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Which? Cash Quiz Gets It Badly Wrong!
I'm fuming. I just tried Which's 'how smart are you with money' online quiz. And found I was pretty dum as I seemingly got the answers wrong. Yet actually it is Which that's stoopid. It's attempts at trying to inform people about money smack of oversimplification and play into the hands of banks and lenders. By doing this…
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Egg card queries
My egg card was activated in December 2004 and is about to run out (1 Sept). My question is, what is it useful for now? I hear people saying that you should never ditch an egg card but I can't see it's use outside the 0% period? I'm aware of the anniversary offer which I suppose will kick in Dec 2005 but won't they try and…
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Cancel old card or not?
I rang Barclaycard to cancel a credit card - the interest free period had run out and that I had moved the money elsewhere. The advisor said it would be a better idea to keep the card open rather than close it. That way I would mantain my credit history with Barclays and when my current cards interest free period run out I…
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Choose When Out and About
I don't know if this has been suggested before, but I have a little tip for credit card users. When you're out and about and you have a few cards, choosing which one to put your purchases on can be difficult. You might know the APR but it could be useful to know the monthly interest rate too. When you've got a few cards,…
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Problem with Credit Balance with Nationwide
I balance transferred an amount from a card last year, which still contains a credit balance of around £500. I phoned Nationwide to request this to be sent to me by cheque or transferred into my bank account. They refused. They stated that because the credit came because of a balance transfer and not an over payment, they…
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Credit Card debt.
After reading various articles in todays papers regarding credit card debt, papers seem to lay the blame firmly at the doors of the lenders. However I feel if someone is foolish enough to spend to the limit on their cards and no thought of the consquences they are acting very irresponsibly. It seems to me that if in…
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Have I got time?
I have an Egg card whose 0% BT expires on 1 Sept. I have just managed to transfer 3k off it onto a new RBS card. I don't yet know my RBS limit (they have already BT'd 5200 off 2 cards for me :) ) I wanted to do another 3k transfer from Egg to my bank before quickly BT'ing it to another card - which i have yet to apply for…
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Lloyds TSB - sneaky about interest rates
I opened a LLoyds TSB advance card three weeks ago. I applied online via my online banking and was told it was 5.5% for the life of any balance transfer made within the first six weeks. Fair enough, did an initial transfer as i wasnt sure what my limit would be. Terms and conditions said 5.5% when I signed the agreement.…
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4k free Nectar points from Barclaycard!
I threatened to leave Barclaycard today (called the number on the back of the card) and was put through to customer retention. He asked me why I wanted to leave (no Netcar points, no benefits etc) and he offered me 4000 Nectar points to stay! Needless to say I took it and will cancel next month. Insert By Martin A number…
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To all Barclaycard Platinum Owners!
(NEW DESIGNS ONLY AS ON THE WEBSITE)! Is your Barclaycard Platinum sparkly? I just got my Barclaycard Gold (new design) and is yellow with a sparkly effect! Are the Platinums like that is well?
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Halifax Credit Card – offer Loan @ 7%!!!
I phoned up Halifax credit card to check that one of my cards had been cancelled / closed. The operator said “You have a CC with us with a balance £3000 which is on the 0% rate” and then he then went on to say my other card had been closed a few months back. He then said “We have a special deal on at the moment” Hmmm I…
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Goldfish Disputes Procedure
Having been a customer of Goldfish since September 1999, I have grave concerns on how they use their disputes procedures. I paid out nearly £4,000 for a business which did not supply the goods/services requested. I have been trying to get my money back through Goldfish only to be met with a brick wall. I have posted below…
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Barclaycard Address
I am in the process of cancelling my unused credit cards. Can anyone tell me the address for Barclaycard? The website is useless. Cheers
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£1 min spend
Hi all Looking for bit of help, i was one of the lucky ones that jumped on the Barclaycard transfer balance 0% for life. The problem i have now is my £1 direct debit to this site has stopped being taken and i cant find out how to set it up again hope somebody remembers many thanks. Marty
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BT A U.S card to U.K. card?
Would there be any charges invloved and is it possible to balance transfer a US credit card to a UK one?
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Mbna, Sbt= Cash Advance !!
Just received today a change of T&C for Platinum card, from 1st Nov 2005 BT to a bank account will be called a " Money Transfer" and will be charged as a cash advance! Not good if all MBNA cards follow suite
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Credit (card) advice please
I am a SAHM on benefits and have recently had my credit limit upped by 75% on Sainsbury’s credit card. It has a 0% interest balance on it of which I pay more than the minimum every month and am likely to clear the balance by the time the 0% rate finishes (in about 3 months). I’ve also got a pre-approved agreement for an OD…
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What card to go for?
Right my interest free is finishing on 1st sept 2005 I have a HSBC gold card with £950 on it Also just canceled a egg card (it was in credit of £4 lol) I want to transfer the balance of the HSBC card to another 0% card. I will use the card now and then so was thinking of getting halifax card as its 0% for balance transfers…
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Credit Card in "Credit" for USA: Good Idea?
Hello, This is my first post, so please excuse any errors made in procedures and conventions. I have a NBNA Visa card with a £200 credit limit, I use it to buy from the internet so if it gets ‘skimmed’ the most they can take me for is £200. I am off to the USA soon and do not want to apply for a credit increase. I was…
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Aston Villa Credit Card 0% 9 months
Hi not sure if this is through invatation only but recived a mail drop for Aston Villa Credit Card MBNA 0% for 9 months. Its not avaiable on the MBNA Website. It this worth having or is there some small print that makes this a bad buy:)
