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Faster Payment Returned (Tesco to Santander)
Made a faster payment from my Tesco current account to my Santander current account and payment never arrived whereas normally goes through in a matter of minutes as have done this transaction many a time. Shortly after 24 hours elapsed it reappeared in my Tesco account as 'FP returned'. Tesco say they sent the payment and…
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Is first direct REALLY any good?
hey so is first direct all whats it cracked up to be? could people tell me there experience with them? many thanks :j:beer::beer:
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Cheapest bank to pay in Euros cheque in to GBP account
Hi, I'm due to receive a cheque for circa 88 euros , which major bank will be cheapest to pay in the euros cheque in to a British pounds bank account?
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overdraft and collections??
Hello I'm 23 years old and today I've had to set up a overdraft of £2500.. I know that in the next couple of days my account will be -£1000 in my new overdraft I have just set up online today, I'm wanting to make sure that my account isn't going to be sold to a debt collector If I don't pay back my arranged overdraft in…
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Hsbc advanced account
I went into hsbc to open an advanced account. Tgey said i needed to have an income of 1750 a month. I could not top it up with savings to make up the shortfall or recycle money. Is this right?
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Budgeting with 5 weekends in the month
Sounds ridiculous but let's say I have £400 per month spending money, easy when there're 4 weekends, that's £100 per week! BUT when payday flips to the following Monday I never know how to budget that month. What do you do? I find I use more money at weekends so even splitting by the number of days in the month doesn't…
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DDs set up for 3 Jan should qualify for January's BoS interest
(Original title was 'may not qualify') Anyone foolish enough to take this advice without waiting to see if anyone backs it up looks likely to lose their Bank of Scotland Vantage interest this month (and maybe Lloyds too), if they set up DDs to go out as late as 3 January: Well, he's been proved wrong because the Tesco DD…
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First spend-free day of 2017
I love the days when I spend absolutely nothing, and today is my first this year. Just checked the fridge and that's ok and, as a good walk with the dog is all that's on the cards for tomorrow, I think I'll do my second tomorrow. :j
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First Direct Current Account Switch Blagged Deal
Hi guys, we're featuring a new exclusive offer on the site that whilst perhaps not being suitable for everyone, we feel might be a good deal for some of you; http://www.moneysavingexpert.com/banking/compare-best-bank-accounts#firstdirect First Direct New. Free £125 cash & rated no.1 for customer service Newbies to First…
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MSE News: TSB cuts its interest rate - move excess money now so you don't lose out
High street bank TSB has today slashed the interest rate it pays on its Classic Plus current account from 5% to 3%...Read the full story: 'TSB cuts its interest rate - move excess money now so you don't lose out' Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all…
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Anyone having issues with HSBC app today?
Happy New Year everyone. Is anyone else having issues please? I can launch the app on my iPad but the login window isn't populating.
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New Current Account but Applying for Mortgage Soon
I am planning on applying for a mortgage in the next 4 months. I would also like to open a new current account, 1 - to better manage money, and 2 - to take advantage of the £200 bonus currently on offer from HSBC. I am concerned that by opening the new account, HSBC will do a credit search which will be detrimental to my…
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Account switching guilt!
I know this is a bizarre question but for some reason, I feel a little guilty wanting to switch bank accounts again. I was with Halifax for several years, having switched from RBS. Back in July I switched to Co-op to get switch fee and £4 a month bonus. I now want to switch to First Direct to get their fee. But for some…
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Best Account for Foreign Purchases/Withdrawls
I currently have a HSBC Advance, which I thought was better on Foreign stuff, than it actually is. Alongside which, I have a basic Natwest account and a Santander 123 account. My S123 account has a 0% credit card also, which is shortly due to expire. So my plan here is to cancel the S123 credit card, and take out a new…
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Bank switching newbie
My name is spadoosh and ive never changed banks. There ive said it! Hoping the wonderful people of MSE can offer some opinion on how best to go about bank switching. Currently bank with halifax. Take home is ~£1100 every 4 weeks which is paid in to a halifax current account. I also have a card cash account with halifax…
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Extending TSB 5% contactless cashback until September
Rang TSB this morning who said I could go into a branch and downgrade my exiting Classic Plus account to a Classic account and then open a new Classic Plus account and get contactless cashback until September. They can't do the downgrade over the phone. An alternative would be to close the existing account (they can do it…
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Travel insurance
Hi. My family are on the verge of booking our first holiday abroad for around 13 years but before we do there a question I wold like to ask about holiday/travel insurance, assuming that they are the same thing. My mother is terminally ill and her time with us is unknown, although her prognosis is probably less than six…
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I'm in trouble
Hi All, I'm 25 and absolutely useless at managing my money and have never done anything about it, until now! I have realised I need to sort it out so here goes. I have £1461.52 debt on my credit card and min payment atm is roughly £100. I have an overdraft of £1472.40 which started paying interest starting Dec 2016, last…
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To stick with my current energy provider or not?
I have been a house owner for just over a month now and still not living at the premises fulltime as decorating it. As i needed to sort out an energy provider i selected British Gas and am currently on their Dual Standard tariff. As i haven't been in the property a long time and dont know roughly what my month usage is im…
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Wrong title on cheque
Advice please - I've received a cheque made out to Mr Elljay rather than Mrs/Ms or just Elljay. Can I still pay this in or should I return it to the originator to re-issue - not sure whether my bank would accept it or not. Unfortunately it's typed or I might just have been able to change it myself. Thanks Elljay
