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Bank Accounts that Pay Interest
This is probably a stupid question, but I just can't get my head around it. Nationwide have a current account (FlexDirect) with an introductory offer where, every month for the first 12 months, you get 5% interest (AER) on any income over £1,000. Does that honestly mean that if you deposit £1,000 every month, you get £50…
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Helllpppp!!! Santander bank account froze
So small overview...... I got a new bank account a basic Santander one and I was due a tax rebate.... a pretty big I've never done one before so this is years of accumulation. The payment went in so I payed a few Bill's then theh froze the account. I've provided evidence that this is all from hmrc fully above board but…
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Advice from HSBC customers, please
I currently bank with Santander, but live in the middle of nowhere and don’t have mobile coverage. To make a payment from Santander, they insist on texting a one-time-passcode to a mobile number. I understand it is new security, but they can only send the code to a mobile. Apple, and even the tax office are able to send…
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Moving sterling account
Got a bit of a complicated issue with a pound account at the moment- well moved around a lot over the years and got accounts all over the place. Recently opened some with the online banks like N26, which are useful when you travel a lot.The one causing me the most is hassle is account with Raiffeisen Bank CZ, Czech…
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Do Monzo or Starling work in UAE Dubai
hello everyone. I just wondered if anyone has used Monzo and or Starling cards in Dubai. Are they accepted widely/at all. Any advice. Ive no preference to either but if they work and i can use them and top up via my online bank account it would be very helpful on an upcoming trip. All feedback welcomed. Thankyou
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HSBC Advance £175 Offer
I bank primarily with NatWest but I also have a Monzo account. I don't use the Monzo account and have no DD set up on it. I saw the HSBC joining offer in Martins email this week and I want to do it. My question, can I just set up two Direct Debits to charities for £2 each on my Monzo account and then do the DD switch…
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switching - what about savings
Like many on here I have a Marcus instant access account which only allows withdrawls to my nominated current account So if I switch my current accounts will that be automatically changed or will I have to do it ?
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What Kind of Bank Account
Hi all, I am not sure which kind of bank account I need. I need a savings account but save for a while then have some work done on the house so then withdraw cash or pay someone, so need regular access. There is no regular money going in or coming out just transfer some in when we have it. What kind of account do I need…
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Pay
Hi I dunno if I'm in the right thread but if my pay cut off date Is the 1st but I get paid on the 15th would I get paid 4 weeks & 3 days this month
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NatWest and RBS to scrap bills cashback - what you need to know
Around 1.7 million NatWest and RBS Reward account customers will stop earning cashback on their bills from February, MoneySavingExpert.com can reveal. They will instead be given incentives for logging into their account and having direct debits - here's how to check if it's still the best account for you...Read the full…
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Lloyds bank overdraft limit reduced
Has anyone else had a letter from Lloyds (not from their branch) reducing their overdraft limit because they don't use it ? they hid behind the 'need to be a responsible lender' but in reality it seems like they aren't making enough money from my account
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Reaching Marcus' £100k Maximum Deposit Limit
I emailed customer services of Goldman Sachs / Marcus asking if once the £100k deposit limit is reached, is interest still paid on monies above this £100k limit i.e. the monthly interest being added to the account. I received a response and I think they are saying that interest is paid on balances above the £100k deposit…
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Paying in cheque with first direct
Hi So I have a first direct account and I needed to pay a cheque in so I popped down to my local HSBC bank and paid in the cheque yesterday morning with one of them do it yourself atm machine in the bank but still nothing is showing on my account Is this normal? How long does it take?
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Starling about to hit 1 million accounts
Another success story from one of the "challenger" banks https://twitter.com/StarlingBank/status/1193883860267945984?s=19 I know some will say this is still small beans compared to the established "Big 4", but still pretty good going in such a short time. :beer::beer::beer:
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Lloyds bank overdraft charges
Hi, just after some advice, im stuck in the overdraft rut. my limits has crept up over the last 4 years and its now a massive £5000, i am never out of it and i am paying at least £6 a day in interest. I have worked out in total i have paid over £7000 in the last 4 years in charges. I need to somehow stop the charges so i…
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Switching Accounts - Can I still access old statements etc?
Sorry if this is a hoary old subject, but I've never done a full bank account switch before. As I understand it, the new bank transfers the cash and direct debits over, but does your old bank then close the account so that you no longer have access to Statements, account history, tax certificates and other documents? I pay…
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The decline of First Direct?
Five years ago when I joined First Direct, they seemed the best thing since sliced bread. The customer service was great, I remember one occasion from me dialling the number, to having my query resolved, took less than 2 minutes. Now they seem like an absolute joke. Outdated online and mobile banking, and customer service…
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Joint bank accounts following a death...
My wife and I have joint current and savings bank accounts. In the event of the death of one of us is the other still able to operate those joint accounts in the immediate aftermath? We are with First Direct (HSBC) and have made our Wills.
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Club Lloyds - Lifestyle Benefits
Is it possible to have 3 accounts between 2 people and get the lifestyle benefits 1 sole account - 6 cinema tickets partner sole account- 6 cinema tickets joint account - 6 cinema ticket is the above possible as long as we fund all the account with £1500 a month?
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Currensea Card
I have just been reading about this over on the Monzo community https://www.currensea.com/# The concept sounds good, but I think I would like the opinions of any of the good folk on here who have more knowledge of the product before I consider signing up. All comments greatly appreciated. Thanks:cool::cool::cool:
