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Barclays only doing 'soft search' for current account?
I opened my first ever current account with Barclays just 10 days ago. No overdraft. My Equifax and TransUnion credit files updated yesterday. TransUnion (Credit Karma) shows nothing from Barclays. On Equifax (ClearScore) I was surprised to find only a soft search from Barclays as "Barclays Digital" and the type "Search…
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Nationwide switch - cashback fail
I recently switched from Bank of Scotland to Nationwide. My cashback (£200) was declined because I did not close my BoS account. I hadn't read the T&Cs correctly. But what if I close my BoS account now, could I qualify? Interested to see if others have tripped over this rule. I was prompted to decide whether I wanted to…
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MSE News: HSBC to shut 114 branches next year – here's the full list, plus alternatives
HSBC has announced another round of bank branch closures, with 114 more outlets set to shut between April and September next year. The move is on top of the closure of 69 branches earlier this year. Below we list the branches disappearing and what the alternatives are if you still want face-to-face banking. Read the full…
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Halifax Reward account(s)
Help! I think I know that x 3 Halifax Rewards are going to be officially allowed. please can anyone direct me to the letter or the date that this will happen? A friend has no internet access or smart phone and has tried to open a second account over the phone but they say 'No!' Only one per person plus a joint. I am sure I…
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Halifax Reward Switching
Hi - Could anyone advise if you need to have active direct debits in the switching process to get the £175 Halifax Reward Switching incentive. I have read the small print and can't see anything about direct debits. Thanks
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Covea Car Insurance - Unauthorised Hard Credit Search
Hello all, I was wondering if anyone else has had this - I took out a car insurance policy through John Lewis Finance (Covea Insurance) at the start of November, with the policy starting on 14th November. However, I have received an alert from Credit Karma this morning, informing me that Covea Insurance have carried out a…
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Virgin M Plus switch what happens to interest on linked saver?
Hi everyone, Have any of you switched FROM a Virgin m plus current account with the linked M Plus saver? What happens to the interest you might of gained from the last couple of months as it’s paid quarterly and the anoint will already be closed by this point?
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Best Budgeting App for multiple income streams
I am struggling to budget effectively since my various streams of income (two salaries, UC, child benefit and child DLA) all hit my bank account on different days of the month! Most of my DD's go out on 1st month, but not all. Is there a budgeting app that can help me manage this?? I've done a search on this, but the last…
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Switching Banks
My partner and I have a joint account, can we switch to 2 separate accounts and would we both get the switching bonus
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First Direct Switching issue
I thought I would earn £175 and open a 7% regular saver by switching to First Direct. The website directs you to the app as the account will be open and showing immediately. I applied and got to end and it said your account is open, click to continue to setting up security and switching. The app then said error with app…
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Nationwide linked 4% savings acct
I have opened via the switching service a nationwide bank account and paid in £1500 which I want to put into the 4% linked saver but can not find any links for this account, has anyone else opened one? Thanks
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Switching bank accounts
HI All What are both the positives and negatives for switching ?How often can You do it? I wont be applying for a Mortgage /Credit etc so I don't need to worry about My credit score. Many thanks.
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TSB 30 debit card payments = £5
Is there any specific date the £5 is paid on?
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Name on cheque
Say the payee's account is held under "Miss S D Brown", their actual name is "Sarah Denise Brown", can I write out the cheque to Sarah Denise Brown? This would be to allow for the cheque (for a large amount of money) to be useless if it fell into the hands of a person named, say, Sophie Diane Brown.
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Santander 4% cashback offer on Energy DDs hasn't worked correctly for me!!
I paid Octopus Energy (OE) £199 by DD on 13-Sep and 13-Oct to take advantage of the Santander Lite 4% cashback offer. I then reduced the DD to £67 for 13-Nov, as the Government were kindly helping out with their Energy Price guarantee and giving all DD-payers a £400 refund spread over 6 months. Santander paid me 2% of £199…
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Nationwide Switchover payment
Hi I just wanted to make others aware that I received a text from Nationwide saying I didn't qualify for the £200 switchover payment. I contacted them through Live Chat and was told I do qualify and should receive the payment within 10 days. Please query them if you have received the same text message.
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Halifax switch
I have a rewards account but not had a bonus before so it suggests I can apply for another to get the reward. How does it work and will they credit check?
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New £175 bonus for switching to Halifax Reward (29 Nov 2022)
Link here: https://www.halifax.co.uk/bankaccounts/current-accounts/reward-current-account.html Frequently asked questions: When will I receive the £175? The offer will be paid directly into your account within 10 working days of you starting your switch and will appear as a cash credit. As an existing Halifax customer can…
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Direct debits and standing orders going out the same day salary is paid in? Charged overdraft fees?
If I have my salary paid into my bank account via BACS, can I have standing orders and direct debits going out of the same account on the same day?Or is it best to ensure payments go out at least 1 day later? Basically the question is twofold:1) Can I be in a situation where, say, the payments go out at 8.00am, the salary…
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Co-operative Switch Bonus
Does the switch need to be full or I can do it partially switch in order to get the £125 referral bonus? I tried to read the terms and conditions but did not mention the need to be fully switched. Refer a Friend | Current Account | The Co-operative Bank