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Informal Overdraft - 1st Direct
Quick query regarding 1st direct accounts, their T&C's state you can enter an informal overdraft by accessing money from an ATM. Can anyone confirm if this is true?
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Is it free to move money into another bank online ?
Just a quick question. They are 2 separate UK banks, I just want to move some money from one to the other. As well as charges is there anything I should be wary of ? Cheers :D :beer:
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Switching and mortgages
Just a general question on the switching process. I've a current account and mortgage with bank A and am going to switch current accounts to bank B. Bank A have told me I need a service account with them as they cannot debt an external account to credit my mortgage account. Is this something that would be covered in…
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Leaving account open when leaving the UK
Hello, I have a savings account open with RCI Bank that offers a 1.65% rate of interest and I have quite a large sum of money there. I am planning on leaving the UK in a few months and they only allow the account to remain open if I live in the UK, as they need a UK address in case they send me correspondence. The thing…
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Yorkshire Bank a mess
I moved to Yorkshire bank recently for the switching bonus of £150 but the service has been very poor I did not receive a paying in book or cheque book. So I requested one online and nothing came. So I tried gain and still nothing came. So I requested them by secure message and was told they would be sent. Still nothing…
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Barclays unlicensed OD
Hi I am asking on behalf of my husband he has a current account with barclay's and has had for at least 15 years. He had a default with them for a student loan which we did not know about etc went to ombudsman ( that's a different story entirely). Anyway the default ended around 2-3 years ago and his credit score is now…
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visa debit card chargeback
Hi all, my first post so please bear with me as I try and navigate around site, Anyhow here goes with my query, as I can't seem to find any info online regarding this area, I was wondering if I can apply for a chargeback against a active company in the travel,tourist and holiday sector my dispute is with a local company to…
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New bank account
Hi I'm after a new bank account which has rewards and stuff. I'm currently with Santander. Have been looking at nationswide flexplus and Halifax ultimate rewards, but I don't really need breakdown cover or travel insurance though. What can you recommend?
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Ex student - huge overdraft fees changes
Can someone please help us My daughter has a student Barclays account with £2000 over draft and having finished her degree they say in September they will be charging her £1.50 per day She is working but in a low paid educational role and has student loans too Barclays have said she can't transfer the debt either Many…
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Moving abroad after university – what bank account to keep?
Hi, I'm an international student and been living in the UK since I started university. I'm arriving at the end of it and moving back home for now. I've been told that it would be best to keep a bank account open just in case I move back here later on, especially for credit checks, etc. Plus, I've got some subscriptions I…
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Just moved in with my Girlfriend, what is he best way to set up a joint pot?
We have been going out a year, and I guess the obvious answer to this is a joint account. But I had a few other thoughts that I wanted to run by the collective expertise here. - I have another 'spare' account left over from Uni, I was planning on closing it, but can I just get a second card for this account or is this…
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Bank refused to allow a branch withdrawal
I've made a complaint with my bank and they have responded but have missed completely what the complaint was about. A cheque was put in the bank first thing on the Monday morning and we were told the usual 3-5 working days, but that it might be available to withdraw on the Friday. Anyway, the money was showing in the…
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Moving direct debits over to new current account ASAP
I set up a Santander 123 account and the account has apparently been active since last Friday (April 9th). I've put money into the account and have already set up standing orders paying £500 in a month. However I still need to have 2 direct debits coming out of the account by May 7th otherwise I will lose all of the…
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Switching account question
I asked this in another thread but it got lost amongst all the other replies so here goes again... I'll be switching my Nationwide flexdirect next week when the 12 month period ends. I've never switched before though - should I take the 2.5k out first? Where will this months interest end up - my new bank account? Or can I…
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Swedish Krona SEK currency account
I plan to sell shares in a Swedish company and the proceeds can be in SEK with very small broker costs. To get the best exchange rates to GBP and avoid additional bank transfer fees etc I was hoping to use a facility like Transferwise to exchange to GBP. However to receive the proceeds in SEK I need an account that accepts…
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Currency account
Just been informed Im going to receive some money from Australia in the next 12 months or so but have been asked to provide a bank account in my name to receive the funds direct. I was going to use a currency firm like Tor or Halo etc but have been informed as due to they type of payment it is the account must be in my…
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Euro trading and best bank solution
Hi there, I have been looking online quite a lot but still can't understand what my best option is. I am launching a startup (Uk Ltd) which will however only trade in Italy. I have to open a bank account but I'm pretty sure I'll need a euro account as well - most suppliers and all sales will be in euros. Sales are going to…
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Free small business accounting software
Is there a good free small business accounting software that you can recommend.
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What is the best bank to set up a business account with.
I am in the last few months of my undergraduate degree and have recently incorporated a company, which I will start to run when I graduate, but have not set up a bank account yet. I was wondering is there a best or better bank to use? If so what are the best banks for business accounts and what are the banks if any to…
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Nationwide regular saver.
Hi all, Please forgive me if i'm posting in the wrong section or if this kind of question has been asked before. I did use the search but couldn't find an answer. I opened my nationwide flex account in june last year and put in the maximum £2500 paying me 5% interest. Now, once the first year is over the interest drops to…
