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Is there such a thing as a "card statement"?
I recently changed banks and therefore changed debit cards. I tried to withdraw some money from an online bookies, and was informed that I needed to provide them with a photo of my card as a security verification (I can black out 8 of the numbers for my own peace of mind. I sent them a photo of the card that I topped up my…
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Account with multiple pots for budgetting
For a while I've had two accounts. One where my pay is lodged and anther where all my regular outgoings come from. For various (good) reasons, I'm closing one and down to one now, but I'm relaly going to miss one thing. Every month, at the start of the month, I estimated my upcoming outgoings and transferred the money over…
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arrangment to pay vs default
My partner is in a arrangement to pay for her £4k overdraft she is struggling only paying £20 a month she. She's wondering if she lets them issue a default rather than having an AP marker for 20 years. whether that will effectively wipe off the debt after six years and what the bank could do e.g. ccj or anything? All…
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Nationwide switch bonus referral
Hi I want the £100 switch bonus, but does not know anyone at Nationwide. Anyone on the forum willing to refer to me? Kind regards, Moomin123
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Which bank for a basic current account?
This is not a switch, it will be a fresh account. I need a basic account that will provide paper statements, a contactless card and no need for two direct debits up front (there may be direct debits down the line). Is there such a thing?
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Monzo?
I'm on the waiting-list for this but keen to here people's thoughts on whether it's safe and/or secure? Auto-budget features and no charges abroad look good, but not having branches etc - is it risky? :eek: Are other people trying new banks or have had good experiences of other ones? p.s. I'm a sucker for things shiny and…
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Italian bank account for non residents fee free
Dear Forum, I would like to open a non-resident Italian bank account that is free - so no monthly fee for having the account. I know there are charges for transactions but I would simply like to open an account and when I go there on holidays put a small amount in to keep the account open and this don’t want an account…
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santander 123
Good morniig I apologise if this has been gone through a thousand times already but im new to the forums and is my first post.I ve had a 123 account for a long time now ,i have no mortgage or any insurance policies with santander i have around £20000 lifetime savings inc an isa with them,i would like to know whether i…
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Who provides the least involved switches?
I have a number of accounts I'm looking to close, switching is an easier solution than writing a letter/visiting branch to formally close. I have done switches before, some require several calls, etc. First Direct was the worst, numerous calls and letters. Which banks provide simplest of switches, preferably all handled…
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Bank is chargebacking every transaction i made
Hello, I wont get into too much details on why my santander was closed... but i was sent a fraudulent payment to my account for two PC's i sold totalling £4000. After 3 weeks, i could not login to my account and apparently they are closing my account and provided no other explanation. I showed invoices and receipts in the…
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Exercising POA?
I've posted this in the family & relationships section as well, but maybe it's better suited to this board? Unfortunately, my elderly mum is currently seriously ill in hospital, and recovery seems unlikely. We sorted out POA (medical & finances) a few years ago, when she made her will. The POA was also registered with the…
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Bank Account for New Born
Hi Guys, Hopefully someone can help me out here with a simple question, My wife gave birth to our son 4 weeks ago and he has been given money from grandparents (around £700), we're looking to set up a bank account for him that and we will pay regular amounts (£20-£50pm) into ontop of the £700, we wont need access to the…
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Which Current Accounts allow weekly DDs
Hello, In the process of re-arranging my direct debits - bit late I know but I intend on closing a few accounts. Want to know which current accounts actually allow interest to be earned for a single recurring direct debit. I.e. Requiring 3 DDs for interest but using 1 single mandate which pulls money once every 3 weeks.…
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Extra multiple accounts- empty out or close?
I have a number of accounts from the easy high interest heydays which are really no longer worth the trouble following repeated interest cuts and in some cases additional requirements like direct debits. A good example would be my 3 Bank of Scotland accounts. In some cases it will no longer be possible to have multiple…
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Graffiti in Bank
Some context to this issue but some months ago a customer within a Halifax branch spotted some racist graffiti in a bank and made a big deal of it, demanding compensation etc, I later found out this graffiti had anti Semitic connotations. Some months later in the same branch I spotted some anti Semitic graffiti so I had a…
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HSBC £150 switch incentive - how long?
Does anyone here who has recently switched to HSBC know how long it take them pay out the £150? I switched over 6 weeks ago but have not received anything yet so wondering if this is normal.
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Keeping Overseas Account (New Zealand)
Hello. Long time observer, first time poster. :) I am looking for an (expert) advise regarding what to do with my overseas account, keep it or close it? I was living in New Zealand for a while and have a saving account with ASB (2.20% interest). My question is twofold: is there any benefit of closing that account and…
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MSE News: TSB extends £75 refer a friend...
TSB customers can earn £75 each for themselves and a friend they refer to the bank...Read the full story: 'TSB extends £75 refer a friend current account offer' Click reply below to discuss. If you haven’t already, join the forum to reply.
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Does an account without overdraft affect score?
Hi Can a bank account which doesn't have an overdraft allowance or any credit card affect my credit score? If I switch to a different bank can this have any affect? And does it make any difference if I had such an account open for many years?
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Switching From Satander
Having recently switched from Satander to Halifax, I am a bit puzzled that my account is still viewable on Satander web site? Has anyone found similar after switching, as the account should have been closed 3 days ago
