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BA American Express Card
Does anyone have any experiance of amrican express BA keep sending me pre-approved forms for there BA American Express Card buti'm alwys suspicous of pre-approved offers,but i was tempted by this for the airmiles programi i am already in. The thing that has put me off is people i have spoken to say american express is the…
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Priority Club Credit Card
By applying for a Priority Club Credit Card and using it once (paying it off immediately, of course) you will be credited with 10,000 points which is enough for a room for two including breakfast. By getting members of my family to jump on board, I have accumulated five nights so far. [glow=red,2,300]By my reckoning,…
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Holiday Inn - Priority Club, Free Hotel Continues
By applying for a Priority Club Credit Card and using it once (paying it off immediately, of course) you will be credited with 10,000 points which is enough for a room for two including breakfast. By getting members of my family to jump on board, I have accumulated five nights so far. [glow=red,2,300]By my reckoning,…
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Payments to Paypal
Do payments from all Credit Cards to Paypal count as purchases or cash advances, does anybody know?
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Experian 30 day free trial
Does anyone know anything about this and is it worth signing up for? Can be found on experian web site. Thanks
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MBNA (will give anyone a card!)
Well for all those of you who are wondering which company gives out cards the easiest.....the winner without doubt is MBNA. My 21 year old mentally disabled son was with my ex-husband in Glasgow airport when he was stopped by a canvasser and offered a credit card. My son couldn't answer the questions asked (and it would…
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MBNA, Barclaycard, RBS increase interest rates
I have received a letter informing me than from September MBNA will charge another 2%pa on the standard rates on one of my cards with them. [That's 20.9% up from 18.9%] Now I never actually pay any standard interest, so the change is pretty academic. But I wondered - is this the start of a trend of rising interest rates on…
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Credit Cards:Keep or cancel??
Due to several c.c. balance transfers , I now have 8 credit cards. 7 of them have no money owing. Should I keep or cancel these cards? Will it have any effect on my credit rating to hold all these cards?
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Just a quick question on Egg BT
Just a quickie, I want to transfer part of my limit to my Current account. There are 3 options as to where you want to make the BT to. 1) Credit Card/Store card 2) Loan 3) Current Account/overdraft Obviously I should use the last option, but would it incur any charges (ie, it's more or less like Cash advance)? CHeers,…
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Credit limit to current account?
Hi, I have a credit card with Co-op and one with Smile, does anyone know if I can transfer some credit from these to my current account? Can I just ring them and request it? Thanks.
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Cash Abroad
Just want to get things straight, we are going to Amsterdam for the weekend soon, usually for such a short time we take cash (euros from the post office) and settle the hotel bill by credit card. I have a Nationwide Flex Accunt with debit card so do I understand correct that I will save money by getting the cash out when…
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Is there any point me applying for a CC?
I have never had a CC in my own name. I would like a credit card for dire emergencies only, and because sometimes it is the easiest way to pay for something. I just want the card, the incentives are no use to me. I'll be brutally honest - while I'm still (technically) married I'd like to apply for a CC while I have…
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1% cashback at Capital One!
Presumably it's no use to existing Circle Rebate cardholders who've had their cashback slashed, but it seems that new customers can still get 1% cashback if they apply for the Classic Mastercard.. Compare the page you get if you just visit the Capital One site:…
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Things have started to go wrong
I thought it was all going too smoothly. :( My current situation: (the APR's and figures may not be exact, but are close) I have the following credit cards: EGG, 13.9%, £7k limit, currently £5000 MBNA, 1.9% until 12/04, 3k limit, balance £2000 LLOYDS TSB, 17.9%, £1K limit, balance £0 CAHOOTS, 13.8%, £1K limit, balance £0…
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Get out of credit card debt
** We dislike Pyramid Schemes for a start, and those that are USA based pretty much complete the perfect post of what is not acceptable here Edited by Mod2 **
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Quickest balance transfer
Does anybody know how long it should take for a balance transfer to happen? Or maybe what the quickest method of doing it is, ie credit card cheques, phoning the card company etc? I have a two week slot that i want to juggle a loan and a credit card, before the monthly payments are due onto my new barclaycard. When i do a…
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Highest rate for foreign purchases
OK I know this defeats the whole object of money saving, but which credit card charges the highest for foreign transactions / purchases? There is some sort of logic to my madness. For business expenses I get my money back. I have to travel ofen and pay for hotels, restaurant bills, etc via credit card, which are refunded…
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Topping up my egg card
I've just realised that once I've paid my minimum payment on my Egg card, my balance will be £100 or so short of my credit limit. To avert this appalling scenario I was planning on SBTing the £100 back to my current account. Is there any reason, other than the fact that I'm blatantly taking the !!!!!!, that I shouldn't do…
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NEW CAR PURCHASE VIA CREDIT CARD
Anybody recently purchased a brand new car and used a credit card to pay a significant part or all of the bill? Early responses appreciated please.
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Egg - do I need to be careful
Having studied these pages for the last few weeks I decided to "bite the bullet" and have a go at making money out of credit cards!!! So far I have obtained 3 credit cards Card Limit - Free period Bcard 8,700 12mths (max £5000 for BT) Sainsburys 3,500 9mths Egg 5,000 5months I want to max out the cards using the egg card…
