We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Bank Account for non-resident non-expat OR other ways to be paid in GBP in the UK

John_John
John_John Posts: 11 Forumite
edited 10 April 2018 at 9:45AM in Budgeting & bank accounts
I know this has already been asked but off-shore bank accounts are not an option because either they ask for a high balance or you need to be an expat. Or maybe you can prove me wrong.

However, I just need to receive regular monthy payments.
Is there an alternative way to be paid without opening a bank account?

Checks are not an option because where I live GE they are not any longer used and would have huge bank costs to cash them in (something like 40 GBP per check).
Paypla is not an option for the agent who pays me.

Never thought it would have been so difficutl

Thanks.

Comments

  • Cisco001
    Cisco001 Posts: 4,258 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    pay to paypal?
  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    John_John wrote: »
    I know this has already been asked but off-shore bank accounts are not an option because either they ask for a high balance or you need to be an expat. Or maybe you can prove me wrong.

    However, I just need to receive regular monthy payments.
    Is there an alternative way to be paid without opening a bank account?

    Checks are not an option because where I live GE they are not any longer used and would have huge bank costs to cash them in (something like 40 GBP per check).
    Paypla is not an option for the agent who pays me.

    Never thought it would have been so difficutl

    Thanks.

    OP if you carefully re read your post - can you honestly say on here that your actions do not sound suspicious?
    There are processes in place to make ''suspicious'' transactions difficult.
  • OceanSound
    OceanSound Posts: 1,482 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    GE? No idea which country the op is talking about.
    However, I do know you can send a uk post office postal order to certain countries up to a maximum value of 250 pounds. It will cost 12.50.
    See: https://www.postoffice.co.uk/postal-orders
    Again, without knowing how much he/she wants to send, cannot say if it's more cost effective (cheaper) than cheque.
    Op: is there any mobile (phone) wallet option in your country?
    Also, some services like this:http://www.xpressmoney.com/currency-calculator.php
    Offer cash pickup at agent. Sending 1000 pounds to georgia will cost 25 pounds. Please check reliability/trustworthyness of service beforehand. I've never used it personally.
  • somsman
    somsman Posts: 41 Forumite
    Eighth Anniversary 10 Posts Name Dropper
    Transferwise Borderless account might work. It is a new service they offer where they open multiple bank accounts for you in UK, Germany (for Euro), US and Australia depending on your needs. No fee to open, no monthly fee, very low % for transferring between your different currencies, and then just a small charge to withdraw money from one of your TW bank accounts to an outside bank account.

    May only be available to business customers so far, but I understand they are rolling it out to individuals as well.
  • Flobberchops
    Flobberchops Posts: 1,279 Forumite
    1,000 Posts Fifth Anniversary Combo Breaker
    It would help if I knew where on Earth GE was (Georgia? Germany?) but the Payment Services Directive means that a UK bank cannot presently turn away an EU resident as a customer, at least not on the grounds that they don't have a UK address. Banks don't advertise this as it's a pain for them (verifying documents in foreign languages and non-Roman alphabets for example) and the frontline staff you speak to may genuinely not know this provision exists. But you should be able to open a free UK account.
    : )
  • eDicky
    eDicky Posts: 6,835 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    It's not reasonable to expect advice with such a lack of details, such as source currency, country, the agent's available transfer methods, why no UK account, etc.
    Evolution, not revolution
  • Thanks Flobberchops for this information. I have been trying to open an account as a non uk resident and I am not getting past "are you a UK resident" any tips would be helpful.
  • Why do you need a UK account?

    Where do you currently reside?
  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Thanks Flobberchops for this information. I have been trying to open an account as a non uk resident and I am not getting past "are you a UK resident" any tips would be helpful.

    If you are a EU citizen then most banks will open you a basic bank account.
    However they will probably have an online application together with an address for you to send the application ID.

    Going into a branch will be a no no.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.6K Banking & Borrowing
  • 254.5K Reduce Debt & Boost Income
  • 455.5K Spending & Discounts
  • 247.5K Work, Benefits & Business
  • 604.4K Mortgages, Homes & Bills
  • 178.6K Life & Family
  • 262K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.