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Barclays Double Reward - 2nd Payment Delayed
Thought there was already a thread on this but couldn't find it via the search. Anyone else yet to be paid their Barclays Double Reward £7 for June? Seems to be getting later and later each month.
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Nationwide
Does anyone else use Nationwide? I've been thinking about it over the months and it's come to ahead now. I have one of their credit cards and I pay it off in full each month. What I've always hated about it is there is no real time update or daily update on how much you've paid off that month. So lets say I own £200 on the…
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Why still Reward Current Account Halifax?
I did not response to their email asking for new Halifax Reward Current account. However, I remember it said starting 1st June.
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How do I know if I've been paid via CHAPS or BACS?
I'm going to be taking a large payment this weekend (just over £20k for a car), so I'm reading into payment types and any pitfalls. As I understand it, BACS clears within 3 days. I'm with Monzo and when someone pays me via BACS, the amount appears immediately. No mention of "pending clearing" and no mention of it being via…
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Grocery shopping basic account
My partner and I are looking to open a joint bank account solely for our shared food shopping. We both already have our own current accounts and handle household bills and mortgages separately. Such an account would only get £400 paid in monthly, and not have any direct debits set up. We don't want a fee to pay for the…
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Business Banking Practices
I recently asked a plumber to do some work for me, he works through his own Ltd company, and sure enough, he sends me an invoice on his company headed paper showing his VAT reg no. However, what struck me as an odd practice, is that he asks me to make payment to a bank account in his personal name. Is this an acceptable…
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NO ACCESS TO ONLINE BANKING
An elderly relative of mine needs to find a new bank account that does not insist on online banking. They have no access to a computer and would not be able to use even if they did. They have been advised by HSBC that they cannot carry out any banking services in branch any more. This has left them with a savings account…
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Santander Online Activity Log
Just wondering if any other Santander online users have noticed the absence of any information in their online activity log. Normally the log is located via “other services” and used to contain full details of logins and detail of what activity has taken place while logged into the account. I needed to check something this…
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Business bank account recommendations
Hi, I have finally taken the plunge to set up my own consultancy business. I will work from home so my only costs are my wifi and my electric. Can anyone recommend a business bank account? Preferably one that links with a cheap accounting software. I see some business accounts charge a monthly fee? Thanks!
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Basic Bank Account for Homeless
I have a friend who is currently in a homeless accommodation, he has lost pretty much everything after a car accident left him unable to work, he has huge mental health problems, lost mobility and some form of brain injury making it very difficult to use online. He has has massive struggles in during the pandemic which…
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Do Lloyds conduct a hard search when increasing OD?
Does anyone know if Lloyds conduct a hard search when increasing OD limit to the 'Likely to be approved limit' online?
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YNAB You Need A Budget
Hi I have been using the YNAB method of budgeting since February and can honestly say it is by far the best thing I have done for our families finances. We have never had so much control over our money and feel laser focussed on our goals. If you have struggled with money or just want a system that helps you manage it…
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Debit card for learning disability
Hi, looking for possibly a pre paid debit card for my daughter 30 who has a learning disability. She is unable to budget and tends to have lots of friends when she has money (if you know what I mean). With more shops only taking cards I think this is the way to go for her. Any help or ideas please.
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Sending money to Canada from UK
Hi, Looking to transfer 50,000 pounds from the UK to Canada where I am a permanent resident. Wondering what would be the most cost effective and low risk vehicle for this? Any help would be appreciated. Thanks.
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Wanting to move from HSBC Premier to Barclays Premier and they aren't interested
I've been a happy HSBC Premier customer for >2 years. The recent trouble with HSBC and China has me looking around at other Premier banks that will take me.Today I called Barclays Premier line. What unhelpful people. They are clearly not enabled in the same way HSBC are to deal with customers and can only read scripts -…
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Payment to old switched account. How long to wait?
Hi all, and hope you're all keeping well during these odd times. A friend of mine has paid some to money to me, on the 5th June. However, he's used an old account, that I switched from in December 2015. The account I switched to is still open, and that definitely hasn't had a redirected payment to it, and my friend hasn't…
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Transferwise - Spanish direct debits
Has anyone got a Spanish direct debit to function from a Transferwise multicurrency account ?
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Cheque name matching
I recently received a credit refund cheque because my utility company went bust. I paid it in to HSBC via their app (using cheque imaging). It all appeared to work and the money was credited to my account. I then tore up and threw away the original cheque. A few days later though I received a letter from HSBC saying the…
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Refund paid to expired debit card to old bank after switch
Holiday company insisted on refunding my balance of £4973 to my old debit card That I’d used to pay balance. I switched banks on March 31st from Santander to 1st Direct. Santander debit card expired 04/20 and refund processed on June 4th. Holiday firm Just You /G Touring insist payment processed but not getting anywhere…
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Advice needed for Santander switching sole to joint account
I have a sole 123 lite (which is in active use), wife has a sole 123 lite (which is in active use) and we have a joint everyday current account (not being used). Is there a way to transfer/switch accounts so that my 123 lite becomes a joint account and wife's sole 123 lite account is transferred/switched into it? Would…