We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the
Community Noticeboard for more info. Thank you for your patience.
📨
Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Campaigns corner
Archives for November 2015
Discussion List
Tax credits shouldn't taper with income
Tony Blair parliamentary petitition on war crimes
Please sign and circulate the petition. This man has blood on his hands, and no conscience..._ https://petition.parliament.uk/petitions/108495
Eliminate tax on income and profits
The government could in theory eliminate income tax , NI and profit tax, and just allow the extra spending to boost vat income and property prices (and thus rental tax and stamp duty) But eliminating vat instead to increase income tax reciepts wouldn't hold with increasing automation
Further extend right to buy
1 - give private rental Tennant's the right to buy, then they don't have to move and supply of property for sale will be increased 2 - give static caravan owners the right to buy a leasehold on their pitch, getting ridiculous pitch fees under control could make this a better, easy housing solution with less environmental…
No such thing as gov 'deficit'
In the long term, anything the government spends circulates the economy and comes back as tax, although it may take a while which is why you see a deficit at the moment, its not like personal finances as they essentially get cashback as tax on whatever they spend, and is more like investment in its own economy. This is as…
ASDA and Black Friday
I am absolutely delighted that ASDA has seen sense and decided not to join in - now I can do my routine shop without fighting the crowds.
Facebook: Suspending accounts without proof of claim
Millions of users on Facebook have had their accounts suspended throughout this year (2015). Facebook have been claiming that the users affected by the suspension have been 'impersonating someone else or have not been using their correct names'. Facebook requests that users upload two forms of ID to prove that they say who…
Website security/passwords..
This may not be the right forum, but after the Talktalk 'hack', I was surprised that people would need to be warned about not using the same passwords elsewhere - it's easy for websites to avoid this problem, so even if 'encrypted' passwords are stolen, they won't work anywhere else.. If they add a prefix to our passwords…
This must be illegal?? P.f.i.
Hi, if i was a property owner, if i rent my home/building to a tennant/business, i must meet certain standards to make safe the property yes? i.e. a kitchen requires fire proof boards on a ceiling incase of fire? a bath/sink must have a water escape incase of over filling & potential flood damage? So if i modernise a…
Confirm your email address to Create Threads and Reply
MSE News
Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
Is this how you want to be seen?
We see you are using a default avatar. It takes only a few seconds to pick a picture.
