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Switching Bank Account to existing account.
The idea behind most bank account switches seems to be to do them when you open a new account. But I'd like to switch a couple of accounts to an account (with Santander) that I've had for quite a while. Can I do this? I've looked on their website but I don't see how, and emailed them to ask but they haven't replied. Thanks
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Child current account?
Hi, So yesterday my son came home with information regarding opening a child current account, he is 11 years old. The account was with a local Credit Union bank (1st Alliance). It will give them access to online banking to check balance, a debit card to make purchases and also offer cashback from some retailers. However,…
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Natwest Slow to Show Debit Card Transactions?
If I spend using my Natwest debit card, it takes a few days for the transactions to show up in my online banking. Is this normal or do other banks display this information instantly? I have a Curve card and that shows the transactions instantly on the app on my phone - why can't Natwest do something similar? I find the…
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Opening US bank account from the UK? (to avoid PayPal fees)
Hi all, I'm from the UK and living in England. I work freelance online and receive payments from my clients in USD via PayPal. I have a UK Ltd company and Natwest business bank account. PayPal takes a fee when I receive money from clients, then they take another fee when I covert the money from USD into GBP as part of the…
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Tesco current acct - do standing orders count?
I'm looking at opening the Tesco current account but to use it mainly for saving. As far as the 3 DDs go, can these be standing orders, or do they have to be actual direct debits?
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Is Metro now worth keeping?
I opened a Metro Bank current account to replace our defunct N&P Account. There are all these new startups with free worldwide ATM access & I'm thinking of closing the the MB one. We also don't live very close to a branch for the late / weekend opening and it doesn't have anything else very competitive that i can see. Are…
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Help with Nationwide please?
Hello, A few days ago i called nationwide and reported fraud/suspicious transactions on my account. They put me through to the "specialist crime unit" and they "restricted" my account with immediate notice following complete closure in 14 days time. They also denied my fraud case, and said they didn't wish to have me as a…
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What are the dangers of switching to digital banks like Monzo and Starling Bank?
Hi all, I'm an avid user of digital banking apps like Starling Bank and Monzo. Personally, I just find them so much easier in terms of staying on top of my spending. I've therefore been considering a switch from my Barclays current account to a Starling bank account (or Monzo when they finally release this feature).…
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Maximise Switching Returns with a Joint Bank Account
How do a married couple go about splitting their joint bank account into multiple sole accounts in order to benefit from the new switching rewards on offer please ?
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Help with budgetting - please??
Hi all, I'm really looking for some suggestions on how best to manage our money. Currently we have 2 current accounts. Our wages are both paid into the same account (I'm paid 4 weekly, and my husband monthly), our bills all come out of this account too. I have set up a standing order to transfer our weekly personal spends…
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Dormant HSBC account
After a series of recent upsets, I decided to switch my main banking account from HSBC to Halifax, which means my HSBC account will likely get downgraded from an Advance, right down to a basic. I just wondered how likely it is that HSBC will close my account since it will have no activity?
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Transferring money from a UK to Canadian Bank Account
I'm trying to transfer money as a gift to a family member in Canada and can't figure out what I need to record for the routing number. I'm trying to use Azimo and it's asking for an 8 digit routing number. However, in Canada, routing numbers have 9 digits (a leading zero followed by the 3 digit institution (branch number)…
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Budgeting with different paydays. What do you do?
So I am going to start piggybanking and am getting a bit overwhelmed! :p When doing a budget with a view to transferring funds to various accounts, how do you work with varying paydates? I have two jobs with different, but fixed, paydays near month end. My husband is self-employed receiving various payments throughout the…
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Piggybanking - which accounts to keep? Santander123 or standard C/Account?
Hi, We want to start piggy banking, so I'm looking at which accounts would be best. Martin's article mentions 'no frills' accounts, so I wonder if I should change our existing ones. Background information: I have two Santander123 accounts with DDs spread between them. These were originally opened to maximise interest when…
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How to open account for my author pen name?
I am about to launch books under a pen name that I need to keep separate from my other writing work. I want a bank account where my debit card, cheque book and all payments coming into or going out of my account to state ONLY my Pen name. I don't want REAL NAME trading as PEN NAME. I bank with Lloyds but after spending two…
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Help! Ethical bank won't issue cards.
Hey folks, I have a business bank account with ethical bank Triodos. Problem is, they don't issue debit or credit cards. Just cheque books. Anyone know of a third party card provider that may be able to help? Ta for any info.
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Switching Just 1 of three BOS accounts
I no longer require one of my three Classic Vantage Bank of Scotland Accounts. Is it possible to receive a switching incentive if I still require the other 2 accounts? Say I switched using the Co Op incentive for example. Would I still be able to keep the other two Bank of Scotland Current accounts whilst still receiving…
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Switching away from Lloyds, not allowed to make internet payments
Hi, I don't know why I believe all the "painless" stuff about the Current Account Switching service. Switching away from Lloyds, process started yesterday, completing September 4th. Just tried to pay a credit card bill via internet banking and could not. Called help line and they say that because switching has started I…
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MSE News: Applying for an Ulster Bank savings account? It could mark your credit file
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Recommendations for a bank account for a 15 year old
Can anyone recommend a bank account for a 15 year old? Preferably a current account.
