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HSBC credit cards

Thumbs up to HSBC for being the pioneer on giving notice and informing their customers when does their promotional period ends.:beer:

Not that I would be a loyal customer but a big help to all HSBC customers who aren't organise and forgetful.;)

Comments

  • Fahim_2
    Fahim_2 Posts: 202 Forumite
    I love HSBC cards, always giving me special offers on balance transfer when i want to...
    01. Marriott Rewards VISA (£2700 @ 17.9%)
    02. HSBC MasterCard (£2250 @ 14.9%)
    03. HALIFAX One MasterCard (£2200 @ 12.9%)
    04. Monument VISA (£1000 @ 19.9%)
    05. Aqua MasterCard (£500 @ 29.9%)
  • Milarky
    Milarky Posts: 6,356 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    Bisoy wrote:
    Thumbs up to HSBC for being the pioneer on giving notice and informing their customers when does their promotional period ends.:beer:

    Not that I would be a loyal customer but a big help to all HSBC customers who aren't organise and forgetful.;)
    They wrote to me today with the end dates for purchases and balance transfer special rates. This is unlike nearly all other cards - which print it on your 'penultimate' statement only - so if you miss it there you could get a surprise..
    .....under construction.... COVID is a [discontinued] scam
  • antuk
    antuk Posts: 363 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    I got one of these letters too this week, said my promotional rate is up in november, but that makes it 11 months not 9, very confused!!
  • Anwen_2
    Anwen_2 Posts: 234 Forumite
    Yes, same here. Not only that, but I sent a secure message asking if they could offer a lower rate than the 15.9% I'm expecting after the special offer period ends, and I've had one back saying that my APR is "a very competitive 13.9%" and they cannot lower it, unfortunately. So it turns out it's already lower than I thought! Needless to say I'm keeping both of these somewhere safe...
    DFW stats:
    Currently under review


    Proud to be dealing with my debts
  • antuk
    antuk Posts: 363 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Phew, glad you said that, after all the other posts ive seen thought it was just me and i was confused, lol
  • Moggles_2
    Moggles_2 Posts: 6,097 Forumite
    Originally posted by Milarky
    This is unlike nearly all other cards - which print it on your 'penultimate' statement only

    A bit off topic, I know, but some lenders don't even do that. All you get is the "Estimated interest next month ... " message.

    The Marks & Spencer card, issued by HSBC of course, informs customers. Bank of Scotland shows the introductory end date on every single monthly statement. I can't recall any others.

    Best practice, IMO, is to ask customer services for the expiry date, when you phone up to activate the card. There's often a Freefone number provided for this.
    People who don't know their rights, don't actually have those rights.
  • Co-op Bank statements include a message about 2 months before the 0% period ends, You always get the 6/7 months plus the period up to the next payment due date.
    Ethical moneysaver
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    On checking my recent statements, I'm reminded that...

    Mint
    LTSB
    Capital One

    ..all notified me of the 0% end date on the penultimate statement.
  • exel1966
    exel1966 Posts: 4,980 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Bisoy wrote:
    Thumbs up to HSBC for being the pioneer on giving notice and informing their customers when does their promotional period ends.:beer:

    Not that I would be a loyal customer but a big help to all HSBC customers who aren't organise and forgetful.;)

    That is unless you receive two letters in two weeks stating 26/10/06 on one and 20/11/06 on the other !!!!
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