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Store Cards
Does anyone know if it is possible to recliam unfair charges received on store cards?
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Best LOB card ..?
Just wondering what he best LOB card is out there at present..is it still the M&S card? Terry
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Tesco Clubcard Plus and GE Money - What now?
Have Tesco Clubcard Plus account for Tesco fuel and grocery spends = double reward points and then quadruple deals Then have GE Money card for other petrol and grocery spends (ie when I am not near a Tesco Petrol Station) = 3% cashback Want a card for OTHER spends (Non-Tesco/Non-fuel/Non-grocery) Eg. holiday, clothes, misc…
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BAA Worldcard
What is it and does anybody have a link to?
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improving credit score
i have an experian score of 505/1000 which is very poor.i have 7 credit cards with about £40 000 worth of credit on them through both debt and stoozing. i have applied for 4 this year which is included in the figure.firstly with credit cards if i reduce the number of cards i have, will this improve my score?if so when?or…
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IF trying to pull a fast one... help!
I recently applied for a credit card from Intelligent Finance as I wanted to take advantage of their promotional balance transfer rate at 4.95% for life. I was accepted, and they sent me the credit agreement to sign. I signed and sent it back the same day. Just over 2 weeks later I get another letter from them saying that…
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Reclaiming CC Charges
Does anyone know if CC Companies can close your account and demand repayment of money owed if you are successful in reclaiming CC charges back?
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Cash Advance on CC?
Hi Im new and need some help please I need £2000 and soon, the company I am buying from won't accept my Amex card and I have no other CC's and not enough money in my current account. Could I do a cash advance on my Amex (there is a 2% fee) and then apply for a new 0% balance card and then transfer to that the £2k I got…
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Is the Egg site down?
Can someone please check the website as i'm having problems accessing it?
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Sony Card
12 months 0% interest for balance transfers (2.5% fee applies) 3 months 0% on purchases And collect 4000 FREE SonyCard Pulsebeats when you first use your SonyCard </B>– That's enough to claim a free CD Walkman, up to two free DVDs or a PlayStation2® game!!!…
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Percentage of used credit
Right now this is what I owe on my 4 cards MBNA : £2850 used out of £3000 on 1.9% for 6 months deal (95% used) Halifax : £2500 used out of £2950 (85% used) Barclaycard : £1420 used out of £1600 (89% used) NatWest : £500 out of £3900 (13% used). I have £600 to pay off my cards this month. I want to apply for another card…
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Reclaiming Payment Protection on Credit Cards
Just wondering what the situation is with claiming back all PPI payments levied on monthly credit card statements. As self employed this cover is useless from being made redundant. I was an idiot to ever agree to paying these horrendous charges in the first place. I just accepted it! I have never ever made a claim either.…
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Do you agree with reclaiming CC charges?
I personally think its wrong that anyone should try and reclaim a charge, which they were told at the time of signing up, would be applied if they missed a payment or went over their credit limit! They should take better control of their finances! Ok, in some cases of genuine mistakes yes, but not when I read posts about…
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Amex Late Payment Charges
Hi I have an AMEX Gold Charge Card and am just compiling a letter to ask for all my late payement charges back. I have just been sent all of my last six years statements and have been charged varying amounts from £ 26 to £ 153 ! totalling nearly £ 550. I am a bit unsure what to ask for in money back. I have found the Bank…
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0% no fee Balance Transfer advce
Hello. The 0% on purchases for my Nationwide classic visa card is now coming to an end (30 March) and I have about £2000 left on it to pay off. I want to balance transfer it to another card but am having difficulty deciding which one - fee with 0% for 12 months or no fee with 0% for 6. Also which card is the best to go…
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Interest rate reduction on Vanquis Visa card
Has anyone had an interest rate reduction or account upgrade from Vanquis?
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Halifax Credit card & Bank
Hi We have a bank account with the Halifax (who we are in the porocess of reclaiming over £5k of charges). We also have a Halifax CC, because of all the charges taken we have slowed up on the payments to the CC - we have recently discovered a strange amount taken from our account. When we called the Halifax to ask about…
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SBT advice needed, need 2 pay off loan, thanks!!
hi does any1 know which CC do BT to bank accounts? do egg, virgin (MBNA) and mint still do that? who else please? can you BT to loan account? or just to another CC or Bank account with eg MBNA? thanks
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Reclaiming Credit Card Charges
when sending a letter to a credit card company for the last 6 years charges , using the bank letter im not sure what wording to change to incorperate late payment and over limit charges .. can anyone assist me??:confused:
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Barclaycard Hacked ! Help Please..
Hi all, I've just received a phone call from Barclaycard asking if some transactions in the US were mine (thousands of pounds). I told them NO and they told me to cut up my card and they would send me another one... However, when I asked them who would be responsible for these dodgy transactions he said he 'couldn't say…
