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Halifax One Card, how long does it take to arrive?
Hi all, applied for a Halifax One card on 15th september friday over the phone, they didn't gave me the decision instantly. On monday they called me and after a few verification, i was told that my application was approved, didn't tell me the limit though. Thursday, i received the agreement, signed it and sent it back on…
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help please
hi i have just got a qiute large xmas presse for my son and i am thinking of getting a credit card with 0% for balance tranfers, can anyone give me any advice on the best on around. i am only going to use it to transfer the balance. thanks
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Pin Code Locked
I have one of the new GE Money cards, which I used for the first time last week. I used it to do some Xmas shopping and also to pay for a repair on my car and spent about £500 in 6 separate transactions. I have tried to use the card today and apparently the PIN is locked. My account is well within its credit limit. Would…
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Balance transfer to overdraft through Amex Nectar card
Is it possible to do a balance transfer into a bank account as one can with the mint card, but with the Amex Nectar card? On a side note - has anyone else who uses the card with online banking got the error message that online balance transfers aren't available at the moment?
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nationwide extended 12months cover - does this apply to an lcd tv ?
thinking off getting an 32" lcd tv; would be handy with another yrs warranty. on the nationwide website it has TV (up to 39 inch) Plasma Screen TV anyone have any views on this ?
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New Job - When to apply for credit card?
I have recently started a new job which puts me over the required earnings limit for a particiular credit card. I have not yet been paid, so when is the best time to apply? Obviously I do not want to get rejected for the application but would like to get it asap. Should I wait for my first paycheck or apply now? Will the…
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Buying a car - 0% balance transfer vs loan?
I'm planning to buy a car and am trying to decide whether I should simply take out a low rate loan or go through the 0% balance transfer system. I'd need to borrow ~£9k, would pay it pack in 3-5 years and have a good credit rating. Could anyone advise me any advice on either route? :)
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Has anyone here been given 'Payment Protection insurance' without asking for it?!
Hi I just activated my new Credit card. I was on the phone to an Indian call centre I think, and my phone is really crackly at the moment and the person at the other end sounded like they were a million miles away.. which they probably were actually come to think of it... Anyway, I struggled through getting it activated…
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Barclaycard Loyalty
i have been a barclaycard customer for over 6 years , and was given a initial card apr 27.9 i got the apr dropped to 17.9 but they wont allow me to do balance transfers!!! i phoned up regarding this and the fact that i have had the account that long and am still on ititial card! they said at the moment they cant upgrade…
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In A Bit Of A Pickle!!!
I recently applied for the HBOS Union Card which had 0% on BT and purchases for 9 months. As the ts+cs were a bit allover the place with different webpages saying different things I called up Bank of Scotland and asked for clarification of the charges. The guy I spoke to said "there was no BT fee". I then went on and…
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mbna contractual rates?
i had a letter today from mbna saying: i am pleased to confirm the contractual rates of interest on your mbna credit card are: 7.9 per annum balance transfer 7.9 per annum on cash 7.9 on purchases what does the contractual mean, does this mean permanent?
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Halifax payment
I've paid £230 off my Halifax credit card bill online onthe 28th Sept and it is showing up as received however it still says I need to pay them minimum payment by 13 Oct of £21.20? Do I still need to pay that even though I've made a payment?:confused: Thanks.
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Beware - New ASDA 'Store' card (credit card)
Be aware that, if you are asked to sign up for the new Asda Card, and thus gain points for shopping and buying petrol, it is really a credit card with Mastercard. To earn the points you have to purchase items, thus ensuring not only points for use in the store, but also hefty charges if you don't clear the balance each…
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Change in circumstances -potential affect on credit rating?
A couple of weeks ago I posted that as OH's natwest deal was coming to an end, and the new rate would be 20% (:eek: :eek: :eek:), we applied for a replacement. Unfortunately I should have remembered that the old adage of at first you don't succeed, try try again, doesn't do ones credit rating any good! Anyway since then…
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What would you choose??
I'm in the unusual situation of having CC three options, and don't know which to choose, so I'd be grateful for some help! Basically, the situation is something like this. I have a Halifax One card with a balance of about £5K on 0% until mid-November. I have a SkyCard with a balance of about £3K until the end of December.…
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BT and getting your limit
When ever I say on the application I wish to do a BT, I always seem to get a higher limit than the requested amout. Now I should have a good rating. My usual limits are 4 - 6k, apart from the latest, PO at 10k. I have never been turned down for my initial request. So has anyone with an OK limit been refused their initial…
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HSBC credit cards
Thumbs up to HSBC for being the pioneer on giving notice and informing their customers when does their promotional period ends.:beer: Not that I would be a loyal customer but a big help to all HSBC customers who aren't organise and forgetful.;)
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Virgin Credit Card - 13% Comet Voucher Discount
Hi, I don't know if you are aware that Virgin Card members can buy Comet gift vouchers at a discount of 13%, hence saving themselves 13% when they spend them in STORE. I have recently applied for this card (awaiting for card in post). However, I am led to believe that the interest is charged from the day the gift vouchers…
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GE Money advice please
Hi Folks If I was to ring GE Money and pay of my CC every month using my EGG Money card would they accept this? (Its not listed in the "How to pay" section) Also would Egg give my 1% cashback on these transactions? Or perhaps i should just set up a DD and make overpayments by cheque :confused:
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Atrocious Customer Service from Egg
Since January 2006 they have added unwarranted interest charges twice. I always clear my balance. When I pointed this out through secure message the customer service department didn't look at the complaint but parroted a standard reply numerous times. It was obvious they hadn't actually read my complaint. In the finish I…
