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How do I pay my credit card of?
Hello All.. I've got the M&S and more card, have had it under a month. I've got a few q's 1) When do I get my statements? 2) How can I pay the card off? I have a direct debit called 'm s money' on my bank account - will they deduct it off there? Thanks
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Putting things into perspective !
The only credit card debt I have is £1500 on a Barclaycard. In the scheme of things is this high or low ?. I hate the fact that I owe Barclaycard , but I lost my job in July and the insurance protection pays the min payment each month for 12 months during unemployment. When I hear about the horrendous mess that some people…
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Cahoot have stopped issuing there credit cards.
As the title suggests cahoot have stopped issuing there credit cards and withdrawn there loans. All applicants are being referred to abbey. wonder whats going on????
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post office credit card! :(
i recently (and very briefly) opened a post office credit card 0% purchases and balance transfers fo 6 months .... great i thought! problem is i work shifts and as such require online banking and especially an ability to pay credit cards online through the credit card web site. the post office credit card web site does not…
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new MBNA T&Cs - preventing 'over indebtedness'
Just got a letter from MBNA today, detailing some changes to their T&Cs. As well as reducing charges from £25 to £12, they have added a clause in the section about reasons for refusing to authorise a transaction. In addition to the usual reasons (busy phone/computer link, going over the credit limit), there is a new one…
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Cash2go card - MSE looking for feedback
Hi guys, We are looking into writing something on prepaid cards, which allow you to load them up and then spend overseas, or withdraw from ATMs abroad. Preliminary research has thrown up Cash2GO, as the cheapest looking card for this purpose. However, we are looking for some feedback, primarily on its acceptibility for…
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Credit Card Cheques
We all know that, with most Credit Cards, using the Credit Card Cheques attract an astronomical rate of interest as they're treated as "cash". However, I have had for the past 12 months a Co-operative Bank VISA card which, not only has a competitive interest rate of about 8 - 9% (it tracks BoE) but it also treats the use…
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HSBC credit card
Hi fellow MSEer's' Does anyone have repeat 0% offers from HSBC? Mine is due to end next month and in fairness it's the only card that have sent me confirmation as to the exact date when my balance transfer promo rate ends.
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credit card advice please
What would people advise me to do? I have paid off one of my credit cards this week. My new situation is: MBNA - o/b - 3910.00 NatWest - 0 (maybe a bit of interest, this the card I have paid off this week) HSBC - 0 - cancelled as of this week MINT - 0 - in the process of been cancelled. The interest on the MBNA card is 6.9…
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Some advice please
Hi all! I'm just looking for a little bit of advice with regards as to what to do over our (mine and my partners) credit card debts. I'm trying to Tart but I don't want to end up with a bad credit score as we're hoping to take out a mortgage in about 2-4 years time to buy our own place instead of renting (which is just…
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Newbie - advice needed
First off like to say hello to everyone and hope you can help me with some advice. Ive been checking out Martins website for the last couple of years and find it a great source of information for general moneysaving and regularly apply most of the concepts with great success. However next year Im planning to make my…
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Sainsbury's Credit Card - Tranfer problems
Has anyone else run into a problem with Sainsbury's credit card? I tried to take advantage of the low life of balance interest rate by attempting to transfer my £6000 Halifax Visa balance. This was turned down because they were the same company. When I asked for a review I was asked to telephone Sainsbury's Bank on a…
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Prepaid Mastercard From Western Union
Has anyone heard about this? :confused: Apparently you put money onto the card and are then able to use it like a normal Mastercard. Benefits being you dont get into debt because you can only spend whats on there, but you can use it anywhere where Mastercard is accepted. I am going to New York next year and would like to…
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Transfer advice please
My other half has a Capital One Platinum card, and as mentioned further down on this forum, the interest rate has been put to an extortionate rate. She owes about £1400 on it. Being new to this, can she transfer this to another card issuer? If so, who would you recommend & what does it involve, are there any pitfuls or…
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Im stuck - Advice needed
Quick summary of my past: Was very silly with finances while at University, several student accounts and credit cards, all which were overdrawn/late payments. In the past 2.5 years, Ive paid off the credit cards and closed all but one account. I used https://www.checkmyfile.com to check my credit report from all there main…
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MBNA 1 day late payment costs -£164
I have an £11,500 interest free balance on my MBNA card. My payment was due on Sept 12, i made the payment online on Sept 8th but according to my statement it did not reach them until Sept 13th. Late payment charge - £12 Interest charge - £152.21 ! I fully realise it is my fault for leaving the payment too late but these…
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Which Credit Card
I couldn't find a poll, not that I looked hard - but I thought it was time we saw who had what: I have a Halifax & MBNA card at the moment. (used to have an Egg and also a TSB one). As there is only an option for 10 - I have posted what I consider to be the top runners (and an 'other' option).
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Repbulic of Ireland - Cards
Does anybody here have a credit card from the Rep of Ireland? Or are we all UK'ians ? Cheers
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Visa / Mastercard ?
Whats the difference between Visa and Mastercard? Is one preferable when getting credit/debit cards?
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Barclaycard Boo!
"In addition, 4.9% interest on balance transfers for the life of the balance up to £5,000 when transferred in the first 60 days of account opening." That's what the website offers. Great - where do i sign? Signed up and transfered £600 balance onto it, but now i can't pay anything off it because even though there is a…
