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Resuscitating an old Lloyds Bank account and getting a debit card
Hi, any help from you wise and experienced folk here would be great. I have an old Lloyds "Classic" current account, but it's in some kind of restricted status. I know why - several years ago I got into financial difficulties, including with a Lloyds credit card, and also ended up with an unauthorised overdraft on my…
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Scam or no scam?
Hello, lovely peeps. I have looked for similar threads but cannot find any so I hope it's okay to put this here. I am looking for some opinions and I know where to come . . Today I have received a letter and a cheque from HSBC. I haven't ever knowingly banked with HSBC - except for once many years ago when they were…
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Banking in 2 countries, multiple currencies
HiWe're in the process of moving countries, from the UK to Italy, and we're waiting for the residency to be finalised. While that's happening I can't open an bank account in Italy.I'm self-employed and bill in both EUR and GBP and move money between currencies, so an account which has ledgers in both is ideal. Even better…
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coin base crypto currency
Not sure if this is the right part of the forum or not, but I am new to all this investment thing Anyone any dealing with this bank called "coin base" please they can say was good or bad I read bad things on wikipida that happened in 2008
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Sending money to Poland
Hey everyone, My partner regularly pays one of her friends in Poland for some family favours she carries out for some of her family. She always finds this a bit of a hassle and I think it's a pain via HSBC for whatever reason. I'm no expert in these areas, I wondered of something like Revolut would work well for both…
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Problems cancelling a current account switch.
My partner has recently opened a current account with Starling and used the current account switch service to close his existing current account with HSBC (which he opened in 2017) . He doesn't have any other current accounts in the UK. The switch date is 8th April (so fewer than 7 working days away). I advised him…
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Wise (Transferwise) changing debit cards to Visa
Wise are now offering a Visa Debit card - think they are phasing out Mastercard debit cards. Even if you have the Mastercard debit card (and one would think that it will continue to work as normal until it's expiry), you can still order the Visa Debit card (which will start shipping from April 2021.
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Chip
Hi, I am confused by this FSCS with Chip Financial Ltd they operate the app that facilitates linking a bank acct to move money to their easy access interest bearing account, but they are not covered by the 85K FSCS but ClearBank are with whom I do not have an account and as they appear to be a Clearing Bank would I presume…
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Electronic Banking
Please can anyone help this OAP to understand electronic online banking? I recently switched to an 'ethical' bank (The Co-Operative Bank) which has proved to be a nightmare over making an International Payment to an EU country in euros. 22nd March tried to make an online payment but the website is not clear about the input…
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Bank accounts opened in my name
Good afternoon, I really need help, it’s quite a long story that I won’t go into here, but years ago my dad got me to sign as guarantor for him on a mortage. He also set up bank accounts in mine and my brothers name to transfer money to avoid inheritance tax for when my Nan and grandad passed. Myself and my brother have…
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Details asked when activating a HSBC debit card?
I have a rather anxious friend who has just received a replacement debit card and is worried that if they phone up the number that is on the letter to activate it then that it will ask for some detail that they don't have easy access to e.g. what their balance was on a specific date or something like that which means they…
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First Direct vs HSBC
I hold a current and savings account with HSBC and recently opened a new account, having been a customer years ago, with First Direct. I’m really shocked and disappointed at how poor relation FD appears to be compared with their parent HSBC. The FD app and website appear to be out of the dark ages and you can’t do many…
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How big a risk is it to divulge a bank accounts sort code and account number
I am our cricket clubs league representative, and at league meetings have failed to persuade the league committee to use faster payments instead of cheques to make 2 payments annually - one for fees and one for league cricket balls. Their response is it would be a security risk to divulge sort code and account number.…
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Telephone wait times
Banks are getting away with murder in not providing sufficient customer service staff to answer a phone call within a reasonable time. It surely does not hold water to say 'we are very busy right now and wait times are much longer than expected', for goodness sake we are a year on from the start of the pandemic. Banks are…
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Contactless ATMs
Hi, I left my card at home one day and had heard that I could use my iPhone to withdraw cash at some ATMs but couldn’t find one .... anyone know please?
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First Direct Complaints
Has anyone used their online complants form and had a reply and if so how long did it take for them to respond?TIA
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Working with vulnerables
I work with alcoholics & drug addicts, but some of them are struggling to get a basic bank account so they can have their benefits paid into it instead of having it put into someone else's account, which leaves them more vulnerable than ever. So does anyone know which banks would help with this problem?
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Thief ordered a takeaway using my current account details, card kept in a safe since it was issued.
So I received a text from Lloyds bank saying they noticed my debit card was used for a transaction and to message back YES if it was me or NO if it wasn’t. It wasn’t so I texted NO and fifteen minutes later the message was still in send and then undeliverable! Then I got a call from Lloyds asking about the transaction, I…
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Keep It Simple, Stupid
Hi all I need some help please. I work full time, and spend evenings doing online swagbucks etc, so do not have spare time to shuffle money between accounts. I used to do this, then kids came along. Nowadays I just want a simple savings account. Currently £2k in TSB classic account. Used to pay 5% interest, now 0% £1k in a…
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N26 0.1% cashback using your debit card too good to be true ??
N26 Cashback: How To Maximize Your Savings With N26 Business N26 Business: The Bank Account For Freelancers & The Self-Employed It is also explained here. https://n26.com/en-eu/free-business-bank-account From my understanding you will only get 0.1% cashback for N26 Black or N26 Business account For N26 Black you will need…
