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Barclaycard and overlimit charges
I can't believe this. The interest took me over by 26p last month so Barclaycard charged me £20. I paid the minimum payment on time and paid a bit extra to be on the safe side. Now i've checked my new statement and they've charged me again! When I rang them they said it was because I was still overdrawn on the 1st of the…
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balance transfer credit cards
Hi, anyone can tell me any 0% interest promo on balance transfer credit cards? Any help is greatly appreciated :) Thank you!
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Time before reapplying
Is there a recommended time before reapplying for a credit card if I have cancelled one from that company in the past?
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High limit free-free 0% balance transfer card?
I was just wondering if anyone knew which companies provid the highest limit (usually) for a free-free 0% balance transfer card? I wouldn't mind an interest free 5 or 6 months. I know it varies from person to person and there are no set in stone rules here, but just in general. I have a very good credit report (never get…
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GE Money 3% Cashback
Hi, does anyone know if the GE Money 3% cashback applies to purchases from M&S?
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To Cancel Card or Not?
Hi I have just received my new Sainburys card with 10 months 0% interest. I also have a Amazon Card and a Capital One card. The Amazon 0% has just ended and is now 12.9% BUT the Capital One has just been increased to 18.94% (probably as I hardly use it.) I want to cancel this as I hardly use it, will not use it for the…
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Will they have me back?
I was reading the item on best balance transfers on the main site and saw that Barclaycard offer 0% on BT's for 10 months. I like the sound of that. my questions is, Having had a barclaycard in the past (apx 5yrs ago) would i be eligable for the new intro offer? Is there a certain amount of time you have to leave a card…
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Will they have me back?
I was reading the item on best balance transfers on the main site and saw that Barclaycard offer 0% on BT's for 10 months. I like the sound of that. my questions is, Having had a barclaycard in the past (apx 5yrs ago) would i be eligable for the new intro offer? Is there a certain amount of time you have to leave a card…
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Nationwide CC Foreign Purchase Exchange rates?
Hi, I have a new Nationwide 9months 0%, I am going abroad but am unsure of what rate NAtionwide will use, if its below the general exchange rate I can get in M&S then i'd prefer paying cash.
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Using Credit Card to Pay Council Tax
Am going to phone my council on monday as I have just changed to Lloyds TSB from FD and council tax is the only payment that has not automatically be changed over (god knows why as the council have sent me a new bill today showing they have not taken payment this month, so they obviously got the letter from Lloyds OK, but…
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Sainsbury's credit card and Nectar points
Do you get Nectar points when using a Sainsbury's credit card? I can't see any information about on either website, but I have associated my cc with my Nectar card over the phone but forgot to ask how it all works, as I assumed the info was available online
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Alternate card to Nationwide Credit Card
Can anyone give me advise on an alternative to the Nationwide Credit card for overseas purchases? I have applied for the above card, but they have lost my application twice!!!!! Getting fed up with the lack of service! I am not over 50 so the SAGA card is not an option! Any advice please?:confused:
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MINT card APR increase
Got my Mint card statement today and the APR has increased from 15.9% to 19.1%! I called to ask why and the lad said he 'hoped he wasn't being call coached', which I guess is being monitored, and said that the APR had risen to counter the reduction in the late fee penalty from £20 to £12. He said he would be being…
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Barclaycard pull the plug on free BTs
Went into Barclays in person to get the 10 months 0% deal with no BTs to discover that the deal is no longer. They now offer 12 months 0% but with a cheeky little 2.5% BT handling fee. They denied all knowledge of the 10 month deal despite phoning the central Barclaycard applications people. Guess the search goes on…
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How to manage my Egg Visa card
I have a couple of questions re my Egg Visa card so please forgive my ignorance. My balance is £0 and I want to buy my weekly shopping and petrol with my Egg card and pay the balance in full when each payment is due. Is it correct the items I buy in August will have to be paid for at the end of Sept when my payment is due?…
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Advice Needed Please
I really need some advice. Ive recently discovered that my OH is £8000 in debt on his credit cards. I knew there was quite a bit but i never realised how bad it was. Hes really struggling to keep up his repayments and im at a bit of a loss. A friend recommended we go to his bank and get a loan to pay it all off. Another…
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Smile Cashback gone
Hmm looks like cashback has gone on Smile Credit Card - just recieved this... "As a Gold card customer with a smile current account your rate will be reduced from 10.9% APR typical to 9.9% APR typical. However, we'll be removing cashback on this card." But this is welcome for any late payers "As of 28th June 2006 we've…
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How do I workout.....
How long it will take me to pay off a credit card at minimun payment? What's the formula? balance £1078 @ 16.9% apr. I know I should balance transfer and i'm not convinced I will be accepted for any more cards (had a few late payments over the last couple of months). And am i correct in thinking if you get turned down that…
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5 Years+ No notification
Greetings, new to the boards and I have a concern that I would like to share and maybe attain some adivce from one or many of you. This morning I received a phone call from a company who said they purchased recently a credit card debt that I had over 5 years ago. Unknown to me was the credit card in question and the debt…
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Texaco credit card website
Hi, has anyone else been unable to log onto the Texaco card website. I know the card company is not accepting any more customers, but they said anyone who still had an account with them, would still be able to log on to their account. I've tried a few times but have been unable to log onto the site at all. Can anyone help?…
