. So I need to transfer this balance. I'm stuck on…
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Experian Credit Report
Hi, I used the experian online credit report and got a screen saying they couldn't process my application. But my Credit card is debited. Does that mean I paid £2.00 to find out they can't process my application. I feel like an idiot. Maveli
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Repaying credit cards early
Can you receive a reduction on credit card balances if you are willing to repay the full amount in one go.
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Who are Consumer Letters, seen on my equifax report
Just ordered my equifax file and a search was done on myself by a firm called "consumer letters enquiry" and the reason for the search was a consumer letter. WHo are they, and why have they been doing a search on my details?
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Charge for positive balance
Hi Guys/gals, can anyone tell me if Virgin have illegally charged me for having a positive balance? A while back I noticed that Virgin had taken more from my account via direct debit than was needed to clear my existing credit card balance, resulting in a positive balance on the card. For lots of reasons I never got round…
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Film about credit cards & debt
You have got to watch the new documentary (In Debt We Trust) about credit cards and how the credit card companies and the bank have these strategies to lure you into their traps and then, when you're already in, they over charge you fees, interest and penalties. This is an eye opener and completely changed the way I handle…
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How soon after cancelling a card can you
re-apply for the same card? I want to get another 12month interest free on new purchases Thanks, SM
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Best CC to use abroad?
I'm off to Majorca on Saturday and was wondering which is the best credit card to use whilst I'm away. We will probably eat out every night and I would like to pay for all meals on my card. I currently have M&S &More, Morgan Stanley, Egg Money, First Direct and GE Money cards. Which would be the best (and cheapest) one to…
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Marbles have stopped accepting loan and CC applications why?
As a marbles account holder I am getting a bit concerned!! anyone know whats happening with them?
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Help, Capital One!
Hello Everyone :D I was wondering if any of you had some advice for me, im stuck in a rut at the moment and nobody at capital one understands me! On the 2nd of March 2007 i made a payment from my Barclays online banking account of £20 to capital one. This cleared on the 6th of March 2007, all fine and dandy! Then on the…
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bmibaby credit card limit mystery???????
Hello forum, I applied for BMIbaby card today. I applied it online, with capped £75 BT fee. After completion of application, I was taken to window which said " congratulations, you have been accepted for BMIbaby card. Your ref no....." It also said, I do not have to wait for any paper work and that the card will be sent to…
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Natwest credit card problem
hello all, my name is mukice, I’m new here but I’d first like to say hi to you all. Hi :D I’m not sure if this is in the right place but, ill start from the beginning. I’m a student at university, and so i have a student account with Natwest, for a debit card and a credit card. what they do is they take £5 a month out of…
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Charges for a refund????
Hi Can someone please explain if this is right / normal. I went on holiday and charged my hotel bill to my egg card. The hotel refunded the entire amount because they'd overcharged me and then they charged the card again with the correct amount. Egg shows a charge for £738 a refund for £698 (on the same day about 5 mins…
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Help - Monumnet or Providian Credit Card ????
hi, newbi here! Can anyone help me with an address for Monument or Providian CC company - I had a credit card with and would like to reclaim charges only I can't find contact details as the account was passed on....???? Any help gratefully received... great sight Martin :j shastra
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Best Credit Cards Service
Best Credit Cards Service here! Want to repair your credit story fast?Click here!
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How do I....
...go about transferring part of my husbands credit card balance onto my credit card?
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Cashback Card Question
Hi guys, I’m considering applying for a credit card with decent cashback and have highlighted the Morgan Stanley Platinum Card and the Egg Money Card. Is it possible to maximize spending on this card by transferring direct debits from my current bank account to the credit card or does the cashback apply to purchases only?…
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Whose responsible?
Me and the OH have a joint mortgage (paid up in three years time). (Got another thread in debt section - 'serial offenders wife'). The OH has credit card debts (£6,000) and owes the bank on an unauthorised overdraft (£300 and rising) and has a phone contract by direct debit (£50 per month). At least that's what he is…
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Question About Payments to Egg Card
I received my statement recently, and currently am setup for full amount to be paid off each month by DD. To keep it simple, let's say it's £500 If I pay off £500 now, will another £500 be taken out come the payment date?
