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Santander Select
Hi all I have a question regarding Santander Select and I would be grateful for any feedback and advice. I am wondering if although my personal “salary” is below £5k per month requirement, if I transfer money into my account which tops this up to slightly over £5k, would this be eligible for the upgrade? I have an offer…
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Halifax Reward Current Account
I've been trying to apply for the above account but keep getting an error page. Has anyone else had this problem? Am wondering if they've been inundated with applications or something. Thanks all.
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HSBC Switch
Hi,thinking of switching to take advantage of the £200 offer but have heard this bank doesn't make the switch a smoth event.like everyone else I have coming and goings in my account and don't want any inconvenience if it goes wrong. Does anyone have any experience with switching with HSBC and offer any advice?
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Switching Bank Accounts
I have all my accounts with Nationwide and have heard the hype about switching bank accounts just to get the cash reward that banks offer. I haven’t done this so far as, even though it does appear quite easy and all direct debits are switched over automatically, I have Nationwide mortgages which I overpay (using my…
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Co-op switch - but no £150 yet
Hi, Went into branch on 9/11/2016 and arranged switch. Switch started on 10/11/2016 and completed on 18/11/2016. (Switch offer closed for new applications on 11/11/2016 so got in 1 day before closure) T&C's say that £150 will be paid within calendar days of switch completing, which was yesterday. Checked this morning and…
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*New* Help to reclaim packaged bank acc fees?
Hi, I'm new and trying to figure out how to try to reclaim the fees from my packaged bank account as I know I was mis-sold it. However, whilst I actually remember the conversation about the account I can't remember the year. It was either in 2001 when I was taking out my first mortgage or 2005 when I took out my second. I…
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Switching Bank Accounts and Credit Rating
This query has been resolved. Many thanks to all who replied.
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Should I wait 'til end of Jan to open NW Flexclusive RS?
I opened a Nationwide Flex Direct a/c early on Saturday afternoon with the intention of opening the Flexclusive RS the same day, because it was reported here that you get your a/c no. straight away. You do, but it failed to appear on my online listing until 1 Jan, the date I was going to make the second £500 subscription.…
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Company failing to cancel direct debit
I cancelled a membership in writing back in August. The notice period was one month, and they confirmed that my final payment would be taken in September. I foolishly forgot to cancel the Direct Debit with my bank. In December I noticed they had been taking the Direct Debits each month still, so complained to the company…
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Budget tracker?
Hi all, My annual first quarter fiscal fast begins! Can anyone recommend a good budget tracker? I'm looking for a simple .xls template that can help me track what I spend from my pocket rather than entering stuff online, encourage NSDs etc. I was hoping that there's something out there that can save me from creating my own…
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Switching Incentives - Do you actually need direct debits setup?
Hi guys, Do you actually need direct debits setup in order for the incentive to be paid? I opened a dummy account and tried to get two direct debits to appear on it before the Halifax switch took place (there policy is you must have two DD to qualify for the incentive). Only one got setup. In fact, I was paid the incentive…
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Where to put money from sale of flat, that's not part of dmp..
Hello I'm on a dmp. May be paying it off soon , subject to agreement. I sold my flat,and at the moment have over£200k sitting in my nationwide Acct. I hope to buy another flat soon within 5 months or so. The problem I have here , is that my d m p is between Barclays , rbs,Santander . Obviously , I joined nationwide because…
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HSBC Advance - any point reapplying if rejected?
They turned me down last year. :( Has anybody been rejected and then applied again and been accepted? Or would I be wasting my time? I can't see any particular reason why I'd be permanently unsuitable - I did open quite a few current accounts last year, so it may have been too many credit checks in too short a time. Or…
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£10k - but "free" Santander 123?
Happy New Year guys. Long term reader, first time poster. I have £10k between me and the goodwife. This is currently in a Santander 123 account which we don't have to pay the monthly subscription for (i.e. we get interest and the cash-back on bills without any deductions for the £5 a month or whatever it is usually charged…
