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First Direct
Hi, I have a sole First Direct account which I would like to change to Joint account. I have received forms to complete but there is full application for my other half. They also require certified documents for myself (existing customer) and for my other half. Just wondering how was the process for anyone else who changed…
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Club Lloyds and BOS dropping rates to 1.5% on 1st July
Just noticed this on Lloyds website: Please note: From the 1st July 2018, we will be changing the interest you can earn on Club Lloyds current accounts. The current interest rate of 2% AER/1.98% Gross variable, payable on balances between £1 and £5,000, will reduce to 1.5% AER/1.49% Gross variable. You will still need to…
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Lloyds ‘Running of the Horses’ Ad
What do you all think of the new Lloyds advert, Running of the Horses. YouTube “Lloyds bank 2018 advert”?? Does it make you want to switch to Lloyds? Or does it make you want to go to Barclays.
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Large unrecognised payment??
I was just going through my bank account online when I saw a payment for £385.16 to BRI*[daughter's name]USA as a merchant voucher. I rang Barclays and they said this could not be treated as fraud as it was a REPEAT payment. They looked and the same time last year I paid £12-75 to the same reference. I have stopped any…
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16 year old UK resident being paid in dollars - how?
My 16 year old son has just been given an amazing job opportunity and is about to be paid to play computer games. However, he is going to be paid in US dollars because later in the year he will move to the USA for a few months. He is not old enough to have a currency account or credit card. What is the best way for him to…
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Natwest have paid up,where to now?
Hi, All you serial switchers,now that most of us have received our free £125 from Natwest,where next to go? I have two options either the Halifax or M&S Is it worth going to the Halifax for £75 or wait till they maybe they increase it back up to £125. Or M&S sounds a great deal if you have 3 Direct Debits which I have. I…
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Halifax mobile app - working for you ? - FIXED
Not a new install, has worked fine in past on iOS Now saying I've been signed off and going round in a loop if I try to sign in EDIT : OK - sorted - killing app didn't fix it - but a reboot did
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Bank statements
Hello, My girlfriend and I have been renting an apartment for 1.5 years and have had a flat-mate for 1 year. We have just had an offer accepted for a property and need to send over information to the soliciters. One piece of this information is 3 months worth of bank statements. I pay for the apartment through my bank…
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Peronal Finace Software & Open Banking
I was wondering what experiences anyone has of using, say Money Dashboard with LLoyds Bank? I knopw Lloyds has its Money Management tool but its just awful to use and I am thinking a connected service like MD might be a good alternative. I only have a coupke of current accounts and a savings account. I have used MS Money…
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Nationwide FlexDirect statements question
Recently opened a Nationwide FlexDirect account. My understanding is that no paper statements are issued with this account - only being made available to view/download online. Can someone with knowledge of this account tell me when the statements are actually produced (it's one month today since I opened the account - 12th…
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Faster Payments - No longer Instant
Hello Has anyone else noticed that faster payments are no longer instantaneous? I used to be able to send the money from one bank, log in to the target account and see the money. (Apart from Tesco bank) In the last week or so it seems to take 5-10 minutes. I've noticed this with TSB, Halifax & HSBC. Kind Regards
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Regular Saving Help
Hi all I need help, hope you can offer advice. My OH has a Tesco Savings account, where she pays £50 DD into. They have written to us, saying they are no longer taking DD payments in the account. So we want to find the BEST account that we can pay £50 in to per month, and have instant access. I wanted a bank with a switch…
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Switching back to nationwide using refer a friend incentive
Hi all, Have just switched to tsb to pocket the £75 switch incentive having been a long-term nationwide current account holder. My other half has a nationwide current account. My question is will she be able to refer me back in the future (and each of us pocket the £100 refer a friend incentive?). Thanks.
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Lloyds bank mobile number issue
Hello, I have a serious problem with my bank account: my UK mobile number associated qith my bank account is been deleted fews days ago so now I can't make operations on Lloyds website-app. I don't live in UK by 8 months and I can't collected the mail from my bank on my last address there.. Is possible to transfer an…
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Business Account for my Partner
Hi all, hope somebody can help. My partner is about to start her own business (sole trader) and although she could use her current account she would rather keep things separate. The problem is that her credit rating is shot due to issues in the past and whilst we are dealing with the problems it does mean that she wouldn't…
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Packaged Bank Account Fee's Reclaim success!
Hi, just as a head's up to you all I am with Co-op bank and have been for longer than I care to remember. Many years ago I was I was told the only way I could get an overdraft was to upgrade my bank account. I thought it was worth a 'punt' and filled out the form on here. I was contacted by the bank a while later, having…
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Halifax suspended account.
My father has terminal leukaemia and has chosen to come home. Apart from pain management all treatment has stopped and it is purely palliative care. He wanted to transfer around £1700 (leaving £1 in) from his Halifax savings account to his Natwest current account so he can sort out his affairs and give some money to his…
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Natwest transactions - Is this even legal?
Looking at online banking around 12 midnight last night (9th april). Assumed it would display all transactions that had left my account that day and that no more could go through. Woke up to an additional 5 transactions having left my account on 9th april!! This senario happens all the time. Have asked natwest to confirm…
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Bank Account for non-resident non-expat OR other ways to be paid in GBP in the UK
I know this has already been asked but off-shore bank accounts are not an option because either they ask for a high balance or you need to be an expat. Or maybe you can prove me wrong. However, I just need to receive regular monthy payments. Is there an alternative way to be paid without opening a bank account? Checks are…
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Business bank account help
Hi, I'm after some advice from the great community on here. I've traded as a sole trader and covered my own self-assessment tax returns for 17 years but have been speaking to an accountant who has suggested I become a limited company since this will work better for me. I therefore need to have a new bank account and…
