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Unauthorised deposits
I made a £2 payment to wowcher via PayPal this morning. There's since been two payments of £141.89 and £106.89 taken from my PayPal account to sportsdirect.com. Obviously I've reported this to the bank who are dealing with this and I've changed my PayPal password, but is there anything else I can do or anyone else I should…
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Looking for the best student bank account?
So for those who keep trolling me on other posts, let me just add here first that I know I've been a little mixed with banks this year if you've seen my other threads, but last night I decided it's going to be a little more beneficial for me to open a student account. I don't want to go with HSBC as they have ripped me off…
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I'm scared
Just in the last five minutes, on this forum, I have read about people getting monies paid into their account and then scammers, in possession of their account details, name and address asking for it back. I have read about RI 400 taking monies from accounts. Just this morning, I received an email from someone purporting…
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Workshops
Does anyone know of any Financial Workshops that Martin Runs or are affiliated with this website? I'm wanting to just get better at how I deal with money and find it really hard to change my habits without some clear person to person advice. Any suggestions very welcome!
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M&S Bank
I'm thinking of doing the switch to M&S Bank to get the £100 gift card. Anyone know if the card can be sold on, in order to earn cash instead? ie. does the card have your name on it, or is it just a standard gift card that could be sold to someone else.
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Opening a Joint Account
Hi Folks, Me and my partner are thinking about opening a joint account for bills, joint shopping & emergencies which we both put an agreed amount of money in a month, but keeping our own bank accounts for our salaries and for our own personal bills and shopping etc. Firstly, we're not married, but from my understanding…
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Cheque book change and no communication
Both my partner and I recently noticed that our Lloyds cheque books were rather out of date - both are still Lloyds TSB books. A member of branch staff suggested we should order new cheque books, which we both did via the Text service. We have always had the counterfoil less cheque books, as most of us use cheques…
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TSB Switching Incentive - New Users Only?
Hi There, I see the new TSB switching incentive has arrived(presumably to hoover up as many disgruntled Santander 123 account holders as possible) Does anyone know if the switch incentive is purely for new users?(I have a classic plus account for the interest already) - reading the T's and C's it could be interpreted…
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About new TSB switching bonus
I already hold a Classic Plus acc with TSB, is there any other way I can get the switching bonus again? It said one can hold a C+ acc in their own name and another jointly, but there's no way to apply on9 for a joint acc (a criterion to get the switching bonus) and I also do not know if switching a sole acc to a joint acc…
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Incorrect payment into my account
Hi folks I had a letter through the post yesterday from a company called Parseq. It was basically a recovery letter for incorrect bacs payment into my bank account due to a manual keying error. The letter asks that I repay all funds by the 3rd November (the payment was made on 28th October) and they gave me sort code and…
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Santander 123 Student Account overdraft rates?
I'm in my second year of university now and at the moment I'm struggling financially. My step-dad just told me that you're able to get student loans throughout banks themselves but I told him I wasn't sure about that and that I've never heard of it before, although I told him I did have a HSBC student account with one of…
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Duplicate transactions - Barclays
Over the weekend I had 3 transactions (all debit card payments in local shops) duplicated/ debited twice on my Barclays acc - they were swiftly re credited and an apologetic text from them saying they had refunded them. It didn't cause me any problems with balance limits or anything but the combined value was around £100…
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I could do with finding a decent bank?
I've been in the world of banking for just short of three years now and I'm having nothing but trouble with the majority of them. My first bank was with HSBC in 2013 when I was 17, but a year later when I turned 18, they refused to change my account to the adult account with the £300 withdrawal limit and contactless card,…
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Combining Accounts.
Hi, Is it possible to switch several different accounts into one? Ie, I have open accounts with Barclays and NatWest, could I switch these two accounts into my sole Lloyds account, or is it not possible to switch more than one? Thanks.
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TSB Classic paperless statements
I have just been checking my account and noticed that it said that I hadn't opted for paperless statements for my Classic or Regular saver accounts. I am sure that I did and I have certainly not received a single paper statement since opening the accounts. My regular saver comes to an end in January so I hope that I will…
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First Direct awful account opening experience
Has anybody else struggled to actually open an account with First Direct? In particular with regards to their so-called "security procedure" where you need to provide proof of identity and address. They gave me a letter with a list of professions of people who could sign a copy of my passport and other bank statement with…
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co op statements
I have opted for paperless statements, but needed a paper copy to prove a credit, my printer not working so called into branch to request one. I was told because I was paperless I cannot request one, and advised to go the library. I was a bit surprised!
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Change Santander 123 to Lite. Can be done online from today! How?
hi, after a secure message failed to get my 123 account changed to Lite, can only be done on the phone or in a branch they said, I ventured in to town today. special journey to do this but in branch I was told they couldn't do it without an appointment and it would then take 1 hour. they did however tell me, and read out…
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Where is TSB interest?
I've just sat refreshing my TSB online banking page for the last two hours waiting for the interest to appear but it's not. I also tried on the mobile app and it didn't work either. Maybe it's a fault but I don't see any other posts about this so I guess everyone else has their interest already. I might go to my local…
