-
Monzo none existent customer service?
Monzo froze my account yesterday. I only noticed because amazon prime emailed me to say payment declined. Anyway that's not the worst of it I messaged them in chat yesterday and got a reply a few hours later as generic as they come. Today I was logged out so cannot chat. Tried calling them and their system just hangs up on…
-
NatWest Switch Gone Wrong
Hi I decided to switch my bank account to NatWest on 18th October for the £150 incentive. My application was approved and everything was going well. I received my online banking and mobile app login details, my new card and PIN arrived and I got confirmation emails and text messages telling me my account was open and ready…
-
Budgeting with an app
Hello, can anyone recommend a decent app for budgeting and not just tracking spending please? My finances are really tight and I want to set and track a lot of budgets. I have looked at YOLT but the categories don't match anything near what I need them to. Emma doesn't link with Smile bank so no good for me either. A few…
-
Overdraft
2 Quick question some years ago for which I mean approx 14 years I was on a low income , and was always in my overdraft, as time went on the overdraft amount was increased by myself . However I’m now stuck with high overdraft for which I’m in it every month. For which I’m charge a small fee plus interest Do I have a case…
-
How do you store/sort your finances
Hi all, Not the best title, I'll try and explain. Im intruiged, how do others sort thier finances? For example I've been reading a few posts and people mention "pots" for there money when they budget. A car pot, insurance pot, holiday pot, presents pot etc etc. While I know we are sensible with our money and live well…
-
Halifax card freezing question
Doesn't stop "Transactions where merchants don’t request prior authorisation e.g. some contactless payments." What does it mean by *some* contactless payments? I don't know why they can't just stop all payments...
-
Thanks to the MSE banking thread
I just wanted to express my thanks to all the members that contribute to this forum. I started reading out of curiosity a few months ago and followed much of the advice given on here. Since joining, I have opened, switched and exploited accounts and made a tidy little bit of money. To date: Nationwide FlexDirect - stashed…
-
Child bank account
Hello Looking for advice on the best baby bank account that will see my son through to his 18th or 21st birthday please
-
HSBC £175 Switch Offer
I have just received a £175 switching bonus in my new HSBC account. Strange, as I also received £175 fourteen days ago. I face an ethical dilemma and I will have to complain at the mental stress that they are causing me. ;) I will probably end up getting compensation. :grin:
-
TSB refer a friend
I thought I'd post on here and see if anyone can help me if they have experience in the matter. I currently have a TSB current account and was wondering if TSB will buy it if I close my account and then someone refers me as part of their refer a friend switch bonus scheme. The TSB T&Cs say you can't have a current account…
-
Which banks do free international BACS transfers?
I need to the deposit on a holiday, the company (who I've been on holiday with before) ave asked for a deposit via bank transfer which of the main banks let you transfer money internationall, using the IBAN number?
-
Halifax account benefits
Hi, I currently bank with Halifax as i have done for approx 17 years. I have just acknowledged that the bank is actually quite basic and the reward are generally poor. The one thing I do like is the cash back offers i get through the bank from companies such as Vintage Inns (usually about 10%) and Miller and Carter…
-
Barclays reverses decision on post office cash withdrawals - MSE News
Barclays has scrapped plans to stop customers being able to withdraw cash from post offices...Read the full story: 'Barclays reverses decision on post office cash withdrawals' Click reply below to discuss. If you haven’t already, join the forum to reply.
-
A warnng about barclays
Recently had a letter from Barclays advising that from January 2020 it's customers will no longer be able to withdraw cash from Post Offices with their Debit Card It appears that this letter is only being sent to customers who have a history of useing the Post Office to get cash - I have an account and have never used it…
-
Can I open a natwest help to buy and close my Lloyd's help to buy ?
I have a help to buy with Lloyda but don't like the fact that if I put in money and take it out I cant put back in anything for a month , I try not to but with recent illness I've had to put in and out to cover. I don't have any money in the help to buy with Lloyd's so it's been sitting empty for a while but now I am able…
-
how to record credit card payments when budgeting
I'm trying (again) to be more disciplined about recording spends. I'm self employed so my money comes in in variable dribs and drabs. (This is a budgeting problem in itself, but I've given up trying to find a solution, I just have to deal with what comes in). This means I never have a 'pay day' when there's a lot of money…
-
A bank is holding my funds
Hello everybody, This is my first post on this forum. Currently I am undergoing some hardships with a financial company in UK. I guess that I am not allowed to write the name of this company publicly, but what I can tell you is that this company is regulated by FCA (Financial Conduct Authority). In short, this company has…
-
Barclays Premier
I’ve recently seen an offer for 25,000 Avios in switching to Barclays Premier. I’ve got a standard account with them currently. I do meet the eligibility criteria so am thinking of applying. Are there any benefits to this account or any disadvantages? I’m not interested in leaving Barclays at present - they provide me with…
-
Customer has overpaid significantly
Hiya. I have presented customer with an invoice for 1214£ last night via email. He has received it ( my software tells me when invoice is opened) and paid. He was slightly inebriated when I was leaving his house and I believe that was the reason why he has overpaid 10 times. Amount I received was 12140£. I've notified him…
-
HSBC Switch from TSB
Hi all, I opened up a new HSBC account yesterday to take advantage of the £175 offer. I've requested my switch to be completed on 08/11/19. Currently when I log in to my TSB account I can see a Classic Account and a eSavings Account both have the same sort code but different account numbers. During the switch request I…
