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Warning Egg Card Interest Rate Increase To 21.9%!!!
Got an email today from Egg warning they are again increasing the interest rate, its now up there with store cards! Time to abort I think.. "A summary of the changes effective from 12 March 2007 3 – this change is to confirm we're increasing the APR on your card from 16.9% to 21.9%. 4.1 – this change is to confirm we're…
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credit cards/income support
Hi - does anyone know whether there are restrictions on those on income support using credit cards to borrow say £15000 at 0% - putting in high interest account and earning £200 interest, until time to repay loan (with no charges)? thanks - ascot
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Best prepaid credit card
Hi looking for the best prepaid credit card with the lowest charges. Any ideas Thankyou Snake
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going over your credit card limit
My credit card limit is only £200 and ive only gone over it by £2.00 so i know im going to get charged £18 but does going over my limit mean it will be harder for me to get a mortage and will it show up to the bank and that cheers jenna
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BT Fee - why is it a %age?
Per subject, and is is it right? Not so much in terms of it's legality I'm not questionning that but perhaps in relation to the banking charge flat fee (e.g. £30-£39) - what is this 'handling' and what's the diff btwn e.g. £100 and 1000 in this respect??
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Vanquis
Does anyone have the sort code and account number for these guys, need to make a payment to them but want to make it though my bank as they aint got online access.
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How soon can I apply for an 'old' card again
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Smart Credit Card
After reading on this site Smart Credit Card were offering 0% on purchases and balance transfers for 6 months and with no arrangement fee, I applied on the telephone for a Smart Platinum Credit Card on 27/1/2007 I was approved over the phone and I returned the signed agreement on 31/1/2007 I had to wait until 5/3/2007 for…
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MBNA Late Fees
Hello out there. I Have noticed I'm getting late fees applied on a dodgy basis on my MBNA cards. I generally pay by direct payment on their web site which states payment will credit 'next working day ...' however I have been paying on a friday and so cash does not get to card till monday BUT heres the rub, the late fee is…
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who does no BT fee at the moment?
Hi does any one know who is offering a 0% bt card with no BT fee at the moment please? Tarting isn't easy these days is it...:confused:
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virgin new terms and conditions?
i recieved a letter from virgin saying form the 1st april the fee for bts is now only 2.5% instaed of 3% some good news!
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Bank of Scotland "Free Gift" Scam
I can hardly believe that Bank of Scotland have stooped so low as to participate in the scam they sent me a few days ago. Perhaps Martin would like to shame them publicly? With my BOS credit card statement they enclosed an offer which has clearly been cynically designed to mislead people into accepting some gadgets under…
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Egg card APR increase
sorry just spotted the other thread - mods please delete!
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Thought you might like my Response to Egg
Just sent this via their secure messaging system from my account management web-page. :D ***** Good afternoon, Thank you for your recent e-mail discussing your "personalisation" of my Egg card. I was delighted to read that having taken my personal circumstances carefully into account - including your assessment of how I've…
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Anyone heard about this new bill in parliament today?
According to the Daily Mirror adn I quote- "Bailiffs will soon be able to break into the homes of people with credit card debts, a watchdog warned yesterday. The Tribunals, Courts and Enforcement Bill before Parliament today, extends bailiffs powers to enter and seize goods. Citizens advise chief executive David Harker…
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Air Miles Reward Cards
I have been considering getting the AmEx Premium Plus card to get airmiles. I know it has an annual fee but apparently they offer free family travel insurance. Usually I pay £80 for worldwide family insurance so I figure that I could deduct this from the £120 fee the additional points and airport lounge entrance would be…
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£10 credit/debit card charge?
I am just about to renew my season ticket at man city, but they say i have to pay a £10 charge for using my credit card, I`m already paying £440, are they allowed to charge that much? thanks
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cancelling MBNA cards
I'd like to cancel/close my MBNA card If I ring them, the service appears to be fully automated, with no option to cancel a card and no option to speak to a person If I look at the web banking, again, no option to cancel, and the only address is for 'customer satisfaction dept' how do I cancel it ?
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no intrest no fee balance transfer
After using the site many times in the past with regards to balance transfers, the list for no fee balance transfers on the best balance transfer article will not down load the page ust keeps refreshing ...am I doing something wrong.....? or is that there are now just to few card companys offering no fee no intrest…
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M&S &MORE Card - for bt's - interest question
Just a quick question from a BT newbie - I've applied for the M&S card for the 3.9% fixed for the life of the balance.The site says the following You can transfer balances from other credit cards and store cards FEE FREE at a special rate of 3.9% p.a. fixed for the life of the balance, however long it takes to clear.…