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Is this OK?
Hello This is my first post on the forum so hope I'm posting this in the right place! I would appreciate some advice as to whether the following credit facility is ok to 'go through' on the Internet when purchasing things 'online'? ChronoPay.com Sure its ok but I an used to using Paypal. Thanks Carole
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Barclaycard Simplicity Platinum Visa Credit Limit
Hi all! Having read this sites pages about the best long term low rate cards, I'm interested in getting a Barclaycard Simplicity Platinum Visa (6.8%). Martin notes though that Barclaycard can tend to offer low credit limits for this card. I was wondering if anyone could give me an idea of the average limits on this card.…
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credit card
Is it possible to use a 0% credit card to enable me to pay off a bank overdraft that i am paying interest on?
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HSBC Fraud
Hi all Unfortunatly my HSBC Mastercard has been hijacked.... I have about £600 worth of dodgy transactions on my card (only just noticed, but they are about 1-2 weeks old). I have called the fraud people at HSBC but havent gone through it fully as I will be calling them back this evening when i finish work. Anyone know how…
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charges are back
with penalty charges being reduced it would seem card companies are finding more inventive ways to get profits back. these will be released to the public very soon so i won't comment on them. but they no doubt will be causing a lot of controversy, 12 quid if don't change your address with the card company amongst many…
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Paying off the card - refunds?
Hi Am in a position to repay a large balance on my credit card (£11k) Does anyne know of a way to reduce the debt - negotiate a reduction if I pay it off in full. Thanks
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Help please with Halifax Credit Card Charges
Hi all, I sent a request for 6 years of statements to Halifax Card Services on 20th Feb 2007 and enclosed a cheque of £10 as advised. However I made a follow up call this morning and have been informed that they haven't receive my letter but they will collect my statement and send them out for me in the next few weeks. Can…
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Ulster Bank credit limit increased but only temporarily!
I got an Ulster Bank Mastercard a few weeks ago as it is the only card left that doesn't charge a balance transfer fee. However my initial credit limit was £1350 when I'd asked to do a BT of nearly £5000. I wrote to them arguing that this limit was useless to me and to my suprise rather than just saying take it or leave it…
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Egg's 0% is a joke!
I'm in a 0% anniversary period and all the interest is showing as 0p but there is also this: MINIMUM FINANCE CHARGE £0.50 DR :rolleyes: Hardly 0% is it! Is this a new thing from Egg?
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Spending after Balance Transfer
Hello, I have just transferred an outstanding balance i had with my old credit card onto the M&S credit card (3.9% life of balance). I have read previously that I should not spend on a card that i have transferred a balance to (for reasons about interest that i'm not entirely sure about). Does this apply to the M&S card as…
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Does going over your CC limit affect your credit history?
I've gone about £60 over my credit card limit on my Nationwide Card! Will this affect my credit card rating? I'm worried that it's going to damage any chance I have of securing credit in the future. Thanks!
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Paid off card - they're charging me interest!
I got my RBS credit card statement dated 3rd February and it gave my balance as £3607, minimum payment to be made by 28 Feb. It said that if I made the minimum payment of £79 and it reached them by 28 Feb the interest would be £42.48. I balance transferred on 10 Feb the full amount, but my statement today says I'm being…
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BMI Baby Free Flight Offer
Hiya, I was wondering if anyone has applied for a BMI Baby Credit Card for the free flight offer. I am hoping for both me and my partner to apply for one and get two free flights. However, after reading the t & c's on the website I was wondering if: 1) The flights you can book are really restricted as on the website it…
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Whats an American Express Charge Card?
Whats an American Express Charge Card? and how does it differ from a credit card?
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Take out a BT card and do more than one BT?
Probably a stupid question, but I have 2 stoozing pots at the moment which in a couple of months will be down to a level that if I were to take out a new card and get a decent credit limit I would want to transfer both balances to that card. Is this allowable or does each new card only allow 1 BT transaction
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BT effect CB?
I have a Morgan Stanley plat card, want to do a BT to my HSBC card, will this effect my CB on the MS card? Like is the cashback invalid if the amount is transfered off the card?
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Credit card fraud protection
Hi All, I am thinking about purchasing credit card fraud protection from CPP http://www.cpp.co.uk/. Do you know whether I am covered if I have been made to reveal my pin? In addition I've got a overseas debit card and would like it to be covered as well. Do they do this? Thanks, Michal
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Credit limit increases
Hi, This is my first time posting, so hope you can help me. I currently have 2 credit cards, 1 with balance of 5000, and 1 with balance of 6000. I did not ask either of these credit card companies to increase my credit limit, they just did this automatically. I have now got myself into a situation, were i have used the…
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0% Credit Card - £1 monthly payment
Did you take adventage of the 0% transfere credit card from Barclycard and Martin's advice to set up the £1 monthly payment to maintain the 0%? We set this up and have received a message from Paypal informing us that this payment has been cancelled. We have not cancelled the payment. Can you shed any light on this?
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cc help
hi all my very first time using this so bare with me plz looking for some information to help my mum sort out her credit card debt she has currently got a card with mbna which is at £8400 and paying the minimum of £188 as that is all she can afford recently noticed that £156 of that is going to interest.tryed applying for…
