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Never Ever Ever balance transfer on a purchases cards?
I've recently been accepted for a Nationwide CC which has 0% for purchases for nine months and 4.9% on balance transfers for 12 months. If I was to BT a hundred pounds onto this card should I then avoid spending on it ?
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More Egg Credit Card Lunacy
Egg have changed their terms and conditions. The following changes stick out to me to be completely unreasonable: Condition 4.5 has been added to provide that where interest is payable, a minimum amount of 50p will be charged, even where the interest amount is calculated to be less than 50p. A stealth interest rate rise…
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International Bank Transfers using Nationwide Credit Card
Hello. I need to pay for an item and the seller accepts either Bank Transfer (SWIFT) or western Union. I do not have the capital in cash at the moment, so was wondering what the best way to do this would be. I bought the item for a very good price, so any charges would be worth it. Had I been able to use Paypal, I would…
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Refused Vanquis Card!!
As the title suggests, i was today turned down for a Vanquis card. i know this is not one of the best cards going, in fact probably one of the worst, but my credit rating from when i was younger is absolutely shocking. most things are being paid off now but for a long time weren't. I really can't believe that i've been…
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How to transfer funds to my account
I know you will all probably laugh at me :rotfl: but can you help please? I have received a refund from Abbey National to my credit card account (e7even!!) I would like to transfer this amount to my current account also with Abbey National. I cannot for the life of me figure out how to do this............... go on…
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Barclaycard statement question
Hello, first time posting. I have recently received my first credit card and just over a week ago I purchased something for £24.99. I then returned it for a refund a few days later, during which I received my first paper statement saying balance £25.19 (20p for payment protection) and £5 minimum payment for August 14th. I…
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Debenhams
:confused: Hi I did a balance transfer to Debs card in Jan 06. No bal trf fee. 6 Months later they charged me bal trf rate of 2%. Complained no result. Complained again asked for supervisor . Result they will take off charge. BEWARE.
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Credit Card Interest Charges
I normally pay my credit card balance in full. Due to a misunderstanding between my husband and myself £700 of the total £2200 was unpaid. Because I cannot view my credit card balance online I did not know this until the statememnt arrived today. I was charged interest of £46.48, being interest on the total amount, not…
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HBOS or BOS - NSPCC Card
In early July I got my NSPCC Credit Card The card and all documentataion says it's a Bank of Scotland Card but I've seen others refer to it as HBOS? I want to add it to my payments and transfers list on my online banking and not sure which to put it down as? anyone?
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STB Cards?
I've read Martins article are the only cards to do a SBT Mint and Egg?? I used to be with Mint and can reapply in Dec.. but I really wanted 0% SBT and not sure if I would qualify? I applied for Egg back in Jan and was rejected, I appealed but still no joy. Then applied with Amex and got a 4.5k limit! Anyhoo.. All my cc…
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Is it okay to apply for two Credit Cards in one day?
I applied for and was accepted for an Egg credit card today (already have a mastercard with HSBC), but I would also like a Nationwide CC as I'm going on holiday to the USA in a months time. Would applying for two credit cards on the same day go against me? The Egg credit card that I applied for today has been the only card…
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Audi Card - fee free for foreign transactions
This was originally spotted by "Richard III" on this thread: http://forums.moneysavingexpert.com/showthread.html?p=2546870#post2546870 However I feel it should be given its own thread, as such cards are few and far between (i.e. Nationwide and Saga). It seems Audi now offer a credit card which doesn't charge a foreign…
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Credit Card Problem I am Having
I am currently in Canada on holiday and have been using my Capital One card and it is being declined everywhere.... I cleared it to zero before I left.... my credit limit is £2800... When we arrived in Canada we used the car for our car hire.... approx. £850.... Every hotel we have been to has since declined our card.... I…
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Rolling Stones Competition for Amex Card Holders Only
Dying to see the Stones in concert, but haven't got a ticket yet? Fear not, here's your chance to see them live at Twickenham on the 22nd of August. Enter the prize draw and you could be rocking along with the guys before you know it. We're giving a pair of tickets away everyday, so keep coming back to the site to enter…
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Confused by Credit card Charges
Hi Can someone confirm something please.. If my balance was £1000 and due date was end of the month and i paid £500 by the end of the month would I pay interest on the £1000 as i didnt pay of my balance in full or would i pay interest on the £500 left?? If its on the £500 then i'll explain further but if its on the £1000…
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Which card for best limit
My friend wants to apply for a credit card. She is currently a houseperson, and living with hubby. I was wondering what would be the best card for her to apply for which will give her a reasonable limit. Credit rating is immaculate, and i don't think she previously has applied for credit.
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interest calculator
Hi Guys - I have just found this tool - very enlightening! http://www.warwick.ac.uk/go/decisiontool
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macs credit card - rec by martin.... 0%
or is it... have to say, just watched that on BBC2 - about martins own credit card and i was shocked at the amount of people who fell for it! MACS aka scam - good way to put the point over martin. shame about the time of the show though..... i know it was old but bbc should put this on earlier :) is it ALL credit card…
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0% credit cards coming to an end...
there are 3 cards which are comign to an end. are there any other 0% cards around to put these on or is a card with a small balance transfer the easiest. the cards are nationwide, lloyds and another (just slipped my mind). i have just had a credit card cheque through from abbey who propose a balance transfer of 2% and then…
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Credit Card options for unemployed
Looking for balance transfer advice. Current situation: Barclaycard balance of approx £2K at a rate of 19.9% Currently on incapacity benefit due to health reasons Looking for a balance transfer to a card with the lowest possible interest rate. Does anyone have any recommendations? Thanks in advance.
