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LLoyds online banking can't log in.
Anyone else can't log in. Tried twice on my account and my wife tried once on her account.
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Bank Chasing me personally for Ltd Company O/draft
Hi all, this is a bit of a weird one. In 2002 I took out a bank account for my business, a Ltd company, and provided all documents, certificate of incorporation etc. The business went bust last year and there was an overdraft on the account. The bank have started chasing me for the debt, however I have never given a…
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Mobile App that Shows Pending Transactions
Hi, Long time reader, first time poster :) We've been with First Direct for many years and only after spending a year in Australia and using Suncorp as our main bank have I realised just how poor their online / mobile banking actually is. The main thing I liked about Suncorp is that you could see an accurate picture of…
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CIFAS Markers removal time frame??
Hi guys Not 100% sure if I have a CIFAS marker however sent a SAR away today. The reason I have done so is I have just been declined car finance and before that a second bank account which was only basic. Now I have no late payments at all, on electoral register not using too much available credit etc. So seems very…
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Transferring & receiving euros from spain
Greetings all Very frustrating day attempted to open either an hsbc or Citibank euro account as the wonderful MSE guide suggests - HSBC cant help & Citibank wont open a euro account - which would do the job - without a citi plus (Not open to out of bank customers) Or a Citigold (Need 75k balance with interest @ next to…
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Bank with 7 Day Processing and Mobile App
I've been with Cahoot as my main account since the first opened in around 2000, been very happy with them but it now seems the account is being left to wither. No mobile option, payment processing is not 7 days and delayed processing for faster payments, 4pm cutoff is particularly frustrating. Main plus points are easy…
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Interest Free Overdraft Nationwide FlexDirect-Be Warned
Nationwide Customer Adviser suggested late last year I change my FlexAccount to a FlexDirect. Said I could have an overdraft interest free for a year. Lovely Jubbly I thought and made the due change. Started to use my £5000 overdraft up to the maximum limit and all has been fine up to a week ago. I payed in thousands over…
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smile bank account application
Hi Applied for a smile bank account and they are asking for me to send payslips of income, yet they have not asked for ID documentation e.g. identity cards, passport or address documentation. I wanted to know is this normal just requesting 3 months of payslips, yet no formal ID documentation?? Kind Regards The Effects
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Credit Union Cheque Deposit Clearance
How does anyone else fair on the clearance times for cheques deposited into a credit union current account? I'm getting increasingly frustrated at my credit union insisting on 15 working days for cheques over £500 to clear. I've had a response from the CEO of the credit union stating that, basically, they are just covering…
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urgent helpo needed - transferred money to mortgage in error - can I get it back
Urgent help needed. My husband was supposed to transfer a large amount of money to our joint account yesterday so I could pay some bills (£1500). He stupidly transferred it to the mortgage account instead. As soon as he clicked send he realised the mistake (both accounts have our initials and last name), he called the bank…
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Foreign Exchange Account?
Hi, First post here so please be gentle! My dad got involved with a network marketing company in 1996 and has enjoyed great success with his UK income effectively allowing him to retire where the company are paying him royalties on the turnover generated by people that he introduced to the business. More recently, he has…
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(Late) Direct debits - Liverpool Victoria
Anyone else had any LV DDs taken a week later than normal? I thought the DD guarantee meant that payments should always get taken on the same day (if a non working day). Normally mine get taken on the 1st - this month the 9th.
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M & S £125 gift card
Hi, I have opened a current account with M&S (via the link on here). Can any one tell what the next step is please to get the gift card? Thanks
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ISA if I put £4k now what's the best rate I can get
Hi silly question If I were to put 4k in an isa let's say today and take it out after sometimes in April this year,does it gives me whole year interest or just for the days I keep my money in? I am just confused as a friend said today it gives out the whole years interest.
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Santander & Lloyds Account
Hi, Just looking for some advice please, I've recently paid off most of my outstanding debts (except for my car finance) and I'm now going to be using that extra income to save £500 a month. I currently have a normal Lloyds current account and have applied for a Santander 123 account. Bit of background first, My credit…
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Santander 123 - worth keeping 2 accounts?
I have two of these accounts from before they capped the number of accounts you should have. Account 1 is fully funded at £20k and account 2 has just over £15k in it. That £15k is earmarked for a S&S ISA next month so the balance of account 2 will be next to nothing. Would you pay £2 a month to retain account 2 just in…
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Financial reviews for large deposits sitting in bank accounts - trigger £?
Would forumites be able to say how much money sitting in a current account triggers a phone call or letter from the bank inviting the customer in for a financial review meeting? Which companies? I presume banks are still offer this as they have upholstered seats near the enquiry counter. Thank you recounting contemporary…
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Barclays Statement problem
Ok so got A/C With barclays last statement date was 27th Feb.. It was uploaded to cloud it last Thursday but hasn't arrived in post yet. All my statements are set to paper & all my other ones arrived with no problems should it arrive tomorrow? If it doesn't & i ring up will they send it again?
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Taking advantage of banks switching offer
Hi ok so I decided I want to take advantage of the current account switch service the offer atm where they give you a cash incentive for switching. The plan is to set up some donor bank accounts to switch to these new accounts the main problem I have is I have orgibiser my finances to have as little as possible coming out…
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Barclays Premier Account downgrade
I was sold a packaged account by a Personal Banker for travel and mobile phone insurance back in 2007, but cannot remember the exact details. However, when in branch at a later date was encouraged to upgrade the Additions package to a Premier Account which I did and have used the travel insurance, mobile phone insurance,…
