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6 free bottles of wine if you open Smile Visa card
Just had this email from Smile. Not the best card but maybe worth opening if you get some free wine! Looks like it is only open to Smile current account holders. [FONT=arial, sans-serif]We've teamed up with Visa to bring you a tip-top summer offer. If you open a smile Visa credit card before 30th June 2006 and spend £250…
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huge mix up - advice please!
I recently applied for a Capital One card, and on the original application form said I wanted to transfer a balance of £9,600. When I told my DFW Buddy, she told me I'd be lucky to get a credit limit big enough, and suggested I apply for a Halifax card as well. So I did. Halifax responded quicker so I transferred half my…
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Abbey card - when does nine months mean ten months
I took out the 0% for nine months Abbey CC (via MBNA) last year, the account opening date was 13 September 2005, so, I assumed that I would need to pay off the balance by 13 June 2006 (nine months from account opening). However, a few weeks back, I phoned to confim this, and was told the date that I needed to clear the…
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Barclaycard Initial
I am thinking of applying for a Barclaycard Initial card- I have a poor credit rating due to a Scottish Trust Deed. Although this is now settled, they are still on my account. Does anyone have any experience of this card and how lenient they are with accepting applications? Thanks Stella
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Balance transfer, poor credit rating
I have a credit card with HSBC. I am up to the credit card limit and wish to transfer the balance to another credit card and then just pay the balance off bit by bit each month without clocking up massive interest. However, I have a poor credit rating and don't want to keep applying for a balance transfer, get rejected and…
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Morgan Stanley Credit Card
I applied for a MS Credit Card and received the PIn yesterday. When can I expect to receive my credit card? Tahnks
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Credit card mess, help
I have Egg, Virgin, Marbles and Mint credit cards. Virgin have put up thier rate to 25.9%, just after I paid half my balance off. I also had a HSBC card but returned it. When I reapplied 6 months later, as they had a special balance transfer offer on, they refused me the card. When I queried this they said that I could…
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Getting Egg card via the back door
Hi Got declined for an egg card couple of months ago - so after reading a thread on here to get one by opening another account I have opened a savings account with them putting £20 a week into it - how long should I wait before i apply for their card again and am I more likely to be accepted as I have a savings account…
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Good News for Credit Card Fees! (And Bad)
Hey, Thought this may be of interest: http://news.bbc.co.uk/1/hi/business/5036098.stm Banks to cut credit card charges Barclays is raising its interest rate for many Barclaycard customers Three of the country's biggest banks are to cut their credit card penalty charges following regulators' demands. But one of them,…
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Post Office CC Charge NO Fee for Balance Transfers
I have recently paid off my car finance early (It hinders mortgage applications etc) to buy a new car and put it on my credit card. As my card is old I now want to blance transfer it to a 0% credit card. If not all the other credit cards charge a fee of 2-2.5% to do this. However the post office one does not. And it is 0%…
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Barclay Card only keeps 3 years records
Just phoned Barclaycard to find out how many times they charged me for late payment. The operator told me they only keep 3 years records and couldn't tell me if I had been charged before that time. He was also very vague about the one charge I did have in the last 3 years. He couldn't give me an exact date just that it was…
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Barclaycard: £12 fee but 29.9%. Happy?
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Barclays Charge will be reduced to £12
Charges to be reduced to 12%. Some cards will charge 29% interest.
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MBNA - 0% BT for existing customer
I am existing customer of MBNA, I cleared the card I had with them about 18 months ago and never use it, it just sits in a drawer gathering dust really (it's a left over from card tarting). Just got a letter from MBNA offering me a 0% BT for the card until March 07 - 3% fee to a maximum of £75. The letter says I can either…
