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indian call centres
I heard today that Barclaycard - no doubt as result of only huge profits intend to move their call centre to India. Does anyone know of a credit card company where they have UK call centres so I can move to them
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Morgan Stanley Platinum
Not sure if anyone else has noticed/posted but MS are reducing from 28 days to 15 days the time after statement date when they will collect payment if you pay in full by direct debit. Stays at 28 days for all others, though. A solution might be to reduce to minimum payment by DD and make a manual transfer a few days in…
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Egg Card treating balance transfer fee as a purchase
I am furious at Egg. I recently made a balance transfer to Egg at a reduced APR of 3.9% and a fee of 2%. When my statement came through I noticed merchandise interest. I queried this with Egg via their secure messaging service and received a terse response stating that the balance transfer fee was attracting the…
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Inhumane advice on reducing repayments from EGG?
I have just got off the phone from Egg and feel like crying! Since Egg interest rates rocketed recently and I'm on a temporarily reduced income, I'm going to struggle to meet the forthcoming minmum payments for the next 6 months max. I told an advisor I can only afford to pay £xx per month. This was his advice: "The only…
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Lloyds TSB introducing annual fee to low users
I recieved an email from moneysupermarket yesterday here is an exerpt Lloyds TSB credit card customers who rarely use their credit card are to be hit with an annual fee of £35. The move will apparently only affect less than 1% of its customers but with other companies likely to follow suit it's a stark warning for…
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any cards not by mbna
hi i have just changed my creditcard to a 0% interest for 12 months with mbna but because i already have a card by them they will only let me transfer 1/2 my balance to the new card.I was wondering if you coud tell me of any other cards not by mbna that i could transfer the rest of my balance to cheers Leon:confused:
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Debit Card
We have been with a high street bank for nearly 18 months and we still have only a cash point card only We would like a debit card Monthly income £ 3100 after tax This bank not very helpfull Any suggestions would be appreciated
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Barclays reduced my credit limit from £3200 to £650 !!
Hi I have been working in the UK for the last couple of years in the University sector. Yesterday I got a letter from Barclays stating that my credit limit (on my Barclaycard Gold VISA) has been slashed from £3200 to £650 ! They say it is based on credit reports supplied by companies and their own internal reports. But I…
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So many cards... which should I get?
My situation... I have £5000 @ 0% with Nationwide which is due in June I have £4800 @ 0% with a B&Q card which is due in May. I'd like to transfer both of them over to the same card on the longest possible 0%. I'm not worried about BT fees as any interest I save should wipe them out. I already have an HSBC card from…
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0% Balance transfer AND 0% on New purchases??? HSBC Credit card
Hi All I've been a money saver for a while but have only just started credit card tarting and hoping you could give me some guidance. I am six weeks away from my 0% new purchase deal with a halifax one card. I have just applied and been accepted for a HSBC credit card at 0% interest on balance transfers for 12 month with a…
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Cancel a card to build rating?
I had two cards, one Amazon Halifax mastercard, with a £1300 credit limit, which I've just completely paid off. I also have a MBNA 'Platinum Plus' 0% till December card (£1000 limit) with £550 bt on it, which I plan to pay off by then. I'm using it for nothing except the balance transfer, even though purchases are 0% for…
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nw question ,how much to bt.
I have egg money (4500) & virgin credit card (7500) credit limit. My question is if i call virgin for bt , should i ask for 4500/7500 to be transfered to my egg money. Thanks for the help.
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Tesco Credit Card & Arrangements?
I have had a Tesco cc for a good few years now and about 4 years ago I got into some trouble which led to me being unable to pay my monthly payment. I contacted Tescos and they arranged for me to do a monthly agreement with them where I had to pay £45 a month. This was fine and is sill continuing. Last week myself and my…
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Pre-Paying money to a credit card
I currently have a Virgin Atlantic MBNA AMEX card with a £5000 limit however i have just got a loan for £9500 to pay for a new car. Now the garage have said i can pay by AMEX with no extra charges so what i want to know is if i put the £9500 onto the AMEX card will i be able to use this extra money to pay for the car and…
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Egg cashback - where has it gone?
I checked my statement a couple days ago and noticed my cashback has gone right down to the current month's spend. I thought it's now been credited to my account. I checked my current account and egg card, but nothing. Is it in the process of being transferred do you think? Anyone else in the same situation? Anyone had…
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Credit Card US
Ok, I have an interesting challenge and wonder if there is any possible solution... As fan of Ralph Lauren clothes, and a fan also of getting it cheaper than normally expected in the UK, I am trying to order from https://www.polo.com, which is really sensible given the current exchange rates. The problem is that it is US…
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M & S credit card? BT fee???????
Applied and got accepted for this card but on the T&C's it says we may charge a 2% fee for each Balance Transfer. Does this i mean i'll get charged ? Surely you cant use vague language like that - either i do get charged or not! Ta! :beer:
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TEMPLATE: Reclaim Credit Card Charges
Hello, Could anyone post a template for reclaiming credit card charges here, I have looked ''all over'' the forums and have seen many people ask if there is a template anywhere. I know it's just a slight change of wording from the Bank charges template, but think it would be very appreciated if it was given its own thread.…
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Mbna Pulsebeats Catalogue...
Is it online? Im looking to see what i can get with my points.
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late payment & account cover charges
can i claim a refund on account cover charges from a debenhams , top shop and jjb store cards. do i need to enclose a £10 cheque for this information or will the cheque for a copy of late payment fees be sufficient :confused:
